https://www.finextra.com/

ID da verificação
a807a3cc-ee88-4c4e-828a-f4e647a148fcConcluído
URL enviado:
https://finextra.com/Redirecionado
Relatório concluído:

Os links de saída identificados na página

LinkTexto
https://www.finextra.jobsLink to: Finextra.jobsFinextra.jobs
https://www.sustainablefinance.liveLink to: Sustainable Finance LiveSustainable Finance Live
https://www.nextgennordics.comLink to: NextGen NordicsNextGen Nordics
https://www.ebaday.comLink to: EBAdayEBAday
https://www.nextgenai.world/Link to: NextGenAINextGen:AI
https://www.linkedin.com/company/finextra/
https://twitter.com/finextra
https://apps.apple.com/us/app/finextra-research-news/id1551174789Link to: Our app on the Apple App store
https://play.google.com/store/apps/details?id=finextra.android.newsLink to: Our app on the Google App store

Variáveis JavaScript · 107 encontrada(s)

Variáveis JavaScript globais carregadas no objeto janela de uma página são variáveis declaradas fora das funções e acessíveis de qualquer lugar no código dentro do escopo atual

NomeTipo
0object
1object
2object
onbeforetoggleobject
documentPictureInPictureobject
onscrollendobject
$function
jQueryfunction
dataLayerobject
hjfunction

Mensagens de registro do console · 5 encontrada(s)

Mensagens registradas no console web

TipoCategoriaLog
debugother
URL
https://www.finextra.com/app_themes/earlgrey/scripts/merged/site.min.js
Texto
.section--article-mainContent-authorbox elements found: 0
debugother
URL
https://www.finextra.com/app_themes/earlgrey/scripts/merged/site.min.js
Texto
.button.community-showfeed elements found: 0
debugother
URL
https://www.finextra.com/app_themes/earlgrey/scripts/merged/site.min.js
Texto
.section--article-mainContent-authorbox elements found: 0
debugother
URL
https://www.finextra.com/app_themes/earlgrey/scripts/merged/site.min.js
Texto
.section--article-mainContent-authorbox elements found: 0
debugother
URL
https://www.finextra.com/app_themes/earlgrey/scripts/merged/site.min.js
Texto
.section--article-mainContent-authorbox elements found: 0

HTML

O corpo HTML bruto da página

<!DOCTYPE html><html lang="en" xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="utf-8"><meta name="viewport" content="width=device-width, initial-scale=1.0"><title>
	Finextra Research: Home
</title><link rel="icon" href="/assets/favicons/favicon.ico" sizes="any"><link rel="icon" href="/assets/favicons/favicon.svg" type="image/svg+xml"><link rel="apple-touch-icon" href="/assets/favicons/apple-touch-icon.png"><link rel="manifest" href="/assets/favicons/site.webmanifest"><meta name="theme-color" content="#4a4a4a"><link href="/app_themes/earlgrey/css/bootstrap/bootstrap.min.css" rel="stylesheet"><link href="/app_themes/earlgrey/css/main.min.css" rel="stylesheet">

        
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        <meta content="Latest financial technology news, fintech news, fin tech news, retail banking news, wholesale banking news, blogs opinion, analysis, jobs, videos, announcements and features" name="description"><meta content="Finextra,news,online,bank,banking,technology,finance,financial,fin,tech,fintech,IT,breaking,latest,retail,transaction,trade,execution,headlines,blockchain,digital,investment,mobile,business,challenger,payments,regtech,insurtech,services" name="keywords"><meta content="Finextra" name="Author"><meta name="google-site-verification" content="s2szUe9egW7AXhBrmyYGhHy0-vIyvQhGQMzLSaJ4XrI"><meta name="google-site-verification" content="NxBXi6GUTnq3QxX3d3mgUEqeeC6JZEKX4AW5DqsvJm8"><meta name="msvalidate.01" content="E3C577580AA2C01DCA56EB6ADC99C096"><meta name="yandex-verification" content="2729e345bc4c5778"><meta property="og:site_name" content="Finextra Research"><meta name="twitter:site" content="@finextra"><meta name="twitter:creator" content="@finextra"><meta name="twitter:image" content="https://www.finextra.com/about/finextra-logo.png">





        
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        <!-- Hotjar Tracking Code for https://www.finextra.com -->
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        </script><script async="" src="https://static.hotjar.com/c/hotjar-3084044.js?sv=6"></script>





        
<link rel="canonical" href="https://www.finextra.com"><link rel="canonical" href="https://www.finextra.com">
<script type="text/javascript">
 $(document).ready(function() {
advert_incrementer(7629, 5)
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</script>

<script type="text/javascript">
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advert_incrementer(7630, 14)
  });
</script>

<script type="text/javascript">
 $(document).ready(function() {
advert_incrementer(7632, 14)
  });
</script>

<script type="text/javascript">
 $(document).ready(function() {
advert_incrementer(7561, 14)
  });
</script>
<script async="" src="https://script.hotjar.com/modules.60031afbf51fb3e88a5b.js" charset="utf-8"></script></head>
    <body>
        
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                            <div class="d-inline-flex align-items-center">
                                <div id="headerlogoc">
                                    <a href="/"><img class="header-logo" src="/app_themes/earlgrey/images/finextra-logo.svg" alt="Finextra Research"></a>
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                                <div id="livebuttonc2">
                                    
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                                        <span class="button-text">Predict 2025</span>
                                        <span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg'); mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg');"></span>
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                        <div class="d-flex align-items-center user-menu-section">
                            <div id="searchmenuc" class="">
                                <div id="mainmenusearchbutton" class="search-button"> 
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                                <div id="mainmenusearchbar" class="search-bar">
                                    <div class="header-menu-search-bar">
                                        
                                        <div class="site-search-bar full-width" onkeypress="javascript:return WebForm_FireDefaultButton(event, 'ctl00_ctl00_ctl22_bSearch')">
	
