- Scan ID:
- b9df13e1-e050-41f0-914a-42943b091ef4Finished
- Submitted URL:
- https://mbank.pl/Redirected
- Report Finished:
Links · 15 found
The outgoing links identified from the page
| Link | Text |
|---|---|
| https://twojaspokojnaglowa.pl/ | zdrowe finanse |
| https://form.mbank.pl/app/ror_mb/index.html?logo=affluent&idwn=0209int&cel=1&option=mbank&sprzedawca=www_hp_zaloguj | Otwórz mKonto Intensive |
| https://form.mbank.pl/webforms/104/logowanie.html?promocja=visaintensive&option=mbank&sprzedawca=www_hp_zaloguj | Zamień na mKonto Intensive |
| https://form.mbank.pl/webforms/wkmsp/index.html?id_produktu=id_Hpbutton | Skontaktuj się z doradcą |
| https://form.mbank.pl/app/wkcorp/index.html?seg=pb&option=mBankPB | Zamów rozmowę |
| https://online.mbank.pl/ | Logowanie - oferta indywidualnaZaloguj |
| https://online.mbank.pl/pl/Loginpb | Logowanie - private bankingZaloguj |
| https://companynet.mbank.pl/ | Logowanie - msp i korporacjeZaloguj |
| https://companynet.mbank.pl/mt/ | Log in - corpoLog in |
| https://form.mbank.pl/app/kg_mb/index.htm?option=mbank&sprzedawca=kalkulator&tAmount=11855&tPeriod=44 | Złóż wniosek |
JavaScript Variables · 30 found
Global JavaScript variables loaded on the window object of a page, are variables declared outside of functions and accessible from anywhere in the code within the current scope
| Name | Type |
|---|---|
| onbeforetoggle | string |
| documentPictureInPicture | string |
| onscrollend | string |
| dataLayer | string |
| __Utils__ | string |
| Utils | string |
| __marketing_Consent__ | string |
| __analytics_Consent__ | string |
| $ | string |
| jQuery | string |
Console log messages · 1 found
Messages logged to the web console
| Type | Category | Log |
|---|---|---|
| log | other |
|
HTML
The raw HTML body of the page
<!DOCTYPE html><html lang="pl" class="chrome chrome119 win desktop online no-marketing no-analytics"><head>
<title>Kredyty, lokaty, konta bankowe, karty, ubezpieczenia online | mBank.pl</title>
<meta charset="UTF-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<meta name="author" content="QUERCUS">
<meta name="generator" content="StartWeb6.0">
<meta name="keywords" content="mBank">
<meta name="description" content="Oferta dla indywidualnych klientów banku. Zapoznaj się z naszą ofertą indywidualną na kredyty, lokaty, konta i ubezpieczenia.">
<meta name="robots" content="all">
<script async="" src="//www.googletagmanager.com/gtm.js?id=GTM-TFC8T7"></script><script>
window.dataLayer = window.dataLayer || [];
</script>
<meta property="og:image" content="https://www.mbank.pl/images/logos/fb-like-mbank-logo.jpg">
<link rel="shortcut icon" href="/favicon.ico?94b38c5838fae07cc52f874931866e79" type="image/x-icon">
<link rel="icon" href="/favicon.ico?94b38c5838fae07cc52f874931866e79" type="image/x-icon">
<link rel="apple-touch-icon" sizes="180x180" href="/images/logos/favicons/apple-touch-icon-114x114.png?a2fa416e1c1f2128225aa74d6dd87e73">
<link rel="apple-touch-icon-precomposed" href="/images/logos/favicons/apple-touch-icon-precomposed.png?cc60ccbe81037f57ae2671d5f9b4d60e">
<meta name="msapplication-TileColor" content="#d52b1e">
<meta name="msapplication-TileImage" content="/images/logos/favicons/mstile-144x144.png?2ab5940bc433045d9ec72e21c739bf5e">
<meta name="msapplication-config" content="/.includes/favicons/browserconfig.xml?1a1d0713fd559131dcfe0555947f097e">
<meta name="theme-color" content="#ffffff"><link rel="canonical" href="https://www.mbank.pl/indywidualny/">
<link rel="preload" href="/.templates/css/fonts/mbank-regular.woff2" as="font" type="font/woff2" crossorigin="">
<link rel="preload" href="/.templates/css/fonts/mbank-semibold.woff2" as="font" type="font/woff2" crossorigin="">
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td,.ep-grid table.fixed-header thead th{min-width:calc(50vw - .915rem);max-width:calc(50vw - .915rem)}.ep-grid table.fixed-header tbody td:nth-child(2):last-child,.ep-grid table.fixed-header thead td:nth-child(2):last-child,.ep-grid table.fixed-header thead th:nth-child(2):last-child{min-width:calc(50vw - .95rem);max-width:calc(50vw - .95rem)}.ep-grid table.fixed-header thead td,.ep-grid table.fixed-header thead th{font-size:14px!important}.ep-grid table.fixed-header tbody td:last-child{border-right:1px solid #d4d4d4}.text-block-standard table.fixed-header{width:100%}.text-block-standard.table-mode table.fixed-header{width:100%!important}.text-block-standard.table-mode 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.item:hover .color-bar{box-shadow:none;transition:.4s}.color-bar-solo{position:absolute;bottom:-30px;left:-2px;right:-2px;z-index:2;display:flex;justify-content:center;align-items:center;min-width:100%;height:auto;min-height:27px;border-width:4px 2px;border-style:solid;font-size:14px;text-align:center;box-shadow:3px 3px 0 -1px #d8d8d8}.color-bar-solo::after{position:absolute;left:50%;bottom:14px;z-index:-1;width:15px;height:15px;background:inherit;transform:rotate(45deg) translateX(-75%);content:''}div.color-bar p,div.color-bar-solo p{margin:.26em 0;color:#000;font-size:14px;line-height:1.2}.color-bar.bg-2 p,.color-bar.bg-3 p,.color-bar-solo.bg-2 p,.color-bar-solo.bg-3 p{color:#fff}.long-promoted-bar .color-bar{height:54px;bottom:-62px}.long-promoted-bar .color-bar::after{bottom:42px;top:auto}.long-promoted-bar .color-bar p{line-height:2}.long-promoted-bar .color-bar-solo{height:60px;bottom:-58px}.long-promoted-bar .color-bar-solo::after{bottom:45px}.long-promoted-bar .color-bar-solo p{line-height:2.2}.color-bar.bg-1,.color-bar-solo.bg-1{background:#efcf5f}.color-bar.bg-2,.color-bar-solo.bg-2{background:#0065b1}.color-bar.bg-3,.color-bar-solo.bg-3{background:#008f20}.color-bar.border-1,.color-bar-solo.border-1,.promoted-4.border-1,.promoted-5.border-1{border:2px solid #efcf5f!important}.color-bar.border-2,.color-bar-solo.border-2,.promoted-4.border-2,.promoted-5.border-2{border:2px solid #0065b1!important}.color-bar.border-3,.color-bar-solo.border-3,.promoted-4.border-3,.promoted-5.border-3{border:2px solid #008f20!important}.color-bar.border-color-1,.color-bar-solo.border-color-1{border-color:#efcf5f}.color-bar.border-color-2,.color-bar-solo.border-color-2{border-color:#0065b1}.color-bar.border-color-3,.color-bar-solo.border-color-3{border-color:#008f20}@media screen and (max-width:768px){.color-bar{position:relative;bottom:auto;border-bottom-width:3.2px;box-shadow:none}.color-bar-solo{position:relative;bottom:auto;border-bottom-width:3.2px;box-shadow:none}.color-bar-solo::after{bottom:auto;top:-4px}}body div#page-wrapper div.footer-box{min-width:235px;margin:.125rem 0 0;padding:.4rem;border:2px solid var(--gallery-color);background-color:#fff;box-shadow:2px 2px 1px #cdcdcd,5px 5px 1px rgba(216,216,216)}.ie body div#page-wrapper div.footer-box{border-color:#ececec}body div#page-wrapper div.footer-box ul{display:block;margin:0;padding-left:.2rem;font-family:"Montserrat Lite",Arial,sans-serif}body div#page-wrapper div.footer-box li{margin:9px 0 12px!important;padding:3px 0!important;line-height:1.594}body div#page-wrapper div.footer-box li:first-child{margin-top:15px!important}body div#page-wrapper div.footer-box li:last-child{margin-bottom:9px!important}body div#page-wrapper div.footer-box li p{height:.6rem;color:var(--main-text-color);margin-left:1rem;text-indent:-1rem;line-height:1.2}body div#page-wrapper div.footer-box p a:not(.button){padding:0;border:0;color:inherit;text-transform:none}body div#page-wrapper div.footer-box a:hover{font-weight:bold}body div#page-wrapper div.footer-box img.icon{width:24px;max-height:24px;margin-top:-4px;margin-right:16px}.overlay{position:fixed;top:0;left:0;right:0;bottom:0;z-index:9999;background:#00080}body .site-popup{top:50%;left:50%;width:calc(100% - .75rem);display:flex;flex-direction:column;justify-content:space-between;max-width:920px;height:calc(100% - .75rem);transform:translate(-50%,-50%);padding-right:.75rem;box-sizing:border-box}body .site-popup .button-container{display:flex;justify-content:space-between;align-items:center;align-self:flex-end;flex-shrink:1;flex-grow:0;flex-basis:1.075rem;min-height:1.125rem;margin-top:.65rem}body .site-popup>.row{max-height:calc(100vh - 4rem)}body .site-popup-overlay{background:#000}body .site-popup .loader{position:absolute;left:50%;top:50%;transform:translate(-.75rem,-.75rem)}body .site-popup a:not(.button){font-family:"Montserrat Lite Bold",Arial,sans-serif;font-size:.4rem;text-transform:lowercase}body .site-popup>.row ul li{position:relative}body .site-popup>.row ul li::before{content:'';position:absolute;top:.275rem;left:-.425rem;display:block;width:7px;height:7px;border-radius:50%;background:var(--main-text-color)}body .site-popup>.row ul ul li{list-style-type:circle}body .site-popup>.row ul ul li::before{display:none}body .site-popup>.row li{font-size:.45rem}body .site-popup img{max-width:100%}@media screen and (max-width:640px){body .site-popup{left:50%!important;bottom:auto;right:auto!important;max-height:100%;margin:0}body .site-popup .button-container{overflow:visible!important;padding-bottom:0}}@media screen and (max-width:480px){body .site-popup .button-container{flex-direction:column}body .site-popup .button-container a{order:0}body .site-popup .button-container a:first-child{order:1;margin-top:.35rem}}
/* app */
#top-banner{background:#f5f5f5}.hp #top-banner,body.sub #top-banner{max-width:32.75rem;margin:auto}#top-banner>div{position:relative;height:auto;background:#fff}#top-banner>div.rtt:nth-of-type(2){display:none}#top-banner>div.bh-380.without-tr-text{height:9.5em}#top-banner>div.bh-360.without-tr-text{height:9em}#top-banner>div.bh-350.without-tr-text{height:8.75rem}#top-banner>div.bh-300.without-tr-text{height:7.5em}#top-banner>div.bh-280.without-tr-text{height:7.5em}#top-banner video{position:absolute;top:0;left:-50%;right:-50%;width:100%;height:100%;margin:auto;padding:0;object-fit:cover}#top-banner div.video-box{width:100%;height:auto;background-size:cover}#top-banner div.page-banner{position:absolute;top:0;width:100%;height:100%;max-height:9.5rem;margin:0 auto;padding:0;background-repeat:no-repeat;background-position:right center;background-size:cover}#top-banner div.page-banner::after{position:absolute;top:0;left:0;right:0;bottom:0;z-index:1;background:#000;opacity:0;content:''}#top-banner div.page-banner::after{transition:opacity .5s ease}body.logout #top-banner div.page-banner::after{content:none}#top-banner:hover div.page-banner::after{opacity:.1}#top-banner div.page-banner.video-s{display:none}#top-banner div.bh-350 div.page-banner{max-height:8.75rem}#top-banner>div.bh-300 .page-banner{height:7.5rem}#top-banner>div.bh-280 .page-banner{height:7.5rem;background-size:cover}#carousel-banner div.slot .slide.video-s{background-size:0}#top-banner div.without-tr-text div.page-banner{height:100%}section#banner-content{position:relative;margin:0 auto;padding:0;color:#fff;text-align:center}div.without-tr-text #banner-content{height:100%;padding-bottom:0;box-sizing:border-box}div.without-tr-text.bh-300 #banner-content{height:calc(100% - 1.6em);padding-top:.8em;padding-bottom:.8em}div.without-tr-text.bh-280 #banner-content{height:calc(100% - 1.6em);padding-top:.8em;padding-bottom:.8em}#banner-content>div.container{position:relative;height:100%;box-sizing:border-box;padding:0 .6rem}#banner-content>div.container::before{position:absolute;top:0;bottom:0;right:0;left:0;margin:auto;border:4px solid transparent;content:''}#banner-content>div.container::before{transition-duration:.5s}#top-banner:hover div.container::before{transform:scale(.98)}body.logout #banner-content>div.container::before,body.logout #banner-content div.content-wrapper{border-color:transparent;content:none}#banner-content div.content-wrapper{position:relative;display:flex;flex-direction:column;justify-content:center;width:100%;height:100%;margin:0 auto;border-collapse:collapse}div.content-wrapper>div.heading-wrapper{position:relative;display:flex;flex-direction:column;justify-content:center}div.content-wrapper:hover .usual-button .button.red{background:#d1202e}.without-tr-text div.content-wrapper>div.heading-wrapper{position:static}div.bh-380 div.heading-wrapper{height:7.8em}div.bh-360 div.heading-wrapper{height:7.3em}div.bh-350 div.heading-wrapper{height:7.585rem;box-sizing:border-box}div.bh-300 div.heading-wrapper{height:6.7em}div.bh-280 div.heading-wrapper{height:6.7em}#top-banner div.without-tr-text div.heading-wrapper{height:100%;justify-content:center}div.heading-wrapper>h1{margin:0;line-height:1;font-family:"Mbank Semi",Arial,sans-serif;font-size:1.5rem;color:inherit}div.heading-wrapper>h1 br:first-child{display:none}#banner-content h1:not(:last-child){margin-top:0}#banner-content .heading-wrapper.be h1:not(:last-child){margin-top:1.25rem}div.without-tr-text #banner-content h1{margin-top:-.225rem}#banner-content