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            <i>
                Stoff vs Wells Fargo Bank, NA,
            </i> Case No. 37-2020-00020808-CU-BT-CTL, in the Superior Court of California, County of San Diego 
           
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        <b>ALL MORTGAGORS WITH A MORTGAGE IN CALIFORNIA WHOSE ACCOUNTS WERE CURRENT, WHO RECEIVED A CARES ACT FORBEARANCE ON OR AFTER MARCH 27, 2020, AND WHOSE ACCOUNT WAS
            REPORTED AS 'IN FORBEARANCE’ (OR SOMETHING SIMILAR) BY DEFENDANT TO A CONSUMER REPORTING AGENCY
        </b><br><br>

        The purpose of this website is to inform you that this Lawsuit has been certified as a class action against Defendant Wells Fargo Bank, N.A. (“Defendant” or “Wells 
        Fargo”).<br><br>

        The Lawsuit claims that Wells Fargo violated the California Consumer Credit Reporting Agencies Act (“CCRAA”), at Cal. Civ. Code § 1785.25(a), by furnishing 
        information to a consumer credit reporting agency when it knew or should have known the information was incomplete or inaccurate. More specifically, it claims 
        that Wells Fargo, as part of its COVID-19 credit reporting, unlawfully furnished information to the consumer credit reporting agencies or credit bureaus indicating 
        that consumers with current Wells Fargo mortgages were in forbearance. Wells Fargo denies the allegations and asserts various defenses to the claims. The Court 
        certified the Lawsuit as a class action and appointed plaintiff Michael Stoff as the Class Representative.

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        </thead>
        <tbody>
            <tr class="text-center">
                <td style="font-weight:bold; color:#404041; width:25%">
                    OPTIONS
                </td>
                <td style="font-weight:bold; color:#404041">
                    RESULTS
                </td>
                <td style="font-weight:bold; color:#404041; width:20%">
                    DEADLINE
                </td>
            </tr>
            <tr>
                <td class="text-center" style="font-weight:bold; color:#404041">
                    DO NOTHING
                </td>
                <td style="color:#3e4144; text-align:justify; text-justify:auto;">
                    <b>Stay in this lawsuit. Await the outcome. Possibly get benefits. Give up certain rights.</b><br><br>

                    By doing nothing, you keep the possibility of getting money or benefits that may come from a trial or a settlement. But, you give up any 
                    rights to sue Wells Fargo individually and seek damages or benefits based on the credit reporting at issue. Similarly, if you do nothing 
                    and Wells Fargo wins at trial, you will lose any claims arising out of the credit reporting at issue.
                </td>
                <td style="color:#3e4144;">
                </td>
            </tr>
            <tr>
                <td class="text-center" style="font-weight:bold; color:#404041">
                    EXCLUDE YOURSELF
                </td>
                <td style="background-color:white; color:#3e4144; text-align:justify; text-justify:auto;">
                    <b>Remove yourself from this class action. Get no benefits or money. Keep certain rights.</b><br><br>

                    If you wish to exclude yourself from the Lawsuit, you must submit a written request by <b>July 31, 2024.</b>  If you exclude yourself, you will not be
                    bound by the outcome of the Lawsuit whether by judgment or settlement. If money or benefits are recovered via either settlement or judgment, 
                    you will not be eligible to receive the payment or other benefit, but you will retain any right you have to sue based upon the credit reporting 
                    at issue. See FAQs 8-10.

                </td>
                <td class="text-center" style="background-color:white; color:#3e4144;">
                    <b>July 31, 2024</b>
                </td>
            </tr>
            <tr>
                <td style="font-weight:bold; color:#404041">
                    APPEAR THROUGH AN ATTORNEY
                </td>
                <td style="color:#3e4144; text-align:justify; text-justify:auto;">
                    You may enter an appearance through your own counsel at your own expense. See FAQs 11-13.
                </td>
                <td style="color:#3e4144;">
                </td>
            </tr>
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            This website provides a summary of your rights and options. Your rights and options—and the deadlines to exercise them are explained further in the
            <a href="/docs/Long Form Notice - Approved.pdf" target="_blank">Notice</a>.<br><br>
            
            Please do not telephone the Court or the Court Clerk’s Office to inquire about this Notice.

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