                                            <div class="search-input-container">
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</div>
                                        
                                    </div>
                                </div>
                                <div id="mainmenuexpandedsearchmenu" class="" style="display: grid;"> 
                                    <div class="header-menu-search-bar">
                                        
                                        <div class="site-search-bar full-width" onkeypress="javascript:return WebForm_FireDefaultButton(event, 'ctl00_ctl00_ctl22_bMobSearch')">
	
                                                <div class="search-input-container">
                                                    <input name="ctl00$ctl00$ctl22$tMobSearch" type="search" id="ctl00_ctl00_ctl22_tMobSearch" class="search-input" required="" placeholder="Search Finextra..." tabindex="-1">
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                                                    </span>
                                                </a>
                                        
</div>
                                        <div class="header-menu-search-bar-close">
                                            <a id="mainmenuexpandedsearchmenuclosebutton" href="#" title="Close" class="button button-secondary button-icon-only" tabindex="-1"><span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/editing/Cross.svg'); mask-image: url('/app_themes/earlgrey/images/icons/editing/Cross.svg');"></span></a>
                                        </div>
                                    </div>
                                </div>
                            </div>

                            <div id="ctl00_ctl00_ctl22_pMember">
	 
                                

                                

                                
                            <a href="/community/login.aspx?returnurl=%2f" rel="nofollow" id="headerProfileButton" class="button button-small button-secondary button-icon-only"><span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/other/profile-1.svg'); mask-image: url('/app_themes/earlgrey/images/icons/other/profile-1.svg');"></span></a>
</div>
                            <div id="headerSignInButton" class="d-none">
	
                                <a class="button button-icon-left button-secondary " href="/community/login.aspx"><span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/other/Profile-1.svg'); mask-image: url('/app_themes/earlgrey/images/icons/other/Profile-1.svg');"></span><span class="button-text">Sign in</span></a>
                            
</div>
                            <div id="ctl00_ctl00_ctl22_dRegister">
                                <a id="headerSignUpButton" href="/community/register.aspx" class="button button-primary"><span class="button-text" rel="nofollow">Sign up</span></a>
                            </div>

                         </div>

                    </div>

                </div>
            </div>

            <div class="row">
                <div id="livebuttonc1" class="col-12">
                    
                    <a id="livebutton" href="/channel/predictions" class="button button-icon-both button-secondary">
                        <span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/communityevents/Live.svg'); mask-image: url('/app_themes/earlgrey/images/icons/communityevents/Live.svg');"></span>
                        <span class="button-text">Predict 2025</span>
                        <span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg'); mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg');"></span>
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                        <div id="desktopnav">
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                            <div id="mainnavburger">
                                <a id="mobileNavBurgerButton" title="MobileNavBurger" class="button button-secondary button-icon-only" role="button"><span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/menus/Menu.svg'); mask-image: url('/app_themes/earlgrey/images/icons/menus/Menu.svg');"></span></a>
                            </div>
                            <!-- Developer note: Ensure no white space is around a href content text -->
                            <!-- Desktop Navbar content menu items start -->
                            <div id="mainnavdesktop" class="navbar">
                                <ul id="ctl00_ctl00_ctl22_ulDesktopNav" class="navbar-nav"><li class="nav-item dropdown"><a href="/" id="dVnews" class="nav-link dropdown-toggle active" role="button" data-bs-toggle="dropdown" aria-expanded="false">News</a><ul class="dropdown-menu"><li><a href="/latest-news" class="dropdown-item">Latest news</a></li><li><a href="/latest-announcements" class="dropdown-item">Company updates</a></li><li><a href="/latest-long-reads" class="dropdown-item">Long reads</a></li></ul></li><li class="nav-item"><a href="/latest-videos" id="dVtv" class="nav-link">TV</a></li><li class="nav-item"><a href="/research" id="dVresearch" class="nav-link">Research</a></li><li class="nav-item dropdown"><a href="/events/timeline" id="dVevents" class="nav-link dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false">Events</a><ul class="dropdown-menu"><li><a href="/events/timeline" class="dropdown-item">All</a></li><li><a href="/events/timeline?eventtype=conference" class="dropdown-item">Conferences</a></li><li><a href="/events/timeline?eventtype=webinar" class="dropdown-item">Webinars</a></li><li><a href="/events/top/" class="dropdown-item">Popular</a></li></ul></li><li class="nav-item dropdown"><a href="/community" id="dVcommunity" class="nav-link dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false">Community</a><ul class="dropdown-menu"><li><a href="/community" class="dropdown-item">Community latest</a></li><li><a href="/latest-blogs" class="dropdown-item">Latest expert opinions</a></li><li><a href="/blogs/groups.aspx" class="dropdown-item">Groups</a></li><li><a href="/community/members/search.aspx" class="dropdown-item">Search members</a></li></ul></li><li class="nav-item"><a href="/jobs" id="dVjobs" class="nav-link">Jobs</a></li><li class="nav-item"><a href="/open-banking-apis" id="dVapis" class="nav-link">APIs</a></li></ul>
                            </div>
                            <!-- Desktop Navbar content menu items end -->
                        </div>
                        <div id="mobilenavBackground" class="mobilenav-background mobile-nav-background-no-cover">
                            <div id="mobilenav">                     
                                <!-- Mobile Navbar content menu items start -->
                                <div id="mobilenavtop" class="mobile-nav-top">
                                    <div class="mobile-nav-top-actions">
                                        <div class="mobile-nav-top-actions-close">
                                            <a id="mobileNavBurgerButtonClose" title="Close" class="button button-secondary button-icon-only" role="button"><span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/editing/Cross.svg'); mask-image: url('/app_themes/earlgrey/images/icons/editing/Cross.svg');"></span></a>
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                                        <div class="mobile-nav-top-actions-profile">
                                            <div class="me-3">
                                                <a href="/community/login.aspx?returnurl=%2f" id="ctl00_ctl00_ctl22_mobileSignIn" class="button button-secondary"><span class="button-text" role="button">Sign in</span></a>
                                            </div>
                                            <div>
                                                <a href="/community/register.aspx" id="ctl00_ctl00_ctl22_mobileSignUp" class="button button-primary"><span class="button-text" role="button">Sign up</span></a>
                                                