h1+h2{margin-top:.425rem}#banner-content .mob-sh,#carousel-banner .mob-sh{display:none;color:inherit}div.heading-wrapper>p{font-size:.5em}div.heading-wrapper>p.usual-button,div.heading-wrapper>p.top-button{margin-top:.375rem}div.heading-wrapper>p.heading.bigger,div.heading-wrapper>h2{margin:0;color:inherit;font-size:.6em;line-height:1.2}div.heading-wrapper>h1,div.heading-wrapper>h2,div.heading-wrapper>p.heading.bigger{text-align:left}div.without-tr-text #banner-content h1{margin-top:-.225rem}.lifting div.heading-wrapper>h2{font-Family:"Mbank Semi",Arial,sans-serif}div.content-wrapper>div.content{display:table-row;width:100%;color:#4e4e4e}div.content-wrapper>div.content:not(.be){z-index:1;display:flex;justify-content:center;background-color:#fff;border-radius:4px;border:1px solid #c6c6c6;box-sizing:border-box;box-shadow:0 1px 1px rgba(0,0,0,.22)}div.content-wrapper>div.content p a:not(.button),div.content-wrapper>div.content li a:not(.button){position:relative;z-index:2;text-decoration:none}div.heading-wrapper.icon>h1,div.heading-wrapper.icon>h2,div.heading-wrapper.icon>p.heading.bigger,#banner-content .heading-wrapper.icon p.usual-button{max-width:66.66%}div.content-wrapper>div.heading-wrapper img{position:absolute;max-height:4.75rem;top:50%;margin:.15rem .525rem;transform:translate(0,-50%)}div.content-wrapper>div.heading-wrapper .mob img{position:static;transform:none;margin:0}div.content>ul{list-style:none}div.content>ul>li{display:inline-block;margin:0;padding:0}div.content-wrapper>div.content li>a:not(.button){display:flex}div.content p{display:inline-block;font-size:.45em}div.content p.special{position:relative;display:inline-block;padding:0 .5em;color:var(--ind-bg-color);font:2em "Montserrat Lite Bold",Arial,sans-serif}.ie div.content p.special{color:#e41609}div.content p.special sup{position:absolute;top:.5em;right:.5em;font-size:.35em}div.content a.button.big{margin:0 0 1em;font-size:1em}#banner-content .container p.button-top,#banner-content p.button-top{position:fixed;right:0;bottom:-70px;left:0;z-index:9999;display:block;width:100%;max-width:1600px;height:auto;margin:auto;background-color:#535456;text-align:center;transition:bottom .5s}#banner-content .container p.button-top.yellow,#banner-content p.button-top.yellow{bottom:0;width:100%;transition:none;background-color:transparent;cursor:pointer}#banner-content .container p.button-top.yellow a.button,#banner-content p.button-top.yellow a.button{bottom:1px;float:right;margin:0 237px 0 0}#banner-content p.usual-button{display:block}#banner-content .container p.at-top.button-top{top:auto;bottom:0;display:block;width:auto;background-color:#efd063;cursor:pointer}#banner-content .container p.at-top.button-top a.button{position:relative;display:inline-block;margin:2px auto}#banner-content .container a.button.big{margin-bottom:0}body.w-b div.without-tr-text #banner-content div.content{display:table-row}body.w-b #banner-content .container p.usual-button,body.w-b #banner-content .container p.at-top.button-top a.button{position:relative}#banner-content .content>ul{padding:.275rem 0;display:flex;width:100%;margin:0;line-height:0}#banner-content .content>ul li{flex-basis:33.33%;display:flex;align-items:center;flex-wrap:nowrap;flex-shrink:0;flex-grow:1;padding:.25rem .425rem .25rem .7rem;margin:0;box-sizing:border-box}#banner-content .content>ul li:only-child,#banner-content .content>ul li:only-child a{justify-content:center}#banner-content .content>ul li:first-child:not(:last-child),#banner-content .content>ul li:first-child:not(:last-child) a{justify-content:center}#banner-content .content>ul li:nth-child(2):last-child,#banner-content .content>ul li:nth-child(2):last-child a{justify-content:center}#banner-content .content>ul li:first-child:nth-last-child(3),#banner-content .content>ul li:first-child:nth-last-child(3) a{justify-content:flex-start}#banner-content div.content>ul>li .img-wrapper{flex-basis:1.2rem;flex-shrink:0;margin:0 .275rem}#banner-content div.content>ul>li img{display:inline-block;max-width:1.2rem;max-height:1.2rem;width:auto;margin:0;vertical-align:middle}#banner-content div.content>ul>li>a{display:flex;flex-wrap:nowrap;align-items:center;flex-basis:33.33%;flex-grow:1;flex-shrink:0}#banner-content div.content>ul>li>a img{display:block}#banner-content .content p{position:relative;width:auto;min-width:0;text-align:left;vertical-align:middle;margin-left:.425rem;font-size:.4rem;line-height:1.4}#banner-content .content li>p:first-child{margin-left:.325rem}#banner-content .container p.usual-button{position:relative;display:block;width:auto;margin-top:.6rem;text-align:left}#banner-content .container .content a.button.big{font-size:.4rem;padding-right:.4rem;padding-left:.4rem}#banner-content .content li sup{top:-3px;padding:1px;font-size:.6em}#banner-content .content li a:hover p{text-decoration:underline;cursor:pointer}.ind #banner-content .content li a p{color:#e41609}.priv #banner-content .content li a p{color:#970702}.corpo #banner-content .content li a p{color:#0188cc}.biz #banner-content .content li a p{color:#70b23d}.em #banner-content .content li a p{color:#00f}#banner-content .button.antichurn-quest{z-index:2}#top-banner .content-wrapper .heading-wrapper p,#top-banner .content-wrapper .heading-wrapper a{color:#fff}div.content-wrapper>div.heading-wrapper .icon-wrapper{position:absolute;left:66.66%;width:33%;max-height:4.75rem;height:100%;top:50%;margin:.15rem .525rem;transform:translate(0,-50%)}div.content-wrapper>div.heading-wrapper .icon-wrapper:not(.mob) img{left:0}div.content-wrapper>div.heading-wrapper .icon-wrapper.mob{width:100%;height:1.2rem;display:none;position:relative;left:0;top:0;margin:.825rem 0 0 0}.tablet div.content-wrapper>div.heading-wrapper .icon-wrapper.mob,.mobile div.content-wrapper>div.heading-wrapper .icon-wrapper.mob{margin:0}.mobile #banner-content .heading-wrapper.icon p:not(.usual-button) ~ .icon-wrapper.mob,.tablet #banner-content .heading-wrapper.icon p:not(.usual-button) ~ .icon-wrapper.mob{margin:.825rem 0 0 0}div.content-wrapper>div.heading-wrapper .icon-wrapper.mob img{height:100%}.without-tr-text div.content-wrapper>div.heading-wrapper .icon-wrapper.mob{margin-top:0}#top-banner>div.bh-350 .page-banner,#top-banner div.bh-350 .video-box video{height:8.85rem}.service-list{position:absolute;top:4px;left:4px;z-index:15;height:23px}body.sub .without-tr-text .service-list{top:4px}.service-list-label{position:absolute;top:0;left:0;width:auto;height:auto;padding:5px;background-color:rgba(1,1,1,.1);text-transform:lowercase;font:.3rem/1 "Montserrat Lite Semi",Arial,sans-serif;white-space:nowrap;cursor:pointer}#top-banner .service-list-label{color:var(--white-color)}.ie #top-banner .service-list-label{color:#fff}.service-list-text{position:absolute;top:27px;left:1px;z-index:10002;width:400px;height:auto;padding:30px 14px 30px 25px;background-color:#fafafa;border-radius:5px;border:1px solid #d0d0d0;box-shadow:0 0 20px -1px rgba(150,150,150,.6);visibility:hidden}.service-list-text .row{z-index:9999;width:100%;max-height:200px;margin:0;padding-right:4px;text-align:left;font-family:"Montserrat Lite",Arial,sans-serif}.service-list-text table,.service-list-text table td{color:inherit;font-family:inherit;font-size:.325rem}.service-list-text p{color:#4c4c4c;font-size:.325em;padding:0 17px 0 0;line-height:1.6;word-wrap:break-word;text-align:justify}.service-list-text table p{font-size:100%}.service-list-text .row a{word-break:break-all}.ind .service-list-text .row a{color:#e41609}.corpo .service-list-text .row a{color:#0188cc}.biz .service-list-text .row a{color:#70b23d}.priv .service-list-text .row a{color:#970702}.em .service-list-text .row a{color:#00f}.service-list-text span.close{position:absolute;right:11px;top:10px;display:inline-block;width:13px;height:13px;padding:5px;background-color:#fafafa;line-height:1.2;vertical-align:middle;overflow:hidden;cursor:pointer}.service-list-text span.close::after{position:absolute;top:2px;left:5px;padding:0;margin:0;color:#4c4c4c;font-size:.4rem;content:"\2715"}.service-list-text::-webkit-scrollbar{width:3px}.service-list-text::-webkit-scrollbar-track{background-color:#f0f0f0;cursor:pointer}.service-list-text::-webkit-scrollbar-thumb{background-color:#d0d0d0}.service-list-text::-webkit-scrollbar-thumb:hover{background-color:#c0c0c0}.service-list-text .nicescroll-rails{border:0;border-radius:0}#top-banner div.bh-350 div.heading-wrapper{justify-content:center}#top-banner .color-bar{position:relative}#top-banner .color-bar p{font-size:16px}#top-banner .promoted-bar .color-bar{bottom:5px;left:0;padding:3px 0;border-style:none;border-width:0;border-bottom-left-radius:4px;border-bottom-right-radius:4px;color:#000}#top-banner .without-tr-text.promoted-bar .color-bar{border-bottom-left-radius:0;border-bottom-right-radius:0}#top-banner .color-bar::after{top:0}#top-banner .promoted-bar{margin-bottom:30px}@keyframes pulsing{0%{transform:scale(1,1)}50%{transform:scale(1.05,1.05)}100%{transform:scale(1,1)}}.pulsing{animation:pulsing 1s ease-in-out 0s infinite}@media screen and (max-width:1600px){#banner-content .container p.button-top.yellow a.button,#banner-content p.button-top.yellow a.button{margin-right:calc((100vw - 1128px) / 2)}}@media screen and (max-width:1360px){#top-banner video{width:auto}}@media screen and (max-width:1200px){#top-banner>div.bh-380.without-tr-text,#top-banner>div.bh-380.without-tr-text .video-box video{height:9.4rem}#top-banner>div.bh-360.without-tr-text,#top-banner>div.bh-360.without-tr-text .video-box video{height:8.9rem}#top-banner>div.bh-300.without-tr-text,#top-banner>div.bh-300.without-tr-text .video-box video{height:7.4rem}#top-banner>div.bh-280.without-tr-text,#top-banner>div.bh-280.without-tr-text .video-box video{height:7.4rem}#top-banner>div.bh-380 .page-banner,#top-banner>div.bh-380 .video-box video{height:9.3rem}#top-banner>div.bh-360 .page-banner,#top-banner>div.bh-360 .video-box video{height:9rem}#top-banner>div.bh-300 .page-banner,#top-banner>div.bh-300 .video-box video{height:7.5rem}#top-banner>div.bh-280 .page-banner,#top-banner>div.bh-280 .video-box video{height:7.5rem}#top-banner div.page-banner{background-size:cover}#banner-content div.container::before{content:none}#banner-content div.content-wrapper::after{position:absolute;top:0;bottom:0;right:0;left:0;margin:auto;border:6px solid transparent;content:''}body.logout #banner-content div.content-wrapper::after{content:none}#banner-content div.content-wrapper::after{transition-duration:.5s}#top-banner:hover div.content-wrapper::after{transform:scale(.98)}div.content-wrapper a.wrapper-href{left:0;width:100%}#banner-content .button.next::after{right:0}#banner-content p.at-top.button-top a.button::after{right:0}}@media screen and (max-width:1142px){#banner-content .container p.button-top.yellow,#banner-content p.button-top.yellow{width:100%;padding:0 .25rem;box-sizing:border-box}}@media screen and (max-width:1128px){#banner-content .container p.button-top.yellow a.button,#banner-content p.button-top.yellow a.button{margin-right:0}}@media screen and (max-width:1100px){#top-banner>div.bh-380.without-tr-text,#top-banner>div.bh-380.without-tr-text .video-box video{height:8.3rem}#top-banner>div.bh-360.without-tr-text,#top-banner>div.bh-360.without-tr-text .video-box video{height:7.98rem}#top-banner>div.bh-300.without-tr-text,#top-banner>div.bh-300.without-tr-text .video-box video{height:6.8rem}#top-banner>div.bh-280.without-tr-text,#top-banner>div.bh-280.without-tr-text .video-box 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2.575rem)}#main-banner-carousel .container .col-left{padding-left:2.275rem;padding-right:.3rem;flex-wrap:wrap}#main-banner-carousel .container .col-right{position:relative;padding-right:2.275rem;padding-left:.3rem;display:flex;justify-content:center;background-size:cover;background-position:right}.edge #main-banner-carousel .container .col-right{overflow:hidden}#main-banner-carousel .link-cover{position:absolute;top:.8rem;bottom:.8rem;left:2.275rem;right:2.275rem;z-index:1;text-decoration:none}#main-banner-carousel .link-cover[href=""]{display:none}#main-banner-carousel .link-cover:focus{outline:1px dotted #000}#main-banner-carousel .inner{box-sizing:border-box;display:flex;flex-direction:column;justify-content:center;align-items:start;flex-basis:100%;height:50%;padding:0;background:transparent}#main-banner-carousel .inner:nth-child(2){justify-content:flex-start}#main-banner-carousel h1,#main-banner-carousel h2,#main-banner-carousel .heading{margin:0;color:#fff}#main-banner-carousel h1,#main-banner-carousel .h1{font-family:"Mbank",Arial,sans-serif}#main-banner-carousel h2,#main-banner-carousel .h2{font-size:.6rem;font-family:"Montserrat Lite",Arial,sans-serif}#main-banner-carousel .button{position:absolute;z-index:2;bottom:1rem}#main-banner-carousel .val .button{bottom:1.45rem}#main-banner-carousel.values .button{bottom:1.575rem}#main-banner-carousel .values{display:flex;flex-basis:100%;flex-grow:1;flex-shrink:0;flex-wrap:wrap;position:relative;z-index:2;transform:translate(0,-1.05rem);padding:.275rem 0;margin:0 auto;max-width:28.2rem;background-color:var(--white-color);border-radius:4px;border:1px solid #c6c6c6;box-sizing:border-box;box-shadow:0 1px 1px #00038}.ie #main-banner-carousel .values{background-color:#fff}#main-banner-carousel .slide.hidden+.values{display:none}#main-banner-carousel .value{position:relative;display:flex;align-items:center;justify-content:center;flex-wrap:nowrap;flex-basis:33.33%;flex-grow:1;flex-shrink:0;padding:.25rem .425rem .25rem .7rem;margin:0;box-sizing:border-box}.ie #main-banner-carousel .value{flex-basis:calc(33.33% - 1.125rem)}#main-banner-carousel .values.promoted{padding-bottom:0}#main-banner-carousel .values.promoted .value{padding-bottom:.5rem}#main-banner-carousel .color-bar{bottom:0;left:0;box-sizing:border-box;flex-basis:100%;height:auto;padding:.125rem .25rem;border:0;font-family:"Montserrat Lite",Arial,sans-serif;box-shadow:none}.ie #main-banner-carousel .color-bar{flex-basis:calc(100% - .5rem)}#main-banner-carousel .slide.hidden+.color-bar{display:none}#main-banner-carousel .color-bar p{margin:0;line-height:1.2}#main-banner-carousel .value>a{position:absolute;top:0;right:0;bottom:0;left:0;text-decoration:none}#main-banner-carousel .value>img{max-width:1rem;max-height:1rem;margin-right:.5rem}#main-banner-carousel .value>p{font-size:.4rem;font-family:"Montserrat Lite",Arial,sans-serif}#main-banner-carousel .value>a ~ p{color:var(--ind-bg-color)}.ie #main-banner-carousel .value>a ~ p{color:#e41609}#main-banner-carousel .icon{max-height:6.5rem;max-width:6.5rem}#main-banner-carousel.lifting .legal-label,#main-banner-carousel.lifting .service-list-label,#main-banner-carousel .legal-text .row,#main-banner-carousel .service-list-text .row{font-family:"Montserrat Lite",Arial,sans-serif}#main-banner-carousel .slide.inactive+.legal-note,#main-banner-carousel .slide.inactive+.service-list,#main-banner-carousel .slide.inactive+.service-list+.legal-note{display:none}#main-banner-carousel #all-download-btn{position:absolute;bottom:.5rem;z-index:3}#main-banner-carousel.values #all-download-btn{bottom:1rem}#main-banner-carousel .button-wrapper{text-align:left}#main-banner-carousel.main-banner-carousel>ul>li{position:absolute;z-index:1;width:100%;opacity:0;transition:opacity .5s ease .2s}#main-banner-carousel.main-banner-carousel>ul>li.current{z-index:3;opacity:1;transition:opacity .5s ease 0}#main-banner-carousel.mob-nav>ul>li{max-height:8.75rem}#main-banner-carousel-nav{position:absolute;top:7px;z-index:15;left:50%;transform:translate(-50%);display:flex;align-items:center;justify-content:center}#main-banner-carousel-nav svg{cursor:pointer}#main-banner-carousel .button-top{position:fixed;right:0;bottom:-1.75rem;left:0;z-index:16;display:block;width:100%;max-width:40rem;height:auto;margin:auto;background-color:#efd063;text-align:center;transition:bottom .5s}#main-banner-carousel .button-top.at-top{top:auto;bottom:0;display:block;width:auto;cursor:pointer}#main-banner-carousel .button-top .button{position:relative;bottom:auto;margin:2px auto}#main-banner-carousel .button-top.yellow{bottom:0;width:1128px;transition:none;background-color:transparent;cursor:pointer}#main-banner-carousel .button-top.yellow .button{bottom:2px;float:right;margin:0}#main-banner-carousel>div.title-tabs{position:absolute;top:100%;width:100%;visibility:hidden;overflow:hidden}#main-banner-carousel.visible>div.title-tabs{visibility:visible}#main-banner-carousel>div.title-tabs>ul{position:relative;left:0;z-index:2;display:flex;align-items:stretch;height:auto;margin:0;padding:0;transition:left .5s}#main-banner-carousel>div.title-tabs.hidden-tabs{top:0;visibility:hidden}#main-banner-carousel>div.title-tabs.shorten>ul{left:20px;width:calc(100% - 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14.1rem)}#main-banner-carousel .container .col-right{padding-right:calc(50% - 14.1rem)}#main-banner-carousel .link-cover{left:calc(50% - 14.1rem);right:calc(50% - 14.1rem)}}@media only screen and (max-width:1217px){#main-banner-carousel .container .col{margin-left:0}}@media screen and (max-width:1176px){#main-banner-carousel .values{margin-left:.6rem;margin-right:.6rem}}@media screen and (max-width:1152px){#main-banner-carousel .container .col-left{padding-left:.3rem}#main-banner-carousel .container .col-right{padding-right:.3rem}#main-banner-carousel .link-cover{left:.3rem;right:.3rem}}@media screen and (max-width:1142px){#main-banner-carousel .button-top.yellow{width:100%;padding:0 .25rem;box-sizing:border-box}}@media screen and (max-width:920px){#main-banner-carousel .values{margin-left:.375rem;margin-right:.375rem}}@media screen and (max-width:768px){#main-banner-carousel.main-banner-carousel .mob-nav-bg.visible{position:relative;z-index:1;height:.725rem;background-color:var(--gray-color)}#main-banner-carousel.mob-nav{height:9.475rem}#main-banner-carousel-nav{top:5px;z-index:14}}@media screen and (max-width:640px){#main-banner-carousel{margin-bottom:.25rem!important}#main-banner-carousel>ul.slides,#main-banner-carousel>ul.slides>li{height:9.35rem}#main-banner-carousel .legal-wrapper{display:flex;flex-direction:row;order:1;width:100%}#main-banner-carousel .legal-wrapper .service-list,#main-banner-carousel .legal-wrapper .service-list-label,#main-banner-carousel .legal-wrapper .legal-note,#main-banner-carousel .legal-wrapper .legal-label{position:static;width:auto;background-color:transparent}#main-banner-carousel .legal-wrapper .service-list-label{padding-left:0}#main-banner-carousel .legal-wrapper .legal-note{margin-left:auto}#main-banner-carousel .legal-wrapper .legal-label{padding-right:0}#main-banner-carousel .inner{order:2;height:42%}#main-banner-carousel .col-left .inner:nth-of-type(2){height:49%}#main-banner-carousel .val .col-left .inner{height:31%}#main-banner-carousel .val .col-left .inner:nth-of-type(2){height:58%}#main-banner-carousel .container .col{flex-basis:100%}#main-banner-carousel .container .col-left{order:1;align-items:start;height:59%}#main-banner-carousel .container .col-right{order:0;height:41%}#main-banner-carousel .values{flex-wrap:wrap}#main-banner-carousel .value{flex-basis:100%;justify-content:flex-start}#main-banner-carousel h1,#main-banner-carousel .h1{font-size:.75rem;line-height:1}#main-banner-carousel h2,#main-banner-carousel .h2{font-size:.4rem}#main-banner-carousel .icon{max-height:calc(100% - 1.4rem)}#main-banner-carousel .button{bottom:.5rem}#main-banner-carousel .button-top.yellow{width:100%;z-index:16;background-color:#efd063}#main-banner-carousel .button-top.yellow .button{float:none}#main-banner-carousel .col .antichurn-counter{line-height:inherit}#main-banner-carousel .val .button{bottom:1.15rem}#main-banner-carousel .val .button-top .button{bottom:auto}#main-banner-carousel>div.title-tabs>ul>li>a{padding:10px;line-height:1.25;font-size:.3rem}}@media screen and (max-width:480px){#main-banner-carousel .inner{position:relative}#main-banner-carousel .button-top .button{width:calc(100% - .55rem)}}
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img{max-width:1.4rem;max-height:1.4rem;flex-basis:1.4rem;flex-grow:1;flex-shrink:0;margin-left:.5rem}.ie .infobox-grid .headline img{flex-grow:0;width:100%;height:100%}.infobox-grid .more{position:absolute;bottom:.475rem;right:.475rem;z-index:2}.infobox-grid .more::after{position:absolute;left:-100%;bottom:0;width:200%;height:1px;visibility:hidden;content:''}.infobox-grid .more::after{background-image:linear-gradient(to left,var(--ind-elem-color) 0,var(--ind-elem-color) 50%,transparent 50%,transparent 50%,transparent 100%)}.infobox-grid .more::after{transition:all .3s ease-in-out 0s;transform:scaleX(0)}.ind .infobox-grid .more::after{background-image:linear-gradient(to left,var(--ind-elem-color) 0,var(--ind-elem-color) 50%,transparent 50%,transparent 50%,transparent 100%)}.corpo .infobox-grid .more::after{background-image:linear-gradient(to left,var(--corpo-elem-color) 0,var(--corpo-elem-color) 50%,transparent 50%,transparent 50%,transparent 100%)}.biz .infobox-grid 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a:not(.no-bg)::before{right:0}#page-head #searchengine{right:0;width:22%;text-align:left}body nav ul.actions #searchengine a:not(.no-bg){margin-right:0;margin-left:10px}body nav ul.actions #contact a:not(.no-bg){margin-right:10%}ul.actions #contact a:not(.no-bg)::before{right:10%}body nav ul.actions #agencies a:not(.no-bg){margin-right:0}ul.actions #agencies a:not(.no-bg)::before{left:14%;padding-left:0}#page-head #push-message{width:22%;text-align:right}body nav ul.actions #push-message>span{right:-1px}body ul.actions #push-message a::before{left:auto;right:4px}#page-head ul.actions #log-in{text-align:right}}@media screen and (max-width:400px){.ie body ul.actions #push-message a::before{top:45px}}
div#output{position:absolute;top:135px;right:auto;z-index:9999;display:none;width:1280px;min-height:.75rem;margin:0;padding-bottom:0;border:5px solid var(--light-gray-color);background:#fff;font-size:.375rem}.ie div#output{border-color:#f5f5f5}div#output .wrapper .description{position:absolute;top:0;right:0;display:none;width:50%;height:auto;border-left:5px solid var(--light-gray-color);background:#fff;animation-name:hide;animation-duration:1s}.ie div#output .wrapper .description{border-color:#f5f5f5}div#output .wrapper:hover .description,div#output .wrapper.focus .description{display:block;animation-name:show;animation-duration:1s}@-webkit-keyframes show{from{opacity:0}to{opacity:1}}@-webkit-keyframes hide{from{opacity:1}to{opacity:0}}@-moz-keyframes show{from{opacity:0}to{opacity:1}}@-moz-keyframes hide{from{opacity:1}to{opacity:0}}@-o-keyframes show{from{opacity:0}to{opacity:1}}@-o-keyframes hide{from{opacity:1}to{opacity:0}}@keyframes show{from{opacity:0}to{opacity:1}}@keyframes hide{from{opacity:1}to{opacity:0}}div#output .category{font-size:.325rem}div#output>div{padding:0}div#output ul{margin:0;padding:0}div#output .title{display:block;color:inherit;text-decoration:none}div#output .title span,div#output .category span{display:block;width:auto;padding:.15rem .25rem .2rem}div#output>div div.title{padding:0}div#output .wrapper.focus .title,div#output .wrapper:hover .title{background:var(--light-gray-color)}.ie div#output .wrapper.focus .title,div#output .wrapper:hover .title{background:#f5f5f5}div#output .wrapper .description>div,div#output .wrapper .description>div{padding:0 .25rem .25rem .25rem}div#output .wrapper .description>a,div#output .wrapper .description>a{position:absolute;width:100%;height:100%;background-color:transparent}div#output .wrapper .description div ul{margin-top:.25rem;margin-bottom:.25rem;margin-left:.25rem;font-size:.375rem}div#output .wrapper .description div ul li{position:relative;display:block;height:auto;margin-top:.125rem}div#output .wrapper .description div ul li::before{position:absolute;left:0;top:.125rem;display:block;width:.125rem;height:.125rem;background-color:var(--ind-elem-color);content:''}.ie div#output .wrapper .description div ul li::before{background-color:#ae0000}div#output div#other-results{position:absolute;bottom:0;width:100%;display:block;height:.5rem;margin-top:.25rem;padding:.125rem 0 0;font-weight:bold}div#output div#other-results a{padding:0 .25rem}div#output div#other-results.focus,div#output div#other-results:hover{background-color:var(--light-gray-color)}div#output div#other-results.focus,div#output div#other-results:hover{background-color:#f5f5f5}.search-engine div#output{left:0;top:5.29rem;width:calc(100% - 1.75rem);margin:0 .75rem;text-align:left}.search.page div#output{top:256px;left:0;right:0;width:28.35rem}.help div#output{top:25.2em}
/* various apps */
