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<p class="text-center">
<b>Text Messaging Service Agreement</b>
</p>
<p class="text-center">
<b>Terms and Conditions</b>
</p>
<p>
Transworld System Inc. (“TSI”) is a licensed collection agency. For purposes of this agreement and text message communications we will always refer to our company as TSI.
</p>
<p>
By using TSI Text Message Service you agree to the following Terms and Conditions:
</p>
<p>
<b>Mobile Phone Ownership and Mobile Number </b>: When you participate in TSI’s text message service, you are confirming that you are the subscriber and/or regular user of the designated mobile phone number. You and no other person will use this mobile phone to communicate with TSI about your account(s). Throughout this agreement the word “you” includes the person associated with the mobile phone and mobile number you use to subscribe to this text message service.
</p>
<p>
If you delete your text messaging history from your mobile phone, you may lose information about this text message service. To retrieve the Terms and Conditions, you can go to <a href="https://my.tsico.com/terms" target="_blank">https://my.tsico.com/terms</a>
</p>
<p>
<b>Voluntary Participation</b> : TSI is a third-party debt collector and offers this text message service to you in connection with the collection of debt. This is a voluntary service you may start or stop at any time.
</p>
<p>
<b>Purpose</b> : The purpose of this text message service is to allow you to obtain information about your account(s) associated with this mobile phone number by texting key words to TSI. The key words and their definitions appear below. The purpose is also to allow TSI to send certain kinds of text messages to you using the mobile phone number you use to subscribe.
</p>
<p>
<b>Accounts Subscribed</b>: This text message service allows you and TSI to communicate about any accounts associated with the mobile phone number you use and are placed with us for collection now or future collection accounts (“Accounts Subscribed”). Accounts Subscribed placed with us for collection by more than one business may be excluded from this text message service and Accounts Subscribed placed with us that are closed, inactive, subject to a cease communication or otherwise prohibited from collection activity will be excluded from this text message service.
</p>
<p>
<b>Consent</b>: By using this text message service, you consent to participate in TSI’s text message service and understand and agree:
</p>
<p>
</p><ul>
<li>
TSI may send text messages to you about Account(s) Subscribed to this service as described below in Company Initiated Text Message Service;
</li>
<li>
You may obtain information about your Account(s) Subscribed by texting key words to TSI;
</li>
<li>
When you text a Key Word to TSI, you will receive an automated text message response from TSI’s automated, text message service regardless of the time of day, day of week or frequency of the communications; and
</li>
<li>
Text messages sent to you by TSI may appear on the face of your mobile phone or device according to the settings associated with how text messages are displayed on your phone or device that protect your confidential information.
</li>
</ul>
<p></p>
<p>
<b>Settings Reminder </b><br><br>This is a reminder that TSI does not dictate how text messages display on your phone or device, as those are elected by the user in the hardware settings and selections.
</p>
<p>
<b>Text Message Service Termination Process </b>: To unsubscribe from TSI’s text message service, you please text the word STOP, END, QUIT, CANCEL, UNSUBSCRIBE to TSI’s text number. Unsubscribing from TSI‘s text message service will not revoke or cancel other types of permissions you have granted TSI using the mobile number you use to subscribe to this text message service.
</p>
<p>
By participating in this text message service, you understand and agree that following such a request to unsubscribe, you will receive a one-time text message from TSI confirming your removal from TSI’s text message service. Following such confirmation message, no additional text messages will be sent regarding the Account(s) Subscribed unless you voluntarily subscribe again to this text message service.
</p>
<p>
If you deactivate the mobile number you used to subscribe to TSI’s text message service, TSI will unsubscribe you from its text message service and send you a one-time text message confirming your removal form TSI’s text message service. Following such confirmation message, no additional text messages will be sent regarding the Account(s) Subscribed unless you subscribe again to this text message service.
</p>
<p>
<b>Translation of Abbreviations </b>: TSI’s text message service uses abbreviations when communicating with you. Please refer to this abbreviation translation list or contact TSI if you have questions or need assistance.