                                            </div>
                                        </div>
                                    </div>
                                    <div class="mobile-nav-top-search">
                                        <div class="mobile-nav-top-search-bar">
                                            
                                            <div class="site-search-bar full-width" onkeypress="javascript:return WebForm_FireDefaultButton(event, 'ctl00_ctl00_ctl22_bMobSearch2')">
	
                                                    <div class="search-input-container">
                                                        <input name="ctl00$ctl00$ctl22$tMobSearch2" type="search" id="ctl00_ctl00_ctl22_tMobSearch2" class="search-input" required="" placeholder="Search Finextra...">
                                                        <button class="search-clear-button" type="reset"></button>
                                                    </div>
                                                    <a onclick="return testValue('ctl00_ctl00_ctl22_tMobSearch2');" id="ctl00_ctl00_ctl22_bMobSearch2" class="search-button" href="javascript:__doPostBack('ctl00$ctl00$ctl22$bMobSearch2','')">
                                                        <span class="search-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/generalUI/Search.svg'); mask-image: url('/app_themes/earlgrey/images/icons/generalUI/Search.svg');">
                                                        </span>
                                                    </a>
                                            
</div>
                                        </div>
                                    </div>
                                    <div class="mobile-nav-top-live">
                                        
                                        
                                        <a href="/channel/predictions" class="button button-icon-both button-secondary" role="button">
                                            <span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/communityevents/Live.svg'); mask-image: url('/app_themes/earlgrey/images/icons/communityevents/Live.svg');"></span>
                                            <span class="button-text">Predict 2025</span>
                                            <span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg'); mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg');"></span>
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                                </div>
                                <ul id="ctl00_ctl00_ctl22_ulMobileNav" class="navbar-nav" style="min-height: calc(100% + 0px);"><li class="nav-item dropdown"><a href="/" id="mvnews" class="nav-link dropdown-toggle active" role="button" aria-expanded="false">News</a><ul class="dropdown-menu"><li><a href="#" class="dropdown-item dropdown-item-back"><span class="mobile-nav-back-caret"></span><span class="mobile-nav-back-text">Back</span></a></li><li><a href="/" class="dropdown-item dropdown-item-parent">News</a></li><li><a href="/latest-news" class="dropdown-item">Latest news</a></li><li><a href="/latest-announcements" class="dropdown-item">Company updates</a></li><li><a href="/latest-long-reads" class="dropdown-item">Long reads</a></li></ul></li><li class="nav-item"><a href="/latest-videos" id="mvtv" class="nav-link">TV</a></li><li class="nav-item"><a href="/research" id="mvresearch" class="nav-link">Research</a></li><li class="nav-item dropdown"><a href="/events/timeline" id="mvevents" class="nav-link dropdown-toggle" role="button" aria-expanded="false">Events</a><ul class="dropdown-menu"><li><a href="#" class="dropdown-item dropdown-item-back"><span class="mobile-nav-back-caret"></span><span class="mobile-nav-back-text">Back</span></a></li><li><a href="/events/timeline" class="dropdown-item dropdown-item-parent">Events</a></li><li><a href="/events/timeline" class="dropdown-item">All</a></li><li><a href="/events/timeline?eventtype=conference" class="dropdown-item">Conferences</a></li><li><a href="/events/timeline?eventtype=webinar" class="dropdown-item">Webinars</a></li><li><a href="/events/top/" class="dropdown-item">Popular</a></li></ul></li><li class="nav-item dropdown"><a href="/community" id="mvcommunity" class="nav-link dropdown-toggle" role="button" aria-expanded="false">Community</a><ul class="dropdown-menu"><li><a href="#" class="dropdown-item dropdown-item-back"><span class="mobile-nav-back-caret"></span><span class="mobile-nav-back-text">Back</span></a></li><li><a href="/community" class="dropdown-item dropdown-item-parent">Community</a></li><li><a href="/community" class="dropdown-item">Community latest</a></li><li><a href="/latest-blogs" class="dropdown-item">Latest expert opinions</a></li><li><a href="/blogs/groups.aspx" class="dropdown-item">Groups</a></li><li><a href="/community/members/search.aspx" class="dropdown-item">Search members</a></li></ul></li><li class="nav-item"><a href="/jobs" id="mvjobs" class="nav-link">Jobs</a></li><li class="nav-item"><a href="/open-banking-apis" id="mvapis" class="nav-link">APIs</a></li></ul>
                                <!-- Mobile Navbar content menu items end -->
                            </div>
                        </div>
                    </nav>
                </div>
                <div class="main-nav-fader-right">
                </div>
            </div>
        </div>