#tooltip{box-sizing:border-box;max-width:450px;background:#fafafa;border:1px solid #d0d0d0;border-radius:2px;box-shadow:1px 1px 2px 0 rgba(0,0,0,.3)}#tooltip div.preloader{background:0;font-size:0}#tooltip div.preloader::before{position:absolute;top:0;left:0;bottom:0;right:0;background:rgba(0,0,0,.3);content:''}#tooltip div.preloader::after{position:absolute;z-index:1;top:0;left:0;bottom:0;right:0;width:4em;height:4em;margin:auto;border:.7em solid rgba(255,255,255,.2);border-left-color:rgba(255,255,255,.7);border-bottom-color:rgba(255,255,255,.7);border-radius:50%;font-size:10px;text-indent:-4em;overflow:hidden;content:''}#tooltip div.preloader::after{animation:spinner 1.2s infinite linear}@keyframes spinner{0%{transform:rotate(0deg)}100%{transform:rotate(360deg)}}#tooltip .close::after{position:absolute;top:0;right:4px;display:block;color:#d0d0d0;font:20px/1 sans-serif;cursor:pointer;text-align:center;content:'\00d7'}#tooltip div.inner{max-height:100px;width:auto;margin:18px 9px 18px 18px;padding:0 9px 0 0;background:#fafafa;color:#4c4c4c;font-size:.325em;line-height:1.2;text-align:left;text-align:justify;word-break:break-word;overflow:auto;/*! border: 1px solid #d0d0d0; */}#tooltip div.inner p{color:inherit;line-height:inherit;font-size:100%}#tooltip .tip{position:absolute;display:none;width:10px;height:10px;font-size:1px;line-height:1}#tooltip[rel="ul.actions"] .tip{display:block}#tooltip .tip::before{position:absolute;top:0;left:0;display:block;width:0;height:0;font-size:1px;line-height:1;border:11px solid #d0d0d0;content:''}#tooltip .tip::after{position:absolute;top:0;left:0;display:block;width:0;height:0;font-size:1px;line-height:1;border:10px solid #fafafa;content:''}#tooltip .top::before{top:-1px;left:-6px;border-color:transparent transparent #d0d0d0 transparent;border-top-width:0}#tooltip .top::after{top:-1;left:-5px;border-color:transparent transparent #fafafa transparent;border-top-width:0}#tooltip .right:not(.bottom):not(.top)::before{border-color:transparent transparent transparent #d0d0d0}#tooltip .right:not(.bottom):not(.top)::after{border-color:transparent transparent transparent #fafafa}#tooltip .bottom::before{top:-1px;left:-6px;border-color:#d0d0d0 transparent transparent transparent;border-bottom-width:0}#tooltip .bottom::after{top:-1px;left:-5px;border-color:#fafafa transparent transparent transparent;border-bottom-width:0}#tooltip .left:not(.bottom):not(.top)::before{top:-6px;border-color:transparent #d0d0d0 transparent transparent}#tooltip .left:not(.bottom):not(.top)::after{top:-5px;border-color:transparent #fafafa transparent transparent}#tooltip .tip.bottom{top:auto;bottom:-10px;border-bottom-width:0}#tooltip .tip.right{left:auto;right:15px}#tooltip .tip.top{top:-10px;bottom:auto}#tooltip .tip.left{left:15px;right:auto}#tooltip .tip.center{left:0;right:0;margin:auto}#tooltip .tip.xvary{left:auto;right:auto}a.przypis,img.przypis,span.przypis{cursor:help}a.przypis:focus{text-decoration:none}#tooltip .nicescroll-rails{border:0}#tooltip.small .inner{margin:5px 10px;padding:0}@media screen and (max-width:920px){#tooltip:not(.pm){z-index:14!important}}@media screen and (max-width:640px){#tooltip div.inner{text-align:left}}@media screen and (max-width:450px){#tooltip{margin:auto 5%}#tooltip.calc{left:51px!important;margin-left:0;margin-right:0}#tooltip.pm.calc{left:66px!important}#tooltip.calc .inner{margin:0 5px;padding:5px}}
.scrollers{position:fixed;bottom:0;z-index:9999;max-width:1600px;margin:0;padding:0;width:100%}footer div.scrollers .container{position:relative;width:100%;max-width:1310px;margin:0 auto;padding:0}.scroll{position:absolute;right:0;bottom:10px;display:none;width:50px;height:50px;border-radius:50%;background-color:#f5f5f5;text-align:center;line-height:1.9}.scroll::after{position:absolute;top:0;left:0;right:0;display:block;margin:0 auto;width:50px;height:50px;background:url(/.templates/img/icons/svg/scroll.svg) no-repeat;background-position:-18px -18px;background-size:174%;content:''}.scroll.transition{transition:opacity .5s ease}.scroll:hover{opacity:.8;transition:opacity .5s ease}.scroll>span{color:#fff;font-family:"Montserrat Lite",Arial,sans-serif;font-size:.28em;display:none}#page-foot.m-bottom .scrollers .scroll{bottom:55px}.community .scrollers div>a{font-size:100%}@media screen and (max-width:1600px){.scroll{right:.2rem}}@media screen and (max-width:768px){.community .scrollers .scroll{width:64px}}@media screen and (max-width:480px){.scroll{width:50px;height:49px;opacity:.8}.scroll>span{position:absolute;display:block;clip:rect(1px,1px,1px,1px)}.community .scrollers .scroll{width:50px}}
.legal-note{position:absolute;top:100%;right:0;z-index:12}.legal-note.show{z-index:10002}.legal-label{position:absolute;right:0;top:-25px;width:auto;height:auto;padding:5px;color:var(--legal-label);font:.3rem/1 "Montserrat Lite Semi",Arial,sans-serif;text-transform:lowercase;white-space:nowrap;cursor:pointer}.ie .legal-label{color:#767676}.legal-text{position:absolute;right:-20px;top:10px;z-index:10002;width:400px;height:auto;padding:30px 14px 30px 25px;background-color:#fafafa;border-radius:5px;border:1px solid #d0d0d0;box-shadow:0 0 20px -1px rgba(150,150,150,.6);visibility:hidden}.multitile-block .legal-text p{line-height:1.6}.safari .legal-text::before{background:transparent;background-image:url(/.templates/img/note-arrow.png);width:30px;height:14px;border:0;top:-14px}.safari .legal-text::before{transform:rotate(0)}.legal-text .row{z-index:9999;width:100%;max-height:200px;margin:0;padding-right:4px;text-align:left}.legal-note .legal-text p,.legal-note .legal-text ul,.legal-note .legal-text ol{padding:0 17px 0 14px;color:#4c4c4c;font-size:.325em;line-height:1.6;word-wrap:break-word;text-align:justify}.legal-note .legal-text li{line-height:inherit;font-family:inherit;font-size:inherit}.legal-note .legal-text p{padding-left:0;font-family:inherit}.legal-text:not(.site-popup) .row a{word-break:break-all;font-size:inherit}.ind .legal-text .row a{color:var(--ind-elem-color)}.ie .ind .legal-text .row a{color:#ae0000}.corpo .legal-text .row a{color:var(--corpo-elem-color)}.ie .corpo .legal-text .row a{color:#0074ad}.biz .legal-text .row a{color:var(--biz-elem-color)}.ie .biz .legal-text .row a{color:#00801f}.priv .legal-text .row a{color:var(--priv-elem-color)}.ie .priv .legal-text .row a{color:#ae0000}.premium .legal-text .row a{color:var(--premium-elem-color)}.ie .premium .legal-text .row a{color:#ae0000}.em .legal-text .row a{color:var(--em-elem-color)}.ie .em .legal-text .row a{color:#d60093}.legal-text span.close{position:absolute;right:11px;top:10px;display:inline-block;width:13px;height:13px;padding:5px;background-color:#fafafa;line-height:1.2;vertical-align:middle;font-family:initial;overflow:hidden;cursor:pointer}.legal-text span.close::after{position:absolute;top:2px;left:5px;padding:0;margin:0;color:#4c4c4c;font-size:.4rem;content:"\2715"}.legal-text::-webkit-scrollbar,.row::-webkit-scrollbar,.swipe::-webkit-scrollbar{width:3px}.legal-text::-webkit-scrollbar-track,.row::-webkit-scrollbar-track{background-color:#f0f0f0;cursor:pointer}.swipe::-webkit-scrollbar-track{background-color:#999;cursor:pointer}.legal-text::-webkit-scrollbar-thumb,.row::-webkit-scrollbar-thumb{background-color:#d0d0d0}.swipe::-webkit-scrollbar-thumb{background-color:#f5f5f5}.legal-text::-webkit-scrollbar-thumb:hover,.row::-webkit-scrollbar-thumb:hover{background-color:#c0c0c0}.swipe::-webkit-scrollbar-thumb:hover{background-color:#c5c5c5}.legal-text .nicescroll-rails{border:0;border-radius:0}.multitile-block .legal-note{right:inherit;width:30%;height:20px}.multitile-block.default .legal-note.show{z-index:inherit}.ie .multitile-block .legal-note{top:inherit}.multitile-block.dark .legal-note{top:inherit;right:0;bottom:13px;width:100%}.multitile-block.dark .legal-label{top:inherit;bottom:-9px}.multitile-block.default .legal-text{top:150%}.multitile-block .legal-label{right:0;bottom:5px;z-index:999}.multitile-block .legal-text{top:150%;width:300px}.multitile-block .legal-label{top:0}.multitile-block .legal-text p{font-size:.3rem}.multitile-block .legal-text{position:absolute;top:150%;left:initial;right:0}body.logout .multitile-block.dark .legal-text{top:250%;bottom:initial}.multitile-block .wrapper .legal-text{display:none}.blog-teaser .legal-note{position:relative;width:100%;height:10%;text-align:right}.blog-teaser .legal-label{top:-26px;right:5px;bottom:auto;z-index:999;padding:4px 5px}.blog-teaser .legal-text{position:absolute;top:105%;left:initial;right:0}.b-add .legal-text{top:40px;left:0}.b-add .legal-text::before{right:35px}.blog-teaser.double .legal-note{position:absolute;top:25px;right:0;width:auto}.ie .blog-teaser.double .legal-text{left:inherit}.blog-teaser.double .legal-label{top:-23px}#top-banner .legal-note{position:absolute;top:4px;right:calc(50% - -8px);z-index:15;height:23px}body.sub #top-banner .legal-note{top:4px}#top-banner .legal-label{top:0}#top-banner .lifting .legal-label{color:var(--white-color)}.ie #top-banner .lifting .legal-label{color:#fff}#top-banner .legal-text{top:27px;right:1px}#banner-content .legal-text .row a{font-size:100%}@media only screen and (max-width:1024px){.legal-text:before{right:30px}.legal-text{left:0}.blog-teaser .legal-text{width:320px}#carousel-banner>.legal-note{right:.3rem;left:auto}#carousel-banner>.legal-note .legal-text{left:auto}.multitile-block.default .text-box .b-add .legal-note{padding-top:20px}}@media screen and (max-width:920px){.legal section#banner-content{padding-top:0}.legal-text{width:320px}}@media screen and (max-width:768px){#top-banner .legal-note{top:0}#carousel-banner>.legal-note{top:0!important}}@media screen and (max-width:640px){#top-banner section>.legal-note,#top-banner section>.service-list{z-index:17}.legal-text{position:fixed;top:0;left:0!important;bottom:0;right:0!important;width:auto;height:auto;max-height:90%;margin:25px 21px;padding:30px 15px 30px 30px;box-sizing:border-box;box-shadow:rgba(0,0,0,.6) 0 0 0 100px}.legal-text.visible{display:block}.legal-text .row{max-height:92%;padding:0 0 30px}.multitile-block .legal-text,.blog-teaser .legal-text{position:fixed;top:0;left:0!important;bottom:0!important;right:0!important;width:auto;height:auto;max-height:90%;max-width:90%}section.multitile-block.default .legal-text,section.blog-teaser .legal-text,#top-banner .legal-text{top:0}}@media screen and (max-width:480px){.blog-teaser .legal-label{left:-5px;right:auto}.blog-teaser.double .legal-label{left:auto;right:5px}}
div.range-date{display:inline-block;position:absolute;z-index:9;right:20px;top:30px;font-size:.4rem}#ui-datepicker-div{z-index:10000!important;color:#fff;background-color:var(--end-text)}.ie #ui-datepicker-div{background-color:#525455}input.datepicker.hasDatepicker{width:90px;margin-left:5px;border:1px solid #d5d5d5;padding:10px;vertical-align:middle;font-family:"Montserrat Lite Semi",Arial,sans-serif}.ui-datepicker{position:absolute;top:-1000px;min-width:8.63em;min-height:7.9em}.ui-datepicker-title{font-size:.6rem;text-align:center;color:#fff}.ui-datepicker-year{display:block;font-size:.4rem}.ui-datepicker-header{border:1px solid var(--end-text);padding:13px;background-color:#424345;color:#fff}.ie .ui-datepicker-header{border-color:#525455;background-color:#424345}.ui-datepicker-header a{display:inline-block;height:13px;width:22px;margin-top:12px;color:#fff}.ui-datepicker-header a:hover{text-decoration:none}.ui-datepicker-next{float:right;background:url(/.templates/img/arrows.svg) 1px 14px/22px;transform:rotate(-90deg)}.ui-datepicker-prev{float:left;background:url(/.templates/img/arrows.svg) 1px 14px/22px;transform:rotate(90deg)}.ui-datepicker-today{background-color:#fff}.ui-datepicker-calendar{width:100%;border-collapse:collapse}.ui-datepicker-calendar *{font-family:"Montserrat Lite Semi",Arial,sans-serif;font-size:.4rem;text-align:center}.ui-datepicker-calendar a{color:#fff}.ui-datepicker-calendar a.ui-state-highlight{color:#000}.ui-datepicker-calendar thead,.ui-datepicker-calendar tbody{border:1px solid var(--end-text)}.ie .ui-datepicker-calendar thead,.ui-datepicker-calendar tbody{border-color:#525455}.ui-datepicker-calendar th{padding:10px 15px;color:#fff;background-color:#424345}.ie .ui-datepicker-calendar th{color:#fff;background-color:#424345}.ui-widget .ui-datepicker-calendar th{border:0}.ui-datepicker-calendar tbody td{padding:10px 15px;border:0}.ui-datepicker-calendar tbody td a:hover{text-decoration:none}.ui-datepicker-calendar tbody td:not(.ui-datepicker-unselectable):hover{background-color:var(--ind-bg-color);cursor:pointer}.ie .ui-datepicker-calendar tbody td:not(.ui-datepicker-unselectable):hover{background-color:#ae0000}.ui-datepicker-unselectable{cursor:default}.ui-datepicker-week-end a{color:rgba(255,255,255,.6)}.ui-datepicker-other-month{color:rgba(255,255,255,.5)}.ui-datepicker-other-month.ui-datepicker-today span{color:#000}img.ui-datepicker-trigger{margin-left:5px;margin-right:15px;vertical-align:middle;cursor:pointer}@media screen and (max-width:480px){input.datepicker.hasDatepicker:focus{outline:1px solid #4e4e4e}input.datepicker.hasDatepicker{margin-left:4px}.ui-datepicker-header{padding:5px 10px}.ui-datepicker-calendar th{padding:5px}.ui-datepicker-calendar td{padding:5px}.safari.ui-datepicker-calendar th{padding:3px 5px}.safari.ui-datepicker-calendar td{padding:3px 5px}}@media screen and (max-width:420px){img.ui-datepicker-trigger{display:block;height:0;margin-top:10px}.currenciesForm img.ui-datepicker-trigger{display:none}.currenciesForm input.datepicker.hasDatepicker{width:70px}}@media screen and (max-width:400px){.ui-datepicker{left:0!important;right:0!important;width:auto;max-width:340px;height:auto;margin:0 auto}}</style>
<style>
/* dev styles */
</style>
<style>
/* libraries */
/*!