</p>
<p>TSI - means Transworld System Inc.</p>
<p>MTA- MTA Bridges and Tunnels</p>
<p>T &C- refers to this page</p>
<p>PA Turnpike – Pennsylvania Turnpike Authority</p>
<p>
<b>Consumer Initiated Key Word Text Message Service </b>: To manage your use of this text message service or to request information about your account(s), you may use the following Key Words. Simply text the Key Word to our TSI’s text number 501-361-0104 and TSI will respond.
</p>
<p><b>Key Words:</b></p>
<p>
</p><ul>
<li>
Text STOP, END, QUIT, CANCEL, UNSUBSCRIBE to unsubscribe from TSI’s text message service. By texting any one of these key words you consent and agree to receive a one-time text message from TSI confirming you have been unsubscribed from this text message service regarding the Account(s) Subscribed.
</li>
</ul>
<p></p>
<p>
<b>Automated response to Unknown Consumer Action </b>: There may be instances when TSI is unable to interpret or respond to your key word request. These instances will be reviewed.
</p>
<p>
<b>Cost and Charges: </b>TSI does not have a separate charge for this text message service; however, message and data rates may apply from your mobile phone carrier. Subject to the terms and condition of your mobile phone carrier, you may receive text messages sent to your mobile phone. Participation in this text message service is standard rated (no premium content).
</p>
<p>
By participating in TSI’s text message service, you approve any such charges from your mobile phone carrier. Charges for text messages may appear on your mobile phone bill or be deducted from your prepaid balance.
</p>
<p>
<b>Your Privacy</b>: TSI is committed to building user trust and confidence by promoting and complying with the use of business practices that help protect the privacy of the consumer and their data. For more information you can view a copy of our privacy policy online at <a href="https://tsico.com/privacy-policy/">https://tsico.com/privacy-policy/</a>
</p>
<p>
<b>TSI’s Right to Terminate: </b> TSI reserves the right to terminate this text message service, in whole or in part, at any time without notice. The information in any message may be subject to certain time lags and/or delays.
</p>
<p>
<b> United States Participating Carriers Include </b>:
</p>
<p>
ACS/Alaska, Alltel, AT&T, Bluegrass Mobile Cellular, Boost, Mobile Cellular, Mobile Nation, Mobile Cellular One of East Central Illinois, Mobile Cellular South, Centennial, Chariton Valley Mobile Cellular, CiCOInnati Bell, Cox Communications, Cricket, EKN/Appalachian Wireless, Element Mobile, GCI, Golden State Mobile Cellular, Illinois Valley Mobile Cellular, Immix/Keystone Wireless, Inland Mobile Cellular, iWireless, Metro PCS, Nex-Tech Wireless, nTelos, Plateau Wireless, South Canaan, Sprint, T-Mobile, Thumb, Mobile Cellular, United Wireless, US Mobile Cellular, Verizon Wireless, Viaero Wireless, Virgin, WCC. Additional carriers may be added.
</p>
<p>
<b>Canada Participating Carriers Include </b>:
</p>
<p>
Aliant Mobility, Bell Mobility, Fido, MTS, NorthernTel Mobility, Rogers Wireless, SaskTel Mobility, Télébec Mobilité, TELUS Mobility, Vidéotron, Virgin Mobile Canada, WIND Mobile. Additional carriers may be added.
</p>
<p>
<b>Agreement</b>: This Terms and Conditions section is an agreement between you and TSI which explains
<u>
some of your important rights under the law, how the text message service works, how text fees and data rates may apply
</u>, how you may access information, when we may initiate text messages to your mobile phone number, your agreement to receive text messages and other important features associated with the text message service. By using the TSI’s Text Message Service, you hereby agree to the Terms and Conditions stated above.
</p>
<p class="text-center"><b>Disclosures</b></p>
<p>ARIZONA RESIDENTS: This is a communication from a debt collector.</p>
<p>
NORTH CAROLINA RESIDENTS: North Carolina Department of Insurance Company Number: 119506110. This is an attempt to collect a debt. Any information will be used for that purpose. This is a communication from a debt collector.
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