        
        <div class="header-taxonomy-nav-section brand-gradient-category-nav">
            <div class="container taxonomy-nav-scroll-fix">
                <div class="row">
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                                        <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_TopBlogs_rBlogs_ctl00_hMember" aria-label="link to author: Riya Rai" href="/bloggers/165408">Riya Rai</a>  Sales Executive at ITIO Innovex Pvt. Ltd.</p>
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                                                    <time class="card-timestamp card-icon calendar" datetime="2024-12-17 00:01:00Z">17 December</time>
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                                <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl00_hMember" aria-label="link to author: Riya Rai" href="/bloggers/165408">Riya Rai</a>&nbsp;Sales Executive at ITIO Innovex Pvt. Ltd.</p>
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                                    Introduction In an increasingly digital world, the way consumers manage their finances and make transactions is evolving rapidly. Digital wallets, also known as e-wallets, have emerged as a crucial component of this transformation. These applications allow users to store  payment information, make purchases, and manage their finances seamlessly fro...
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                                    Introduction In recent years, cloud computing has emerged as a transformative force across various industries, and the banking sector is no exception. As financial institutions strive to enhance operational efficiency, improve customer experiences, and innovate their  service offerings, cloud technology has become a critical enabler. This article e...
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                                    Deposit growth has become a priority for top-tier banks in the face of a challenging economy. The sharp increase in inflation and the collapse of the Silicon Valley Bank caused a  downturn in deposit growth in 2023. With numerous high-yielding alternatives available, checking accounts became less attractive and less stable for depositors. As a resu...
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                                    India's transition to a digital payment powerhouse has been remarkable, driven by the success of platforms like UPI, mobile wallets, and the e-commerce boom. Yet, the journey is far from over. Numerous untapped opportunities exist to further accelerate the  growth of digital payments, paving the way for a more inclusive and efficient financial ecos...
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                                    <a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl04_hTitle" aria-label="Read article: Fund Tokenization – A Game changer in Asset management" href="/blogposting/27475/fund-tokenization--a-game-changer-in-asset-management">Fund Tokenization – A Game changer in Asset management</a>
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                                    Overview  Fund tokenization refers to the use of blockchain based digital tokens to represent fund ownership. Although the industry players took a cautious approach in adopting the distributed ledger technology until 2020, it has steadily grown from 2020 onwards  as regulated on-chain money such as stablecoins, tokenized deposits and CBDCs became m...
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                                <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_NewMembers_rMembers_ctl01_hMember" aria-label="link to author: Rijul Handa" href="/bloggers/165578">Rijul Handa</a>&nbsp;Marketing Lead at PureSofware</p>
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                                <a id="ctl00_ctl00_body_bodyLevel_NewMembers_rMembers_ctl03_hBlogger" aria-label="link to author: Leonard Burger" href="/bloggers/165566"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_NewMembers_rMembers_ctl03_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_165566_leonard_burger_83.jpg" alt="Leonard Burger" style="border-width:0px;"><div class="blue-tick-svg"></div></div></a>
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                                <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_NewMembers_rMembers_ctl03_hMember" aria-label="link to author: Leonard Burger" href="/bloggers/165566">Leonard Burger</a>&nbsp;Senior PMM at Lenvi</p>
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                                <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl00_hMember" aria-label="link to author: Alex Kreger" href="/bloggers/alex-kreger">Alex Kreger</a> Founder &amp; CEO at UXDA</p>
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                                    <a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl00_hTitle" aria-label="Read article: Banks Beyond 2025: Seven Digital Banking Trends to Elevate Financial Brands" href="/blogposting/27468/banks-beyond-2025-seven-digital-banking-trends-to-elevate-financial-brands">Banks Beyond 2025: Seven Digital Banking Trends to Elevate Financial Brands</a>
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                                <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl01_hMember" aria-label="link to author: Kajal Kashyap" href="/bloggers/165252">Kajal Kashyap</a> Business Development Executive at Itio Innovex Pvt. Ltd.</p>
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                                <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl02_hMember" aria-label="link to author: Prashant Bhardwaj" href="/bloggers/163337">Prashant Bhardwaj</a> Innovation Manager at Crif</p>
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                                    <a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl02_hTitle" aria-label="Read article: Scammed in Silence: Unveiling the Digital Fraud Crisis in Rural Areas" href="/blogposting/27444/scammed-in-silence-unveiling-the-digital-fraud-crisis-in-rural-areas">Scammed in Silence: Unveiling the Digital Fraud Crisis in Rural Areas</a>
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                                    <time class="card-timestamp card-icon calendar" datetime="2024-12-12 17:53:39Z">12 December</time>
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                                <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl03_hMember" aria-label="link to author: Kathy Stares" href="/bloggers/154849">Kathy Stares</a> EVP North America at Provenir</p>
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                                    <a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl03_hTitle" aria-label="Read article: Embracing the Soon-to-Be $228 Billion Embedded Finance Revenue Opportunity" href="/blogposting/27433/embracing-the-soon-to-be-228-billion-embedded-finance-revenue-opportunity">Embracing the Soon-to-Be $228 Billion Embedded Finance Revenue Opportunity</a>
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                        Research
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                            <span class="button-text">266</span>
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                                        <a href="/researcharticle/324/catering-to-a-new-generation-through-unified-card-programmes" arial-label="Download report: Catering to a new generation through unified card programmes">  <img src="/finextra-images/top_pics/xl/fis-paper-06122024-hp-a.jpg" loading="lazy" class="card-img" alt="Catering to a new generation through unified card programmes">
</a>

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                                            <p class="card-tag card-tag-light card-tag-report-type">Impact Study</p>
                                            <h3 class="card-title h4">
                                                <a id="ctl00_ctl00_body_bodyLevel_LatestResearch_rItems_ctl00_hypHeadline" rel="nofollow" aria-label="Read article: Catering to a new generation through unified card programmes" href="/researcharticle/324/catering-to-a-new-generation-through-unified-card-programmes">Catering to a new generation through unified card programmes</a>
                                            </h3>
                                            <p class="card-text">
                                                How Gen Z is changing the payments landscape, why operational costs are soaring, and how a unified card programme can help financial institutions to unlock a competitive advantage and drive growth.
Globalisation continues to shape the market as money moves between banks, businesses and even countries quicker and in higher numbers than ever before. Both debit and credit cards remain vital in today’s payment experience but changing consumer demands and the surging popularity of neobanks leave traditional banks fighting for top-of-wallet status.&nbsp;
On one hand, traditional banks are battling surging operational costs. From a functionality point of view, the world is getting smaller. Today, there is not much perceived difference to the consumer between debit cards, credit cards, and prepaid cards. Yet behind the scenes, many banks run each of these products in different platforms and set-ups, each racking up its own costs.&nbsp;
Add to this mix services like personal loans/buy now, pay later (BNPL) schemes and increasing regulatory demands, you have created the perfect storm: Having to bolt on a new, disparate system every time the services are extended – which
costs time, money, and adds high regulatory burden.&nbsp;
On the other hand, the consumer expectations of a new generations are shaping the market. Gen Z’s preference for digital, seamless payment methods is changing the financial landscape and traditional banks need to adapt their service offerings in order to match these new demands.&nbsp;
This impact study, produced in association with FIS, explores:&nbsp;