* CSS-Doc for mBank SmartBanner :: 31/03/2016 @ pp
*/#smartbanner{position:relative!important;left:0;top:-82px;z-index:9998;width:100%;height:80px;font-family:'Helvetica Neue',sans-serif;-webkit-font-smoothing:antialiased;box-shadow:0 0 3px rgba(0,0,0,0.5);overflow:hidden}#smartbanner.ios{background:#eee}#smartbanner.android{position:relative!important;left:0;top:-82px;z-index:9998;width:100%;height:80px;background:#fff}#smartbanner,html.sb-animation{-webkit-transition:all .3s ease}#smartbanner.shown{top:0}#smartbanner .sb-container{margin:0 auto}#smartbanner .sb-close{position:absolute;left:5px;display:block;width:14px;height:14px;color:#000;font-family:'ArialRoundedMTBold',Arial;font-size:15px;line-height:15px;text-align:center;text-decoration:none;text-shadow:none}#smartbanner.ios .sb-close{top:0;bottom:0;margin:auto;font-family:serif;font-size:25px;line-height:15px;-webkit-font-smoothing:subpixel-antialiased}#smartbanner.android .sb-close{top:5px;border:1px solid #000;border-radius:14px;background:#fff}#smartbanner.ios .sb-close:hover{color:#555}#smartbanner.android .sb-close:hover{background:#ddd}#smartbanner .sb-icon{position:absolute;left:33px;top:14px;display:block;width:50px;height:50px;background-size:cover}#smartbanner.ios .sb-icon{left:25px;top:0;bottom:0;width:55px;height:55px;margin:auto;border-radius:10px}#smartbanner.android .sb-icon{left:32px;top:14px;width:50px;height:50px}#smartbanner.android .sb-icon::before{position:absolute;top:-5px;left:-5px;display:block;width:58px;height:58px;border:1px solid #999;border-radius:5px;content:''}#smartbanner.no-icon .sb-icon{display:none}#smartbanner .sb-info{position:absolute;left:98px;top:15px;width:47%;color:#000;font-size:11px;line-height:1.2em}#smartbanner.ios .sb-info{left:90px;top:15px;width:50%;font-size:12px;line-height:1.2em}#smartbanner.android .sb-info{left:95px;font-size:11px;font-weight:bold}#smartbanner #smartbanner.no-icon .sb-info{left:34px}#smartbanner .sb-info strong{display:block;margin:0 0 5px;color:#000;font-size:12px;line-height:18px}#smartbanner.ios .sb-info strong{font-family:inherit;font-weight:normal}#smartbanner.android .sb-info strong{font-weight:bold}#smartbanner .sb-info>span{display:block}#smartbanner .sb-info em{font-style:normal;text-transform:uppercase}#smartbanner .sb-button{position:absolute;right:20px;top:24px;text-align:center;font-size:14px;text-decoration:none}#smartbanner.ios .sb-button{top:31px;right:15px;color:#00f;text-align:center;font-size:17px;text-decoration:none}#smartbanner.android .sb-button{right:18px;padding:0 10px;height:28px;color:#fff;line-height:28px;text-align:center;font-size:14px;font-weight:bold;background:#e41609;text-decoration:none;border-radius:5px}#smartbanner.ios .sb-button:active,#smartbanner.ios .sb-button:hover{color:#66f}#smartbanner.android .sb-button:active,#smartbanner.android .sb-button:hover{background:#d1202e}#smartbanner.android .sb-icon.gloss::after{position:absolute;left:0;top:-1px;width:100%;height:50%;background:-webkit-linear-gradient(top,rgba(255,255,255,0.7) 0,rgba(255,255,255,0.2) 100%);content:''}#smartbanner.windows .sb-icon{border-radius:0}@media screen and (max-width:640px){.mobile #smartbanner{z-index:999}}
/*!
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<li>do 850 zł oraz nawet 7,5% w skali roku na 3-miesięcznej lokacie</li>
<li>0 zł za wypłaty z bankomatów za granicą</li>
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<div class="row" style="overflow-y: hidden; outline: none;" tabindex="1"><p>To nie jest oferta.<br> <strong>eKonto do usług to:</strong></p>
<p>0 zł za otwarcie i prowadzenie konta,</p>
<p>0 zł za kartę przy 350 zł transakcji nią w miesiącu (lub 9 zł przy braku spełnienia tego warunku),</p>
<p>0 zł za wypłaty kartą oraz wypłaty BLIK od 300 zł z bankomatów w Polsce (prowizja za wypłaty poniżej 300 zł wynosi 2,50 zł),</p>
<p>0 zł za przelewy internetowe w złotówkach,</p>
<p>0 zł za wypłaty z bankomatów za granicą.</p>
<p>Szczegółowe informacje, w tym warunki naliczania opłat, są określone w Taryfie prowizji i opłat bankowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A oraz Regulaminie rachunków dla osób fizycznych i klientów Private Banking w ramach bankowości detalicznej mBanku S.A<br> </p>
<p><strong>Promocja „Załóż konto i zyskaj premie”</strong></p>
<p>Promocja „Załóż konto i zyskaj premie” trwa od 18.09.2024 r. do 31.07.2025 r. i jest to ostatni dzień, w którym możemy wypłacić Ci Premie. Do promocji można przystąpić w terminie od 18.09.2024 r. do 5.02.2025 r. spełniając w okresie, w którym możesz przystąpić do promocji, poniższe warunki:</p>
<ol>
<li>jesteś Nowym klientem banku,</li>
<li>złożysz wniosek o otwarcie eKonta do usług wraz z wnioskiem o wydanie Karty,</li>
<li>na ww. wniosku zaakceptujesz oświadczenia o treści wskazanej w części MOJE OŚWIADCZENIA,</li>
<li>zawrzesz indywidualną umowę o prowadzenie bankowych rachunków dla osób fizycznych (nie możesz otworzyć konta razem z drugą osobą).</li>
</ol>
<p>W Promocji może wziąć udział Nowy klient banku, czyli osoba, która począwszy od 1.01.2021 r. nie była i nadal nie jest Posiadaczem lub Współposiadaczem:</p>
<p>rachunku oszczędnościowo-rozliczeniowego i/lub</p>
<p>rachunku oszczędnościowego o numerach rozliczeniowych 1140 2004 lub 1140 2017</p>
<p>Nagrodami w promocji są:</p>
<p>Premia I za szybki Wpływ i Transakcje – 150 zł,</p>
<p>Premia II 50 zł,</p>
<p>Premia III 50 zł,</p>
<p>Premia IV 50 zł,</p>
<p>Bonus za otwarcie eKonta do usług przez selfie albo e‑dowód w wysokości oraz za spełnienie łącznie wszystkich warunków do otrzymania Premii I za szybki Wpływ i Transakcje, Premii II, III i IV – 200 zł,</p>
<p>Bonus za otwarcie eKonta Junior lub eKonta możliwości – 100 zł,</p>
<p>Dodatkowo możesz otrzymać promocyjną ofertę lokaty o następujących parametrach:</p>
<ol>
<li>Okres lokaty promocyjnej: 3 miesiące,</li>
<li>Oprocentowanie roczne nominalne lokaty promocyjnej: 7,5%,</li>
<li>Rodzaj oprocentowania: oprocentowanie stałe,</li>
<li>Waluta: PLN,</li>
<li>Minimalna kwota jednej lokaty promocyjnej założonej w promocji: 1.000 PLN,</li>
<li>Maksymalna kwota wszystkich lokat promocyjnych, które możesz założyć w ramach promocji: 25.000 PLN. W ramach promocji możesz założyć tyle lokat promocyjnych, ile chcesz, o ile nie przekroczysz kwoty maksymalnej.</li>
</ol>
<p>Kwota lokat promocyjnych dostępnych w ramach promocji jest ograniczona i wynosi łącznie 800 mln PLN dla wszystkich Klientów, którzy otworzyli eKonto do usług i mKonto Intensive w promocji „Załóż konto i zyskaj premie” lub eKonto możliwości w promocji „Mogę jeszcze więcej II”. Gdy kwota promocyjnych lokat, dostępnych w promocji będzie niższa niż 50 mln PLN oraz wyczerpie się, przekażemy o tym informacje na stronach: <a href="https://www.mbank.pl/indywidualny/m/i-mozesz-wiecej/" class="nmp">www.mbank.pl/indywidualny/m/i-mozesz-wiecej/</a>, <a href="https://www.mbank.pl/indywidualny/konta/konta-osobiste/ekonto-do-uslug/" class="nmp">www.mbank.pl/indywidualny/konta/konta-osobiste/ekonto-do-uslug/</a> oraz <a href="https://www.mbank.pl/indywidualny/konta/konta-osobiste/mkonto-intensive/" class="nmp">www.mbank.pl/indywidualny/konta/konta-osobiste/mkonto-intensive/</a>. Jeśli otworzysz lokatę promocyjną w dniu publikacji na stronie internetowej informacji o wyczerpaniu puli lokat promocyjnych, Twoja lokata będzie uruchomiona na warunkach promocyjnych, a ten dzień będzie ostatnim dniem obowiązywania promocji.</p>
<p>Łączna wartość Premii I za szybki Wpływ i Transakcje, Premii II-IV oraz Bonusa za otwarcie eKonta do usług na selfie albo przez e‑dowód, a także Bonusu za otwarcie konta dla dziecka wynosi maksymalnie 600 zł. Łączna wartość Premii wynosi maksymalnie 300 zł. Łączna wartość Bonusów wynosi maksymalnie 300 zł. Premie i bonusy są niezależne od siebie, np. możesz zyskać wszystkie Premie i Bonusy, czyli łącznie 600 zł. Jednak również możesz otrzymać jedną z Premii i/lub jeden Bonus w zależności od tego jakie i kiedy spełniłeś warunki. Premię I za szybki Wpływ i Transakcje otrzymasz, jeśli łącznie spełnisz warunki: zrobisz jednorazowy Wpływ min. 1000 zł na Twoje eKonto do usług w ciągu 7 dni kalendarzowych od jego otwarcia, zrobisz minimum 8 Transakcji. Transakcje wykonasz w miesiącu otwarcia eKonta do usług i/lub w kolejnym miesiącu. Transakcje te nie mogą być anulowane do 15 dnia miesiąca, następującego po miesiącu, w którym je zrobiłeś (np. zwrot towaru). Premię I za szybki Wpływ i Transakcje otrzymasz do końca drugiego pełnego miesiąca po otwarciu eKonta do usług, np. jeśli przystąpiłeś do promocji we wrześniu i wykonałeś Wpływ w ciągu 7 dni kalendarzowych oraz zrobiłeś wymaganą liczbę Transakcji we wrześniu i/lub w październiku, to Premię I za szybki Wpływ i Transakcje otrzymasz do końca listopada. Premię II-IV otrzymasz, jeśli spełnisz łącznie warunki: W każdym kolejnym pełnym miesiącu (kolejno dla Premii II w drugim, dla Premii III w trzecim, dla Premii IV w czwartym pełnym miesiącu po otwarciu eKonta do usług) zrobisz jednorazowy Wpływ min. 1000 zł na Twoje eKonto do usług, zrobisz minimum 8 Transakcji odpowiednio w drugim/trzecim/czwartym pełnym miesiącu po otwarciu eKonta do usług. Transakcje te nie mogą być anulowane do 15 dnia miesiąca, następującego po miesiącu, w którym je zrobiłeś (np. zwrot towaru). Premię II otrzymasz do końca trzeciego pełnego miesiąca po otwarciu eKonta do usług, np. jeśli przystąpiłeś do promocji we wrześniu i spełniłeś w listopadzie łącznie wszystkie warunki do otrzymania Premii II, to Premię II otrzymasz do końca grudnia. Premię III otrzymasz do końca czwartego pełnego miesiąca po otwarciu eKonta do usług, np. jeśli przystąpiłeś do promocji we wrześniu i spełniłeś w grudniu łącznie wszystkie warunki do otrzymania Premii III, to Premię III otrzymasz do końca stycznia. Premię IV otrzymasz do końca piątego pełnego miesiąca po otwarciu eKonta do usług, np. jeśli przystąpiłeś do promocji we wrześniu i spełniłeś w styczniu łącznie wszystkie warunki do otrzymania Premii IV, to Premię IV otrzymasz do końca lutego. Bonus za otwarcie eKonta do usług przez selfie albo e‑dowód otrzymasz, jeżeli łącznie spełnisz warunki: otworzysz eKonto do usług przez selfie albo e‑dowód, spełnisz wszystkie warunki do otrzymania Premii I za szybki Wpływ i Transakcje oraz Premii II, III i IV. Bonus za otwarcie eKonta do usług przez selfie albo e-dowód oraz za spełnienie łącznie wszystkich warunków do otrzymania Premii I za szybki Wpływ i Transakcje oraz Premii II, III i IV otrzymasz do końca piątego pełnego miesiąca po otwarciu eKonta do usług, np. jeśli przystąpiłeś do promocji we wrześniu i spełniłeś łącznie wszystkie warunki do otrzymania Premii I za szybki Wpływ i Transakcje oraz Premii II, III i IV to Bonus za otwarcie eKonta do usług przez selfie albo e-dowód otrzymasz do końca lutego. Bonus za otwarcie eKonta Junior lub eKonta możliwości otrzymasz, jeżeli łącznie spełnisz warunki: otworzysz eKonto do usług, następnie otworzysz eKonto Junior lub eKonto możliwości dla dziecka do końca pierwszego miesiąca następującego po otwarciu eKonta do usług. Bonus za otwarcie eKonta Junior lub eKonta Możliwości otrzymasz do końca drugiego pełnego miesiąca po otwarciu eKonta do usług, np. jeśli przystąpiłeś do promocji we wrześniu i w październiku otworzyłeś eKonto Junior, to Bonus otrzymasz do końca listopada. Jeżeli zmienisz rachunek indywidualny na rachunek wspólny, z dniem zmiany rachunku, przestaniesz uczestniczyć w promocji. Szczegółowe warunki uczestnictwa w promocji oraz warunki otrzymania premii i bonusów opisaliśmy w Regulaminie promocji „Załóż konto i zyskaj premie” zamieszczonym na stronie:<a href="https://www.mbank.pl/indywidualny/konta/konta-osobiste/ekonto-do-uslug/" class="nmp">www.mbank.pl/indywidualny/konta/konta-osobiste/ekonto-do-uslug/</a></p>
<p><strong>Aplikacja</strong></p>