    Increasing cost pressures: Why operational costs are soaring&nbsp;
    How a new generation is shaping the payments landscape&nbsp;
    Tackling change: The benefits of a unified card programme&nbsp;
    Case studies: A practical approach to change&nbsp;

&nbsp;
Watch the on-demand Finextra webinar with FIS -&nbsp;Unifying card programmes: The cost-reduction imperative
&nbsp;
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                                            <p class="card-baseline">
                                                <time class="card-timestamp card-icon calendar" datetime="2024-12-06 00:00:00Z">06 December 2024</time>
                                                <span class="card-icon download">72 downloads</span>
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                                        <a href="/researcharticle/323/sustainable-finance-live--natural-capital-finance" arial-label="Download report: Sustainable Finance Live – Natural Capital Finance">  <img src="/finextra-images/top_pics/xl/sflive-2024-paper-28112024-hp.png" loading="lazy" class="card-img" alt="Sustainable Finance Live – Natural Capital Finance">
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                                                <a id="ctl00_ctl00_body_bodyLevel_LatestResearch_rItems_ctl01_hypHeadline" rel="nofollow" aria-label="Read article: Sustainable Finance Live – Natural Capital Finance" href="/researcharticle/323/sustainable-finance-live--natural-capital-finance">Sustainable Finance Live – Natural Capital Finance</a>
                                            </h3>
                                            <p class="card-text">
                                                A Record from the Sustainable Finance Live Conference and Hackathon 2024&nbsp;
On 8 October 2024, Finextra Research and ResponsibleRisk held the annual Sustainable Finance Live hybrid conference and hackathon, in partnership with NayaOne.&nbsp;
The conference took place at Events@ No6 in London, and started off with a welcome from founder of ResponsibleRisk and contributing editor for Finextra, Richard Peers. Peers opened with an introduction outlining the themes and objectives of this year’s event: to understand natural capital risk, pricing, and trade.&nbsp;
The focus areas of the conference were natural capital, agriculture, supply chains, as well as regulation and reporting. The sessions also highlighted highlighting new technologies that are being used to collect nature-related data such as Earth observation and satellite reporting.&nbsp;
Richard Peers, contributing editor at Finextra and founder of ResponsibleRisk, moderated the conference: “What we wanted to do is to put on an event aimed at explaining the landscape of a natural capital transaction, with the associated data providers identified along the way. Ending the process in an asset management trading platform, taking into consideration all the steps that a regulated entity has to undertake, to prove to the financial industry that this can be an asset class, that is as tradable as any other.”&nbsp;
Download a Visual Record of the event below to discover key themes of the event’s panels, keynotes, and hackathon. We cover:&nbsp;

    Natural capital trading from field to trade;&nbsp;
    How nature financing can be achieved;&nbsp;
    The role of data, economic profit, and policy for natural capital;&nbsp;
    How to build a sustainable ecosystem using natural value;&nbsp;
    Visions and results from the hackathon;&nbsp;
    And more.&nbsp;

                                            </p>
                                            <p class="card-baseline">
                                                <time class="card-timestamp card-icon calendar" datetime="2024-11-28 00:00:00Z">28 November 2024</time>
                                                <span class="card-icon download">77 downloads</span>
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                                        <a href="/researcharticle/320/the-future-of-ai-in-financial-services-2025" arial-label="Download report: The Future of AI in Financial Services 2025">  <img src="/finextra-images/top_pics/xl/finextra-paper-25112024-hp.jpg" loading="lazy" class="card-img" alt="The Future of AI in Financial Services 2025">
</a>

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                                            <p class="card-tag card-tag-light card-tag-report-type">Future of Report</p>
                                            <h3 class="card-title h4">
                                                <a id="ctl00_ctl00_body_bodyLevel_LatestResearch_rItems_ctl02_hypHeadline" rel="nofollow" aria-label="Read article: The Future of AI in Financial Services 2025" href="/researcharticle/320/the-future-of-ai-in-financial-services-2025">The Future of AI in Financial Services 2025</a>
                                            </h3>
                                            <p class="card-text">
                                                A special edition for&nbsp;NextGen:AI 2024
Artificial intelligence (AI) has the ability to revolutionise the financial industry making id more efficient, enhance customer experiences, reduce costs, and create new products and services.&nbsp;
AI is transforming how institutions manage risk, intercept fraud or crimes, personalise customer experiences, improve efficiencies across their  operations, make investment decisions, and many more use cases which are still being developed.&nbsp;
Some industries have already started to embrace AI and banks can be included in that, but financial services still has room to learn from the developments of other ecosystems. At the same time, the innovation in AI is now being driven by legislation. The EU AI Act came into effect in 2024 and is the most concrete piece of legislation, but other jurisdictions are developing their own and will continue to watch how the EU progresses.&nbsp;
With the new possibilities AI is opening for financial services, there are new risks. Biases, model issues, cyber security, and compliance issues are among some of the hurdles which AI presents to financial institutions. Adding to this are the serious sustainability issues which AI can create for financial institutions planning to use it long term.&nbsp;
This report has been written in collaboration with Box, Innovate Finance, and RedCompass Labs, and contributions from Globant, the United Kingdom House of Lords, ING, NatWest Group, Sumsub, and Smarsh. It explores:&nbsp;