<p>Pamiętaj, że mBank udostępnia swoją aplikację tylko w autoryzowanych sklepach - App Store (iOS - Apple), Google Play (Android), AppGallery dla telefonów Huawei. Pobieraj, instaluj i aktualizuj aplikacją tylko w tych sklepach, ponieważ znajdujące się tam aplikacje są cyfrowo podpisane i przechodzą proces weryfikacji, pod kątem ich bezpieczeństwa. Nigdy nie pobieraj aplikacji z innych miejsc niż oficjalne sklepy (np. z linka otrzymanego SMS-em czy przez komunikator) – narazisz się na pobranie złośliwej aplikacji, przez którą oszuści mogą wyłudzać Twoje dane, czy przejmować SMS-y i wysyłać je bez Twojej zgody. Nową aplikację możesz pobrać, jeśli Twoje urządzenie ma system operacyjny w wersji minimum Android 8.0 lub iOS 16.0 (lub nowsze). Zapoznaj się z polityką prywatności aplikacji mobilnych, którą znajdziesz na stronie: <a href="https://www.mbank.pl/o-nas/o-mbanku/polityka-prywatnosci-mobile.html" class="nmp">https://www.mbank.pl/o-nas/o-mbanku/polityka-prywatnosci-mobile.html</a>.</p>
<p> </p>
<p><strong>PolecamBank</strong></p>
<p>Program PolecamBank rozpoczął się 01.10.2010 r. i trwa przez czas nieokreślony. Warunki programu PolecamBank obowiązują od 02.07.2024 r. do 31.10.2024 r. Polegają na przyznaniu polecającemu premii pieniężnej za otwarcie przez znajomego rachunku. Premia wynosi:</p>
<ol>
<li>dla rachunków osobistych:<br> 75 zł za otwarcie rachunku eKonto możliwości 13-17 lat,<br> 150 zł za otwarcie w aplikacji rachunku eKonto do usług lub eKonto możliwości 18-24 lata,<br> 250 zł za otwarcie w aplikacji rachunku mKonto Intensive.<br> Jeśli pełnoletni znajomy otworzy rachunek osobisty w inny sposób niż w aplikacji, otrzymasz:<br> 80 zł za otwarcie rachunku eKonto do usług lub eKonto możliwości 18-24 lata;<br> 125 zł otwarcie rachunku mKonto Intensive</li>
<li>dla rachunków firmowych:<br> 200 zł premii za otwarcie rachunku bieżącego,<br> 250 zł premii za otwarcie rachunku bieżącego w procesie zakładania firmy z mBankiem,<br> 300 zł premii za otwarcie rachunku bieżącego z usługą mKsięgowość Komfort<br> 300 zł premii za otwarcie rachunku bieżącego w procesie zakładania firmy z mBankiem z usługą mKsięgowość Komfort<br> 400 zł premii za otwarcie rachunku dla spółki z ograniczoną odpowiedzialnością<br> Premie wypłacimy, jeśli polecający i znajomy spełnią łącznie poniższe warunki. Warunki dla polecającego to:<br> - zarejestruj się w programie PolecamBank. Wymyśl swój identyfikator poleceń, zapoznaj się i zaakceptuj Regulamin ramowy programu PolecamBank i Warunki programu obowiązujące od 02.07.2024 r. do 31.10.2024r.,<br> - jeśli jesteś już uczestnikiem programu PolecamBank zaakceptuj Warunki programu obowiązujące od 02.07.2024 r. do 31.10.2024<br> - poleć co najmniej jeden z ww. rachunków i przekaż swój identyfikator poleceń,<br> - aktywnie korzystaj z rachunku osobistego tzn. do końca kolejnego miesiąca kalendarzowego po tym miesiącu, w którym znajomy otworzył rachunek wykonaj minimum 5 transakcji kartą w placówkach handlowych lub usługowych (nie dotyczy wypłat z bankomatu) honorujących płatności kartą,<br> Warunki dla znajomego, któremu poleciłeś rachunek:<br> - złóż wniosek o rachunek wraz z kartą debetową do rachunku i wpisz w nim identyfikator poleceń otrzymany od polecającego,<br> - podpisz umowę o prowadzenie rachunku,<br> - aktywnie korzystaj z rachunku. W miesiącu kalendarzowym, w którym otworzyłeś rachunek lub w następnym miesiącu kalendarzowym wykonaj minimum 5 transakcji kartą wydaną do rachunku w placówkach handlowych lub usługowych. Jeśli otworzyłeś rachunek osobisty dodatkowo wykonaj minimum jedną transakcję BLIK powiązaną z rachunkiem otwartym z polecenia. Premię wypłacimy w następnym miesiącu kalendarzowym po tym miesiącu, w którym Ty i znajomy spełniliście warunki jej otrzymania.</li>
</ol>
<p>Otrzymasz premie dodatkowe o łącznej wartości 250 zł, wypłacane miesięcznie po 50 zł, jeżeli:</p>
<ul>
<li>posiadasz w mBanku SA rachunek eKonto możliwości 13-17 lat otwarty od 2 lipca 2024 r.</li>
<li>polecisz rachunek eKonto do usług lub mKonto Intensive swojemu rodzicowi. Premie dodatkową otrzymasz, jeżeli Ty i rodzic spełnicie takie warunki: w II, III, IV, V lub VI pełnym miesiącu kalendarzowym od otwarcia rachunku eKonto do usług lub mKonto Intensive, wykonacie po minimum 5 transakcji kartą. Premię wypłacimy w następnym miesiącu kalendarzowym po tym miesiącu, w którym Ty i rodzic spełniliście warunki jej otrzymania.</li>
</ul>
<p>Szczegółowe zasady, w tym produkty, które mogą polecać uczestnicy programu, opisaliśmy w Warunkach programu obowiązujących od 02.07.2024 r. do 31.10.2024 r. Szczegółowe informacje na temat uczestnictwa w programie opisaliśmy w Regulaminie ramowym programu PolecamBank. Oba dokumenty udostępniamy w części PolecamBank w serwisie transakcyjnym, aplikacji mobilnej i na naszej stronie internetowej <a href="https://www.mbank.pl/indywidualny/dla-klienta/polecambank/" class="nmp">https://www.mbank.pl/indywidualny/dla-klienta/polecambank</a></p>
<p>Wyjaśnienia pojęć dotyczących usług reprezentatywnych powiązanych z rachunkiem płatniczym objętych tym materiałem znajdziesz na <a href="https://www.mbank.pl/slowniczek" class="nmp">www.mBank.pl/slowniczek</a></p></div>
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<li><strong>0% prowizji za udzielenie</strong></li>
<li>możesz <strong>przesunąć spłatę pierwszej raty</strong> nawet o 3 miesiące (RRSO 13,24%)</li>
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<div class="row" style="overflow-y: hidden; outline: none;" tabindex="2"><p>Przykład reprezentatywny dla konsumenckiego kredytu gotówkowego:<br>Rzeczywista roczna stopa oprocentowania (RRSO) wynosi 13,24%, całkowita kwota kredytu (bez kredytowanych kosztów) 10 827 zł, całkowita kwota do zapłaty 14 621,41 zł, oprocentowanie nominalne zmienne 12,49% w skali roku, całkowity koszt kredytu 3 794,41 zł (w tym: prowizja 0% - 0 zł, oprocentowanie – 12,49%, odsetki 3 794,41 zł), 60 miesięcznych rat, w tym 59 miesięcznych rat równych w wysokości po 243,53 zł, ostatnia rata 243,57 zł. Kalkulacja na dzień 29.08.2024 r.</p>
<p>To nie jest oferta. Jeśli pozytywnie ocenimy Twoją zdolność kredytową, będziesz mógł otrzymać kredyt. Wyjaśnienia pojęć dotyczących usług reprezentatywnych powiązanych z rachunkiem płatniczym objętych tym materiałem znajdziesz na www.mBank.pl/slowniczek. Szczegóły znajdziesz w: Tabelach stóp procentowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Taryfie prowizji i opłat bankowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A. i Regulaminie kredytu gotówkowego dla osób fizycznych i klientów Private Banking w ramach bankowości detalicznej mBanku S.A. Klient mBanku może otrzymać decyzję kredytową nawet natychmiast, klient spoza mBanku może otrzymać decyzję kredytową nawet w jeden dzień roboczy. Udzielenie kredytu przez mBank i zawarcie umowy jest możliwe, jeśli po stronie klienta nie występują problemy technicznie uniemożliwiające zawarcie umowy. Twój numer PESEL nie może być zastrzeżony w momencie zawarcia z nami umowy. Spłata kredytu w ratach malejących jest dostępna w ramach scenariuszy, w których decyzja kredytowa wydawana jest w czasie dłuższym niż 30 sekund.</p>
<p><br>Pamiętaj, że mBank udostępnia swoją aplikację mobilną tylko w autoryzowanych sklepach – App Store (iOS - Apple), Google Play (Android), AppGallery (dla telefonów Huawei). Pobieraj, instaluj i aktualizuj aplikacje tylko w tych sklepach, ponieważ znajdujące się tam aplikacje są cyfrowo podpisane i przechodzą proces weryfikacji pod kątem ich bezpieczeństwa. Nigdy nie pobieraj aplikacji z innych miejsc niż oficjalne sklepy (np. z linka otrzymanego sms-em, czy przez komunikator) - narazisz się na pobranie złośliwej aplikacji, przez którą oszuści mogą wyłudzać Twoje dane, czy przejmować sms-y i wysyłać je bez Twojej zgody! Nową aplikację możesz pobrać jeśli Twoje urządzenie ma systemem operacyjny w wersji minimum Android 7.0 lub iOS 15.0 (lub nowsze). Zapoznaj się z polityka prywatności aplikacji mobilnych.</p></div>
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<a class="link-name outer nmp" href="/indywidualny/karty/karty-kredytowe/promo-bezcenne-chwile/#" role="menuitem" aria-label="Promocja Ekstra punkty w programie Bezcenne Chwile" tabindex="0"> </a>
<div class="text-box promoted promoted-5 border-2" role="group">
<div class="headline" role="heading"><p>Promocja Ekstra punkty w programie Bezcenne Chwile</p><img class="lazy" data-src="/grafiki/ikony-inne/s/procent-czerwony-s.svg" alt="" role="presentation">
</div>
<div class="text"><ul>
<li><strong>bez pierwszej opłaty za wydanie</strong> karty World Mastercard lub World Mastercard Intensive</li>
<li>nawet <strong>40 000 punktów</strong> do zdobycia! (RRSO 20,16%)</li>
</ul></div>
<div class="legal-note" role="note">
<div class="legal-label" aria-label="nota prawna - Promocja Ekstra punkty w programie Bezcenne Chwile" tabindex="0" index="2" role="button" aria-haspopup="true" aria-expanded="false">
nota prawna</div>
<div class="legal-text" index="2">
<div class="row" style="overflow-y: hidden; outline: none;" tabindex="3"><p>Reprezentatywny przykład sporządzony na podstawie przepisów art. 8 ustawy o kredycie konsumenckim dla Karty kredytowej udzielonej w ramach promocji „Ekstra punkty w Programie Bezcenne Chwile”– Rzeczywista roczna stopa oprocentowania kredytu (RRSO) wynosi 20,16%, całkowita kwota kredytu (bez kredytowanych kosztów) 29 700 zł, całkowita kwota do zapłaty 34 211,10, oprocentowanie nominalne zmienne 18,50% w skali roku, całkowity koszt kredytu 4 511,10 zł (w tym opłata za wydanie karty 0zł, odsetki 4 511,10 zł), czas obowiązywania umowy – 12 miesięcy. Kalkulacja na dzień 1.08.2024 r.</p>
<p> </p>
<p>To nie jest oferta. Jeśli pozytywnie ocenimy Twoją zdolność kredytową będziesz mógł otrzymać kredyt. Twój numer PESEL nie może być zastrzeżony w momencie zawarcia z nami umowy. Szczegółowe warunki i opłaty związane z kartą kredytową są określone w Taryfie prowizji i opłat bankowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Tabelach stóp procentowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Regulaminie kart kredytowych dla osób fizycznych i klientów Private Banking w ramach bankowości detalicznej mBanku S.A. dostępnych na stronie https://www.mbank.pl/pomoc/dokumenty/oferta-indywidualna/promocje/oferta-indywidualna/</p>
<p>Promocja „Ekstra punkty w Programie Bezcenne Chwile” obowiązuje od 10.09.2024 r. do 20.03.2025 r., możesz do niej przystąpić od 10.09.2024 r. do 13.11.2024 r. lub do wyczerpania liczby kart dostępnych w promocji. Liczba limitowanych kart wynosi 1 300 kart World Mastercard oraz 1 300 kart World Mastercard Intensive. Aktualną liczbę Kart dostępnych w promocji podamy na stronie internetowej:</p>
<p>karta Mastercard World https://www.mbank.pl/indywidualny/karty/karty-kredytowe/karta-kredytowa-world-mastercard/</p>
<p>karta Mastercard World Intensive https://www.mbank.pl/indywidualny/ karty/karty-kredytowe/world-mastercad-intensive/</p>
<p> </p>
<p>Dane dotyczące liczby klientów, którzy mogą jeszcze wystąpić o wydanie karty w promocji będą aktualizowane w każdy wtorek oraz piątek. Możesz uczestniczyć w promocji, jeśli jesteś osobą fizyczną o pełnej zdolności do czynności prawnych oraz spełnisz łącznie poniższe warunki:</p>
<p> </p>
<p>- złożysz wniosek o wydanie karty World Mastercard lub World Mastercard Intensive</p>
<p>- zaznaczysz na wniosku oświadczenie o treści: „Przystępuję do promocji „Ekstra punkty</p>
<p>w Programie Bezcenne Chwile”, zgadzam się na dostarczenie regulaminu przez stronę internetową Banku i wybieram kartę Mastercard World Intensive” lub „Przystępuję do promocji „Ekstra punkty w Programie Bezcenne Chwile”, zgadzam się na dostarczenie regulaminu przez stronę internetową Banku i wybieram kartę Mastercard World”</p>
<p>- podpiszesz z nami umowę korzystanie z karty kredytowej World Mastercard z limitem min. 10 000 zł lub World Mastercard Intensive z limitem min. 15 000 zł w promocji,</p>
<p>- w czasie trwania promocji dokonasz transakcji bezgotówkowych:</p>
<ul>
<li>w terminie 30 dni od zawarcia Umowy na łączną kwotę 1 000 zł i/lub</li>
<li>w terminie 31-60 dni od zawarcia Umowy na łączną kwotę 1 000 zł, jeśli zdecydujesz się na kartę World Mastercard i 1 500 zł, jeśli zdecydujesz się na kartę World Mastercard Intensive i/lub</li>
<li>w terminie 61-90 dni od zawarcia umowy na łączną kwotę 2 000 zł, jeśli zdecydujesz się na kartę World Mastercard i 2 500 zł, jeśli zdecydujesz się na kartę World Mastercard Intensive</li>
</ul>
<p>- nie jesteś właścicielem lub współwłaścicielem innej karty kredytowej w Banku</p>
<p> </p>
<p>Jeśli spełnisz warunki promocji otrzymasz kartę bez pierwszej opłaty za jej wydanie oraz bon podarunkowy/bony podarunkowe. Bony podarunkowe będziesz mógł wykorzystać na platformie programu Bezcenne Chwile:</p>
<ul>
<li>jeśli zawrzesz umowę o korzystanie z karty World Mastercard Intensive w promocji możesz otrzymać bony podarunkowe na łącznie 40 000 punktów:</li>
</ul>
<p>1) Bon podarunkowy na 8 000 punktów, jeśli w terminie 30 dni od zawarcia Umowy zrobisz Transakcje bezgotówkowe na łączną kwotę 1 000 zł i/lub</p>
<p>2) Bon podarunkowy na 12 000 Punktów, jeśli w terminie 31-60 dni od zawarcia Umowy zrobisz Transakcje bezgotówkowe na łączną kwotę 1 500 zł i/lub</p>
<p>3) Bon podarunkowy na 20 000 Punktów, jeśli w terminie 61-90 dni od zawarcia Umowy zrobisz Transakcje bezgotówkowe na łączną kwotę 2 500 zł</p>
<ul>
<li>jeśli zawrzesz Umowę o korzystanie z karty World Mastercard w promocji możesz otrzymać Bony podarunkowe na łącznie 32 000 Punktów:</li>
</ul>
<p>1) bon podarunkowy na 8 000 punktów, jeśli w terminie 30 dni od zawarcia umowy zrobisz transakcje bezgotówkowe na łączną kwotę 1 000 zł i/lub</p>
<p>2) bon podarunkowy na 8 000 punktów, jeśli w terminie 31-60 dni od zawarcia Umowy zrobisz transakcje bezgotówkowe na łączną kwotę 1 000 zł i/lub</p>
<p>3) bon podarunkowy na 16 000 punktów, jeśli w terminie 61-90 dni od zawarcia umowy zrobisz transakcje bezgotówkowe na łączną kwotę 2 000 zł</p>
<p> </p>
<p>Nagrodę w postaci bonu podarunkowego otrzymasz za pomocą naszego serwisu transakcyjnego oraz mailem do piątego dnia roboczego po wykonaniu transakcji bezgotówkowych kartą. Obowiązują Cię pozostałe opłaty i prowizje z naszego cennika.</p>
<p>Punkty są ważne przez 6 miesięcy od dnia zasilenia Rachunku Programu uczestnika Programu. Po upływie tego terminu, niewykorzystane Punkty, bez składania przez Mastercard lub Bank jakichkolwiek dodatkowych oświadczeń, bezpowrotnie wygasają.</p>
<p>Uczestnik promocji może skorzystać z promocji tylko raz, nawet jeżeli wielokrotnie spełniłby kryteria do otrzymania Punktów. Punktów nie naliczymy, jeżeli wydamy nową kartę w miejsce karty zastrzeżonej, duplikat czy wznowienie karty.</p></div>
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<p>Promocja trwa do 13.11.2024 r.</p></div>
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<a class="link-name outer nmp" href="/indywidualny/inwestycje-i-oszczednosci/fundusze/lokata-z-funduszem/?kampania=menu_kafel" role="menuitem" aria-label="7,7% na lokacie z funduszem obligacyjnym" tabindex="0"> </a>
<div class="text-box no-img promoted promoted-5 border-2" role="group">
<div class="headline" role="heading"><p>7,7% na lokacie z funduszem obligacyjnym</p></div>
<div class="text"><p>Połącz atrakcyjne oprocentowanie lokaty na 12 miesięcy z możliwościami inwestycji.</p></div>
<div class="legal-note" role="note">
<div class="legal-label" aria-label="nota prawna - 7,7% na lokacie z funduszem obligacyjnym" tabindex="0" index="3" role="button" aria-haspopup="true" aria-expanded="false">
nota prawna</div>
<div class="legal-text" index="3">
<div class="row" style="overflow-y: hidden; outline: none;" tabindex="4"><p>To nie jest oferta.</p>
<p> </p>
<p>Promocja „Lokata łączona z funduszem obligacyjnym edycja 2” (zwana dalej: „promocją”) trwa od 17.09.2024 r. do dnia zakończenia ostatniej lokaty założonej w ramach promocji, nie dłużej niż do 03.12.2025 r. Do promocji można przystąpić od 17.09.2024 r. do 3.12.2024 r. lub do wyczerpania kwoty pakietów dostępnych w promocji.</p>
<p> </p>
<p>W promocji mogą uczestniczyć osoby fizyczne, konsumenci – klienci indywidualni mBanku, którzy: a) mają w mBanku jeden z rachunków powiązany z usługą przyjmowania i przekazywania zleceń nabycia lub odkupienia jednostek uczestnictwa w funduszach inwestycyjnych (zwaną dalej: „usługą SFI”); b) mają aktywną usługę SFI; c) złożyli oświadczenie w placówce mBanku, które zaakceptowali i podpisali albo zaakceptowali treść oświadczenia ustnie podczas nagrywanej rozmowy z BOT albo zaakceptowali treść oświadczenia elektronicznie, tj. zaznaczyli odpowiednie pole we wniosku w serwisie transakcyjnym; d) wypełnili ankietę MiFID, a jej wynik wskazuje na to, że usługa SFI jest dla nich odpowiednia; e) zamierzają zainwestować w ramach promocji nowe środki oraz spełniają pozostałe warunki regulaminu promocji.</p>
<p> </p>
<p>Aby skorzystać z promocji, na wniosku promocyjnym trzeba złożyć i opłacić dyspozycję pierwszego nabycia jednostek uczestnictwa wybranego funduszu, zgodnego z wynikiem ankiety MiFID, otworzyć lokatę i złożyć zlecenie stałe (regularnego inwestowania). Kwota regularnego inwestowania nie może być mniejsza niż 100 zł przez okres minimum 10 miesięcy. Lista funduszy dostępnych w promocji znajduje się w załączniku numer 1 do regulaminu promocji. Kwota przeznaczona na promocję musi być podzielona między fundusz i lokatę zgodnie z proporcją: 50% fundusz, 50% lokata. Łączna minimalna kwota przystąpienia do promocji (nabycia jednostek uczestnictwa funduszu i założenia lokaty) wynosi 10 000 zł.</p>
<p> </p>
<p>Wysokość promocyjnego oprocentowania lokaty wynosi 7,7% w skali roku. Oprocentowanie lokaty zmienimy na promocyjne po spełnieniu warunków promocji i jeśli w okresie 300 dni liczonych od dnia założenia lokaty nie zostanie złożone zlecenia odkupienia lub konwersji jednostek uczestnictwa funduszu kupionego w ramach pakietu. Oprocentowanie promocyjne lokaty naliczymy za cały okres trwania lokaty od momentu jej założenia.</p>
<p> </p>
<p>Kwota pakietów dostępnych w ramach promocji wynosi łącznie 1 mld zł dla wszystkich uczestników promocji. Gdy kwota pakietów dostępnych w ramach promocji osiągnie poziom niższy niż 20 mln zł i ulegnie wyczerpaniu, przekażemy o tym informację na stronie: <a href="http://www.mbank.pl/indywidualny/inwestycje/fundusze/lokata-z-funduszem" class="nmp">www.mbank.pl/indywidualny/inwestycje/fundusze/lokata-z-funduszem</a>. Saldo uczestnika promocji na SFI w dniu złożenia wniosku promocyjnego nie może być mniejsze niż na dzień 17.09.2024 r.</p>
<p> </p>
<p>Szczegółowe warunki lokaty oraz szczegółowe zasady nabywania funduszu w ramach promocji określa regulamin promocji „Lokata łączona z funduszem obligacyjnym edycja 2” dostępny na: <a href="https://www.mbank.pl/pdf/promocje/lokaty/regulamin-promocji-lokata-laczona-z-funduszem-obligacyjnym-edycja-2.pdf" class="nmp">https://www.mbank.pl/pdf/promocje/lokaty/regulamin-promocji-lokata-laczona-z-funduszem-obligacyjnym-edycja-2.pdf</a></p>
<p> </p>
<p>Promocja „Lokata łączona z funduszem obligacyjnym edycja 2” jest sprzedażą krzyżową. Sprzedaż jednostek funduszu i lokaty w ramach sprzedaży krzyżowej nie wpływa na ryzyko i opłaty związane z tymi usługami traktowanymi odrębnie.</p>
<p> </p>
<p>Usługa przyjmowania i przekazywania zleceń nabycia lub odkupienia jednostek uczestnictwa w funduszach inwestycyjnych jest świadczona przez mBank tylko dla klientów mBanku. Szczegółowe warunki i opłaty z nią związane, a także informacje o ryzykach inwestycyjnych są określone w Regulaminie Supermarketu Funduszy Inwestycyjnych dla osób fizycznych i klientów Private Banking w ramach bankowości detalicznej mBanku S.A., w Taryfie prowizji i opłat bankowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A.: Produkty inwestycyjne oraz w prospekcie informacyjnym lub KID danego funduszu, znajdujących się na: <a href="https://www.mbank.pl/pomoc/dokumenty/oferta-indywidualna/inwestycje/supermarket-funduszy-inwestycyjnych/regulamin/" class="nmp">https://www.mbank.pl/pomoc/dokumenty/oferta-indywidualna/inwestycje/supermarket-funduszy-inwestycyjnych/regulamin/</a>, <a href="https://www.mbank.pl/pomoc/oplaty/interaktywna/ind/" class="nmp">https://www.mbank.pl/pomoc/oplaty/interaktywna/ind/</a>, <a href="https://www.mbank.pl/serwis-ekonomiczny/notowania-funduszy/" class="nmp">https://www.mbank.pl/serwis-ekonomiczny/notowania-funduszy/</a><a href="https://www.mbank.pl/serwis-ekonomiczny/notowania-funduszy/" class="nmp"></a></p>
<p> </p>
<p><strong>Inwestowanie wiąże się z ryzykiem i nie gwarantuje realizacji założonego celu inwestycyjnego, ani uzyskania określonego wyniku inwestycyjnego. Należy liczyć się z możliwością utraty przynajmniej części zainwestowanych środków. Szczegółowy opis czynników ryzyka znajduje się w prospekcie informacyjnym.</strong></p>
<p> </p>
<p><strong>Bank nie ponosi odpowiedzialności za decyzje klientów związane z inwestowaniem w fundusze inwestycyjne.</strong> Fundusze inwestycyjne nie są depozytem bankowym. Dotychczasowe wyniki funduszy oraz innych emitentów nie stanowią gwarancji przyszłych wyników. Wartość zakupionych jednostek/tytułów uczestnictwa funduszy inwestycyjnych może się zmieniać wraz ze zmianą sytuacji na rynkach finansowych. W konsekwencji, ewentualny dochód z zainwestowanych środków może ulec zwiększeniu lub zmniejszeniu. Ponadto potencjalne korzyści z inwestowania w fundusze inwestycyjne mogą zostać zmniejszone o pobierane podatki i opłaty wynikające z przepisów prawa, taryf prowizji i opłat oraz regulaminów.</p>
<p> </p>
<p>mBank S.A. oświadcza, że:</p>
<ol style="list-style-type: lower-alpha;">
<li>posiada zezwolenie Komisji Papierów Wartościowych i Giełd z 30.06.2005 r., zmienione decyzją Komisji Nadzoru Finansowego z 20.03.2012 r., zezwolenie Komisji Nadzoru Finansowego z 20.03.2012 r. oraz zezwolenie Komisji Nadzoru Finansowego z 17.11.2015 r. na prowadzenie działalności maklerskiej,</li>
<li>posiada zezwolenie Komisji Papierów Wartościowych i Giełd z 23.11.1995 r. na świadczenie usług powierniczych, prowadzenie rachunków papierów wartościowych, rejestrowanie stanu posiadania papierów wartościowych i zmian tego posiadania,</li>
<li>organem nadzorującym mBank S.A. w zakresie działalności, o której mowa w pkt. 1-2, jest Komisja Nadzoru Finansowego, ul. Piękna 20, 00-549 Warszawa.</li>
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<p> </p>
<p>Pamiętaj, że mBank udostępnia swoją aplikację tylko w autoryzowanych sklepach – App Store (iOS – Apple), Google Play (Android), AppGallery dla telefonów Huawei. Pobieraj, instaluj i aktualizuj aplikację tylko w tych sklepach, ponieważ znajdujące się tam aplikacje są cyfrowo podpisane i przechodzą proces weryfikacji, pod kątem ich bezpieczeństwa. Nigdy nie pobieraj aplikacji z innych miejsc niż oficjalne sklepy (np. z linka otrzymanego SMS-em czy przez komunikator) – narazisz się na pobranie złośliwej aplikacji, przez którą oszuści mogą wyłudzać Twoje dane, czy przejmować SMS-y i wysyłać je bez Twojej zgody. Nową aplikację możesz pobrać, jeśli Twoje urządzenie ma system operacyjny w wersji minimum Android 8.0 lub iOS 16.0 (lub nowsze). Zapoznaj się z polityką prywatności aplikacji mobilnych, którą znajdziesz na stronie: www.mBank.pl/o-nas/o-mbanku/polityka-prywatnosci-mobile.html.</p></div>
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<li>z kodem KLASA <b>obniżysz składkę o 40%</b></li>
<li>ubezpieczenie do szkoły i nie tylko </li>