    How financial services can embrace AI;&nbsp;
    Some of the key emerging AI use cases;&nbsp;
    Global legislative outlook for AI;&nbsp;
    AI sustainability and energy efficiency;&nbsp;
    How AI can transform financial services metadata extraction.&nbsp;

                                            </p>
                                            <p class="card-baseline">
                                                <time class="card-timestamp card-icon calendar" datetime="2024-11-25 00:00:00Z">25 November 2024</time>
                                                <span class="card-icon download">536 downloads</span>
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                                    <a href="/videoarticle/3220/ach-and-the-importance-of-routing-transit-numbers" arial-label="Watch video: ACH and The Importance of Routing Transit Numbers">  <img src="/finextra-images/top_pics/xl/money2020johnhutton.png" loading="lazy" class="card-img" alt="ACH and The Importance of Routing Transit Numbers">
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                                            <a id="ctl00_ctl00_body_bodyLevel_Videos_hTitle" aria-label="Watch video: ACH and The Importance of Routing Transit Numbers" href="/videoarticle/3220/ach-and-the-importance-of-routing-transit-numbers">ACH and The Importance of Routing Transit Numbers</a>
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                                        <p class="card-text">As the years progress, ACH payments are increasing in popularity and in usage but when using such a payment method, it’s important to have the right data and information available. John Hutton, Global Head of Payments, LexisNexis Risk Solutions joined FinextraTV for this interview, exploring what ACH payments are and what risks can be involved. Hutton goes on to discuss both the simplistic detail of having the right routing transit number and how their organisation works in collaboration with Nacha to bring the right data to clients.</p>
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                                            <time class="card-timestamp card-icon calendar" datetime="2024-12-16 14:00:00Z">16 December 2024</time>
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                                                    <time class="card-timestamp card-icon calendar" datetime="2024-12-06 10:00:00Z">06 December 2024</time>
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                                                    <a id="ctl00_ctl00_body_bodyLevel_Videos_rVideos_ctl02_hTitle" aria-label="Watch video: AI in the Workplace: Upskilling, Ethics and The Fear Index" href="/videoarticle/3216/ai-in-the-workplace-upskilling-ethics-and-the-fear-index">AI in the Workplace: Upskilling, Ethics and The Fear Index</a>
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                                                    <time class="card-timestamp card-icon calendar" datetime="2024-12-05 16:00:00Z">05 December 2024</time>
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                                            <!-- Event Item -->
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                                                <a href="https://www.finextra.com/event-info/538/predict-2025-the-future-of-faster-payments-in-the-us?utm_medium=finx-event-listing" id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl00_aLink" class="button button-secondary w-100" aria-label="Go to Event: PREDICT 2025: The Future of Faster Payments in the US">
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                                                                        <span>Webinar</span>
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                                                                    <h3 class="card-title h4">
                                                                        PREDICT 2025: The Future of Faster Payments in the US
                                                                    </h3>
                                                                    <p class="card-text">
                                                                        Which applications of Faster Payments in the UK are transferable to the US?
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                                                                    <p id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl00_pSpeakers" class="card-speakers-from">
                                                                        <span class="card-speakers-from-label">Speakers from:</span>
                                                                        Finextra, BNY, The Clearing House
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                                                                <time class="card-timestamp card-icon calendar" datetime="2025-01-14 17:00:00Z"><span class="event-date-start">14 January 2025</span></time>
                                                                <span class="card-location card-icon location">Online</span>
                                                                <span class="card-registered card-icon registered">115</span>
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                                                <a href="https://www.finextra.com/event-info/539/next-gen-payment-processing-how-banks-can-embrace-the-future?utm_medium=finx-event-listing" id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl01_aLink" class="button button-secondary w-100" aria-label="Go to Event: Next Gen payment processing: How banks can embrace the future">
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                                                             <div id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl01_dImage" class="card-img" style="background-image: url(/finextra-images/top_pics/xl/corecard-logo-resized.jpg)"></div>
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                                                                    <p class="card-eyebrow">
                                                                        <span>Webinar</span>
                                                                    </p>
                                                                    <h3 class="card-title h4">
                                                                        Next Gen payment processing: How banks can embrace the future
                                                                    </h3>
                                                                    <p class="card-text">
                                                                        How are payment processing needs changing?
                                                                    </p>
                                                                    <p id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl01_pSpeakers" class="card-speakers-from">
                                                                        <span class="card-speakers-from-label">Speakers from:</span>
                                                                        Banc of California, CoreCard
                                                                    </p>

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                                                                <time class="card-timestamp card-icon calendar" datetime="2025-01-16 15:00:00Z"><span class="event-date-start">16 January 2025</span></time>
                                                                <span class="card-location card-icon location">Online</span>
                                                                <span class="card-registered card-icon registered">95</span>
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                                                <a href="https://www.finextra.com/event-info/543/operational-resilience-in-the-age-of-dora?utm_medium=finx-event-listing" id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl02_aLink" class="button button-secondary w-100" aria-label="Go to Event: Operational resilience in the age of DORA">
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                                                             <div id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl02_dImage" class="card-img" style="background-image: url(/finextra-images/top_pics/xl/cockroachlabsdb-web-stacked-002.png)"></div>
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                                                                    <p class="card-eyebrow">
                                                                        <span>Webinar</span>
                                                                    </p>
                                                                    <h3 class="card-title h4">
                                                                        Operational resilience in the age of DORA
                                                                    </h3>
                                                                    <p class="card-text">
                                                                        Discover emerging operational resilience enterprise strategies.
                                                                    </p>
                                                                    <p id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl02_pSpeakers" class="card-speakers-from">
                                                                        <span class="card-speakers-from-label">Speakers from:</span>
                                                                        Cockroach Labs
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                                                                <time class="card-timestamp card-icon calendar" datetime="2025-01-21 15:00:00Z"><span class="event-date-start">21 January 2025</span></time>
                                                                <span class="card-location card-icon location">Online</span>
                                                                <span class="card-registered card-icon registered">122</span>
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                                            <!-- Event Item -->
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                                                <a href="https://www.finextra.com/event-info/542/beyond-open-banking--exploring-the-move-to-open-finance?utm_medium=finx-event-listing" id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl03_aLink" class="button button-secondary w-100" aria-label="Go to Event: Beyond Open Banking – Exploring the Move to Open Finance">
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                                                             <div id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl03_dImage" class="card-img" style="background-image: url(/finextra-images/top_pics/xl/mongo.png)"></div>
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                                                                    <p class="card-eyebrow">
                                                                        <span>Webinar</span>
                                                                    </p>
                                                                    <h3 class="card-title h4">
                                                                        Beyond Open Banking – Exploring the Move to Open Finance
                                                                    </h3>
                                                                    <p class="card-text">
                                                                        What do companies operating under open finance rules need to consider when sharing financial data with third-party providers?
                                                                    </p>
                                                                    <p id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl03_pSpeakers" class="card-speakers-from">
                                                                        <span class="card-speakers-from-label">Speakers from:</span>
                                                                        Temenos, MongoDB
                                                                    </p>

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                                                        <div class="baseline-column">
                                                            <p class="card-baseline">
                                                                <time class="card-timestamp card-icon calendar" datetime="2025-01-23 15:00:00Z"><span class="event-date-start">23 January 2025</span></time>
                                                                <span class="card-location card-icon location">Online</span>
                                                                <span class="card-registered card-icon registered">118</span>
                                                            </p>
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                                                </a>
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                                            <!-- Event Item -->
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                                                <a href="https://www.finextra.com/event-info/537/trusted-transactions-the-future-of-risk-based-authentication?utm_medium=finx-event-listing" id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl04_aLink" class="button button-secondary w-100" aria-label="Go to Event: Trusted Transactions: The Future of Risk-Based Authentication">
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                                                             <div id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl04_dImage" class="card-img" style="background-image: url(/finextra-images/top_pics/xl/mastercard-logo.jpg)"></div>
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                                                                    <p class="card-eyebrow">
                                                                        <span>Webinar</span>
                                                                    </p>
                                                                    <h3 class="card-title h4">
                                                                        Trusted Transactions: The Future of Risk-Based Authentication
                                                                    </h3>
                                                                    <p class="card-text">
                                                                        Why should issuers and processers use AI to embed trust in the transaction lifecycle?
                                                                    </p>
                                                                    <p id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl04_pSpeakers" class="card-speakers-from">
                                                                        <span class="card-speakers-from-label">Speakers from:</span>
                                                                        Mastercard, Broadcom
                                                                    </p>

                                                                </div>
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                                                        <div class="baseline-column">
                                                            <p class="card-baseline">
                                                                <time class="card-timestamp card-icon calendar" datetime="2025-01-28 15:00:00Z"><span class="event-date-start">28 January 2025</span></time>
                                                                <span class="card-location card-icon location">Online</span>
                                                                <span class="card-registered card-icon registered">27</span>
                                                            </p>
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                                                </a>
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                                <!-- Start: Month Events-->
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                                        5 Events in January
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                                    <a href="/the-long-read/1209/how-to-choose-a-core-banking-provider" arial-label="Read article: How to choose a core banking provider">  <img src="/finextra-images/oped/1209.jpg" class="card-img" alt="How to choose a core banking provider">
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                                        <a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl00_hBlogger" aria-label="link to author: Hamish Monk" href="/bloggers/133015"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl00_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_133015_hamish_monk_16.jpg" alt="Hamish Monk" style="border-width:0px;"><div class="blue-tick-svg"></div></div></a>
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                                        <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl00_hMember" aria-label="link to author: Hamish Monk" href="/bloggers/133015">Hamish Monk</a> Senior Reporter at Finextra</p>
                                        <h3 class="card-title h3">
                                            <a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl00_hTitle" aria-label="Read article: How to choose a core banking provider" href="/the-long-read/1209/how-to-choose-a-core-banking-provider">How to choose a core banking provider</a>
                                        </h3>
                                        <p class="card-text">In simple terms,  core banking points to the technology platform a financial institution deploys to sustain its key processes. It can be thought of as a central nervous system, delivering – from the back end to the front – vital services, such as transactions, onboarding,  account management, currency exchange, card issuance, financial accounting, ...</p>
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                                            <time class="card-timestamp card-icon calendar" datetime="2024-12-17 10:00:00Z">17 December 2024</time>
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<a href="/channel/payments" class="card-channel-link" arial-label="link to channel: /channel/payments">/payments</a>
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                                    <a href="/the-long-read/1203/how-can-ai-become-more-sustainable" arial-label="Read article: How can AI become more sustainable?">  <img src="/finextra-images/oped/1203.jpg" class="card-img" alt="How can AI become more sustainable?">
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                                        <a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl01_hBlogger" aria-label="link to author: Sehrish Alikhan" href="/bloggers/sehrish"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl01_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_147264_sehrish_alikhan.jpg" alt="Sehrish Alikhan" style="border-width:0px;"><div class="blue-tick-svg"></div></div></a>
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                                        <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl01_hMember" aria-label="link to author: Sehrish Alikhan" href="/bloggers/sehrish">Sehrish Alikhan</a> Reporter at Finextra</p>
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                                            <a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl01_hTitle" aria-label="Read article: How can AI become more sustainable?" href="/the-long-read/1203/how-can-ai-become-more-sustainable">How can AI become more sustainable?</a>
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                                        <p class="card-text">Artificial intelligence (AI) has become a hot topic in the past year, and it is set to skyrocket in usage in the coming years. Every financial organisation is racing to implement AI technology into their services, and every business and social media network  is priming for AI integration. This is an excerpt from The Future of AI in  Financial Servi...</p>
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                                            <time class="card-timestamp card-icon calendar" datetime="2024-12-17 08:00:00Z">17 December 2024</time>
                                            <span class="card-channels">
<a href="/channel/ai" class="card-channel-link" arial-label="link to channel: /channel/ai">/ai</a>
</span>

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                                    <a href="/the-long-read/1208/what-is-agentic-ai-and-why-should-banks-or-customers-care" arial-label="Read article: What is agentic AI, and why should banks or customers care?">  <img src="/finextra-images/oped/1208.jpg" class="card-img" alt="What is agentic AI, and why should banks or customers care?">
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                                        <a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl02_hBlogger" aria-label="link to author: Scott Hamilton" href="/bloggers/151387"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl02_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_151387_scott_hamilton_3.jpg" alt="Scott Hamilton" style="border-width:0px;"><div class="blue-tick-svg"></div></div></a>
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                                        <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl02_hMember" aria-label="link to author: Scott Hamilton" href="/bloggers/151387">Scott Hamilton</a> Contributing Editor at Finextra Research</p>
                                        <h3 class="card-title h3">
                                            <a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl02_hTitle" aria-label="Read article: What is agentic AI, and why should banks or customers care?" href="/the-long-read/1208/what-is-agentic-ai-and-why-should-banks-or-customers-care">What is agentic AI, and why should banks or customers care?</a>
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                                        <p class="card-text">You’ll soon be hearing a lot about agentic AI, if you haven’t already. The World Economic Forum defines and explains agentic AI and its impact in a recent  article on the topic, noting how this discipline/approach/tool “will transform” the financial services industry. “Agentic artificial intelligence (AI) goes beyond generative AI (GenAI) by enabli...</p>
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                                            <time class="card-timestamp card-icon calendar" datetime="2024-12-16 13:00:00Z">16 December 2024</time>
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                                                     <a href="/newsarticle/45158/tp-icap-to-migrate-80-of-technology-infrastructure-to-amazon-web-services" arial-label="Read article: TP Icap to migrate 80% of technology infrastructure to Amazon Web Services">  <img src="/finextra-images/top_pics/xl/aws july - aws.jpg" loading="lazy" class="card-img" alt="TP Icap to migrate 80% of technology infrastructure to Amazon Web Services">
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                                                        <time class="card-timestamp card-icon calendar" datetime="2024-12-03 09:35:00Z">03 December</time>
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                                                        <time class="card-timestamp card-icon clock" datetime="2024-12-18 10:18:00Z">3 hours</time>
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                                                        <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl01_hTitleEvent" href="https://www.finextra.com/event-info/484/sustainable-finance-live-placing-cities-at-the-centre-of-the-climate-change-discussion">Sustainable Finance Live: Placing cities at the centre of the climate change discussion</a>
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                                                        <time class="card-timestamp card-icon calendar" datetime="2023-09-14 15:00:00Z">14 September</time>
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                                                        <span class="button-text">4</span>
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                                                     <a href="/newsarticle/45227/psr-calls-for-data-sharing-between-banks-and-technology-platforms-to-combat-app-fraud" arial-label="Read article: PSR calls for data sharing between banks and technology platforms to combat APP fraud">  <img src="/finextra-images/top_pics/xl/screenshot-2022-09-07-104603.png" loading="lazy" class="card-img" alt="PSR calls for data sharing between banks and technology platforms to combat APP fraud">
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                                                        <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl02_hHeadline" aria-label="Read article: PSR calls for data sharing between banks and technology platforms to combat APP fraud" href="/newsarticle/45227/psr-calls-for-data-sharing-between-banks-and-technology-platforms-to-combat-app-fraud">PSR calls for data sharing between banks and technology platforms to combat APP fraud</a>
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                                                        <time class="card-timestamp card-icon calendar" datetime="2023-04-13 15:00:00Z">13 April</time>
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                                                        <span class="button-text">20</span>
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                                                        <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl03_hHeadline" aria-label="Read article: A2A payments startup Volume raises $6 million" href="/newsarticle/45232/a2a-payments-startup-volume-raises-6-million">A2A payments startup Volume raises $6 million</a>
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                                                        <time class="card-timestamp card-icon clock" datetime="2024-12-18 00:01:00Z">13 hours</time>
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                                                        <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl03_hTitleEvent" href="https://www.finextra.com/event-info/536/2025-fraud-trends-synthetic-identity-ai-and-incoming-mandates">On-Demand – 2025 Fraud Trends: Synthetic Identity, AI and Incoming Mandates</a>
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                                                        <time class="card-timestamp card-icon calendar" datetime="2024-12-10 15:00:00Z">10 December</time>
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                                                        <span class="button-text">22</span>
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                                                     <a href="/newsarticle/45230/monzo-introduces-sign-language-chat" arial-label="Read article: Monzo introduces Sign Language chat">  <img src="/finextra-images/top_pics/xl/sign-language.jpg" loading="lazy" class="card-img" alt="Monzo introduces Sign Language chat">
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                                                        <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl04_hHeadline" aria-label="Read article: Monzo introduces Sign Language chat" href="/newsarticle/45230/monzo-introduces-sign-language-chat">Monzo introduces Sign Language chat</a>
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                                                        <time class="card-timestamp card-icon clock" datetime="2024-12-18 00:01:00Z">13 hours</time>
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                                                        <time class="card-timestamp card-icon calendar" datetime="2023-05-18 15:00:00Z">18 May</time>
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                                                    <span id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl06_sStat" class="stats-carousel-stat-value button-text" data-value="2">1</span>
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                                                    <span id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl09_sStat" class="stats-carousel-stat-value button-text" data-value="5">3</span>
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