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<div class="row" style="overflow-y: hidden; outline: none;" tabindex="5"><p>To nie jest oferta. Ubezpieczycielem jest UNIQA TU S.A z siedzibą w Warszawie, przy ul. Chłodnej 51. mBank S.A. jest agentem ubezpieczeniowym wpisanym do Rejestru Pośredników Ubezpieczeniowych pod numerem 11124813/A. Promocja „Ochrona dla dzieci ze zniżką” obowiązuje od 19.08.2024 r. do 23.09.2024 r. Promocja skierowana jest do Klientów mBanku S.A. posiadających rachunek rozliczeniowo-oszczędnościowy w mBanku S.A., którzy w czasie promocji złożą wniosek o zawarcie Ubezpieczenia NNW dla dziecka. Promocja polega na udzieleniu klientowi 40% zniżki w składce. Zniżka przysługuje pod warunkiem wpisania na wniosku o zawarcie umów ubezpieczenia w polu „Wybierz promocję” kodu zniżkowego o treści „KLASA” lub podania tego kodu doradcy w placówce lub konsultantowi w przypadku składania wniosku o zawarcie umów ubezpieczenia za pośrednictwem Call Center. Wysokość zniżki odejmowana jest od składki należnej z tytułu umowy ubezpieczenia NNW dla dziecka w pierwszym 5-letnim okresie trwania umowy ubezpieczenia, tj. zniżka nie przysługuje w przypadku odnowienia umowy ubezpieczenia na kolejny okres. Regulamin promocji i informacje o ubezpieczeniu w tym ogólne warunki ubezpieczenia, znajdziesz na <a rel="nofollow noopener" href="https://eur03.safelinks.protection.outlook.com/?url=https%3A%2F%2Furldefense.com%2Fv3%2F__https%3A%2Fwww.mbank.pl%2Findywidualny%2Fubezpieczenia%2Fubezpieczenia-ochronne%2Fstrona-glowna%2F__%3B!!JboVxjCXSME!LYVI141hwsmRBh7A-CuQ8xAOsztgo4ZU6owbnwqipEBu4cEsrmtk45-nt5oLalN5Ao2dqBFxSleTnvC4C3cXWRkT%24&data=05%7C02%7Colga.rytych%40mbank.pl%7C7e4b8ea12bde45ea095008dcbb6f67f3%7C870a70bcda20400ba46d2df3fe44e4f3%7C0%7C0%7C638591338024385318%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&sdata=70GsT4TGiWx0dP23iZDc49zGBDzMwnc%2B3q2z3BsnsNg%3D&reserved=0" target="_blank" title="Śledź łącze" class="external-link nmp">https://www.mbank.pl/indywidualny/ubezpieczenia/ubezpieczenia-ochronne/strona-glowna/</a></p></div>
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<li><p> </p>
<p><strong><span style="font-size: 40px;">Otwórz konto, zgarnij<br>do 850 zł </span></strong></p>
<p><span style="font-size: 22px;"> i oszczędzaj nawet na <strong>7,5% </strong><strong>w skali roku <br>na 3-miesięcznej lokacie</strong></span></p>
<p> </p>
<p><span style="font-size: 25px;"><strong>Do konta mamy dla Ciebie jeszcze</strong>:</span></p>
<ul>
<li><span style="font-size: 20px;"><strong>pakiet bezpieczeństwa </strong>w którym podpowiadamy, jak chronić siebie i swoje finanse w sieci</span></li>
<li><span style="font-size: 20px;"><span style="font-size: 20px;"><strong>program PolecamBank</strong> w którym możesz zgarnąć premię za polecenie konta </span></span></li>
</ul>
<p><a href="#" class="przypis" data-txt="Liczba klientów bankowości detalicznej mBanku S.A. pochodzi z Wyników Grupy mBanku III kwartał 2020 r."> </a></p>
<p><a href="https://www.mbank.pl/indywidualny/konta/konto-na-selfie/?ref=hp_new" class="button big red">załóż konto przez aplikację</a></p>
<p> </p>
<p><a href="/indywidualny/konta/konta-osobiste/ekonto-do-uslug/?ref=HPnowynk" class="link-name">więcej o koncie</a></p></li>
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nota prawna</div>
<div class="legal-text" index="5">
<div class="row" style="overflow-y: hidden; outline: none;" tabindex="6"><p>To nie jest oferta.<br> <strong>eKonto do usług to:</strong></p>
<p>0 zł za otwarcie i prowadzenie konta,</p>
<p>0 zł za kartę przy 350 zł transakcji nią w miesiącu (lub 9 zł przy braku spełnienia tego warunku),</p>
<p>0 zł za wypłaty kartą oraz wypłaty BLIK od 300 zł z bankomatów w Polsce (prowizja za wypłaty poniżej 300 zł wynosi 2,50 zł),</p>
<p>0 zł za przelewy internetowe w złotówkach,</p>
<p>0 zł za wypłaty z bankomatów za granicą.</p>
<p>Szczegółowe informacje, w tym warunki naliczania opłat, są określone w Taryfie prowizji i opłat bankowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A oraz Regulaminie rachunków dla osób fizycznych i klientów Private Banking w ramach bankowości detalicznej mBanku S.A<br> </p>
<p><strong>Promocja „Załóż konto i zyskaj premie”</strong></p>
<p>Promocja „Załóż konto i zyskaj premie” trwa od 18.09.2024 r. do 31.07.2025 r. i jest to ostatni dzień, w którym możemy wypłacić Ci Premie. Do promocji można przystąpić w terminie od 18.09.2024 r. do 5.02.2025 r. spełniając w okresie, w którym możesz przystąpić do promocji, poniższe warunki:</p>
<ol>
<li>jesteś Nowym klientem banku,</li>
<li>złożysz wniosek o otwarcie eKonta do usług wraz z wnioskiem o wydanie Karty,</li>
<li>na ww. wniosku zaakceptujesz oświadczenia o treści wskazanej w części MOJE OŚWIADCZENIA,</li>
<li>zawrzesz indywidualną umowę o prowadzenie bankowych rachunków dla osób fizycznych (nie możesz otworzyć konta razem z drugą osobą).</li>
</ol>
<p>W Promocji może wziąć udział Nowy klient banku, czyli osoba, która począwszy od 1.01.2021 r. nie była i nadal nie jest Posiadaczem lub Współposiadaczem:</p>
<p>rachunku oszczędnościowo-rozliczeniowego i/lub</p>
<p>rachunku oszczędnościowego o numerach rozliczeniowych 1140 2004 lub 1140 2017</p>
<p>Nagrodami w promocji są:</p>
<p>Premia I za szybki Wpływ i Transakcje – 150 zł,</p>
<p>Premia II 50 zł,</p>
<p>Premia III 50 zł,</p>
<p>Premia IV 50 zł,</p>
<p>Bonus za otwarcie eKonta do usług przez selfie albo e‑dowód w wysokości oraz za spełnienie łącznie wszystkich warunków do otrzymania Premii I za szybki Wpływ i Transakcje, Premii II, III i IV – 200 zł,</p>
<p>Bonus za otwarcie eKonta Junior lub eKonta możliwości – 100 zł,</p>
<p>Dodatkowo możesz otrzymać promocyjną ofertę lokaty o następujących parametrach:</p>
<ol>
<li>Okres lokaty promocyjnej: 3 miesiące,</li>
<li>Oprocentowanie roczne nominalne lokaty promocyjnej: 7,5%,</li>
<li>Rodzaj oprocentowania: oprocentowanie stałe,</li>
<li>Waluta: PLN,</li>
<li>Minimalna kwota jednej lokaty promocyjnej założonej w promocji: 1.000 PLN,</li>
<li>Maksymalna kwota wszystkich lokat promocyjnych, które możesz założyć w ramach promocji: 25.000 PLN. W ramach promocji możesz założyć tyle lokat promocyjnych, ile chcesz, o ile nie przekroczysz kwoty maksymalnej.</li>
</ol>
<p>Kwota lokat promocyjnych dostępnych w ramach promocji jest ograniczona i wynosi łącznie 800 mln PLN dla wszystkich Klientów, którzy otworzyli eKonto do usług i mKonto Intensive w promocji „Załóż konto i zyskaj premie” lub eKonto możliwości w promocji „Mogę jeszcze więcej II”. Gdy kwota promocyjnych lokat, dostępnych w promocji będzie niższa niż 50 mln PLN oraz wyczerpie się, przekażemy o tym informacje na stronach: <a href="https://www.mbank.pl/indywidualny/m/i-mozesz-wiecej/">www.mbank.pl/indywidualny/m/i-mozesz-wiecej/</a>, <a href="https://www.mbank.pl/indywidualny/konta/konta-osobiste/ekonto-do-uslug/">www.mbank.pl/indywidualny/konta/konta-osobiste/ekonto-do-uslug/</a> oraz <a href="https://www.mbank.pl/indywidualny/konta/konta-osobiste/mkonto-intensive/">www.mbank.pl/indywidualny/konta/konta-osobiste/mkonto-intensive/</a>. Jeśli otworzysz lokatę promocyjną w dniu publikacji na stronie internetowej informacji o wyczerpaniu puli lokat promocyjnych, Twoja lokata będzie uruchomiona na warunkach promocyjnych, a ten dzień będzie ostatnim dniem obowiązywania promocji.</p>
<p>Łączna wartość Premii I za szybki Wpływ i Transakcje, Premii II-IV oraz Bonusa za otwarcie eKonta do usług na selfie albo przez e‑dowód, a także Bonusu za otwarcie konta dla dziecka wynosi maksymalnie 600 zł. Łączna wartość Premii wynosi maksymalnie 300 zł. Łączna wartość Bonusów wynosi maksymalnie 300 zł. Premie i bonusy są niezależne od siebie, np. możesz zyskać wszystkie Premie i Bonusy, czyli łącznie 600 zł. Jednak również możesz otrzymać jedną z Premii i/lub jeden Bonus w zależności od tego jakie i kiedy spełniłeś warunki. Premię I za szybki Wpływ i Transakcje otrzymasz, jeśli łącznie spełnisz warunki: zrobisz jednorazowy Wpływ min. 1000 zł na Twoje eKonto do usług w ciągu 7 dni kalendarzowych od jego otwarcia, zrobisz minimum 8 Transakcji. Transakcje wykonasz w miesiącu otwarcia eKonta do usług i/lub w kolejnym miesiącu. Transakcje te nie mogą być anulowane do 15 dnia miesiąca, następującego po miesiącu, w którym je zrobiłeś (np. zwrot towaru). Premię I za szybki Wpływ i Transakcje otrzymasz do końca drugiego pełnego miesiąca po otwarciu eKonta do usług, np. jeśli przystąpiłeś do promocji we wrześniu i wykonałeś Wpływ w ciągu 7 dni kalendarzowych oraz zrobiłeś wymaganą liczbę Transakcji we wrześniu i/lub w październiku, to Premię I za szybki Wpływ i Transakcje otrzymasz do końca listopada. Premię II-IV otrzymasz, jeśli spełnisz łącznie warunki: W każdym kolejnym pełnym miesiącu (kolejno dla Premii II w drugim, dla Premii III w trzecim, dla Premii IV w czwartym pełnym miesiącu po otwarciu eKonta do usług) zrobisz jednorazowy Wpływ min. 1000 zł na Twoje eKonto do usług, zrobisz minimum 8 Transakcji odpowiednio w drugim/trzecim/czwartym pełnym miesiącu po otwarciu eKonta do usług. Transakcje te nie mogą być anulowane do 15 dnia miesiąca, następującego po miesiącu, w którym je zrobiłeś (np. zwrot towaru). Premię II otrzymasz do końca trzeciego pełnego miesiąca po otwarciu eKonta do usług, np. jeśli przystąpiłeś do promocji we wrześniu i spełniłeś w listopadzie łącznie wszystkie warunki do otrzymania Premii II, to Premię II otrzymasz do końca grudnia. Premię III otrzymasz do końca czwartego pełnego miesiąca po otwarciu eKonta do usług, np. jeśli przystąpiłeś do promocji we wrześniu i spełniłeś w grudniu łącznie wszystkie warunki do otrzymania Premii III, to Premię III otrzymasz do końca stycznia. Premię IV otrzymasz do końca piątego pełnego miesiąca po otwarciu eKonta do usług, np. jeśli przystąpiłeś do promocji we wrześniu i spełniłeś w styczniu łącznie wszystkie warunki do otrzymania Premii IV, to Premię IV otrzymasz do końca lutego. Bonus za otwarcie eKonta do usług przez selfie albo e‑dowód otrzymasz, jeżeli łącznie spełnisz warunki: otworzysz eKonto do usług przez selfie albo e‑dowód, spełnisz wszystkie warunki do otrzymania Premii I za szybki Wpływ i Transakcje oraz Premii II, III i IV. Bonus za otwarcie eKonta do usług przez selfie albo e-dowód oraz za spełnienie łącznie wszystkich warunków do otrzymania Premii I za szybki Wpływ i Transakcje oraz Premii II, III i IV otrzymasz do końca piątego pełnego miesiąca po otwarciu eKonta do usług, np. jeśli przystąpiłeś do promocji we wrześniu i spełniłeś łącznie wszystkie warunki do otrzymania Premii I za szybki Wpływ i Transakcje oraz Premii II, III i IV to Bonus za otwarcie eKonta do usług przez selfie albo e-dowód otrzymasz do końca lutego. Bonus za otwarcie eKonta Junior lub eKonta możliwości otrzymasz, jeżeli łącznie spełnisz warunki: otworzysz eKonto do usług, następnie otworzysz eKonto Junior lub eKonto możliwości dla dziecka do końca pierwszego miesiąca następującego po otwarciu eKonta do usług. Bonus za otwarcie eKonta Junior lub eKonta Możliwości otrzymasz do końca drugiego pełnego miesiąca po otwarciu eKonta do usług, np. jeśli przystąpiłeś do promocji we wrześniu i w październiku otworzyłeś eKonto Junior, to Bonus otrzymasz do końca listopada. Jeżeli zmienisz rachunek indywidualny na rachunek wspólny, z dniem zmiany rachunku, przestaniesz uczestniczyć w promocji. Szczegółowe warunki uczestnictwa w promocji oraz warunki otrzymania premii i bonusów opisaliśmy w Regulaminie promocji „Załóż konto i zyskaj premie” zamieszczonym na stronie:<a href="https://www.mbank.pl/indywidualny/konta/konta-osobiste/ekonto-do-uslug/">www.mbank.pl/indywidualny/konta/konta-osobiste/ekonto-do-uslug/</a></p>
<p> </p>
<p><strong>Aplikacja</strong></p>
<p>Pamiętaj, że mBank udostępnia swoją aplikację tylko w autoryzowanych sklepach - App Store (iOS - Apple), Google Play (Android), AppGallery dla telefonów Huawei. Pobieraj, instaluj i aktualizuj aplikacją tylko w tych sklepach, ponieważ znajdujące się tam aplikacje są cyfrowo podpisane i przechodzą proces weryfikacji, pod kątem ich bezpieczeństwa. Nigdy nie pobieraj aplikacji z innych miejsc niż oficjalne sklepy (np. z linka otrzymanego SMS-em czy przez komunikator) – narazisz się na pobranie złośliwej aplikacji, przez którą oszuści mogą wyłudzać Twoje dane, czy przejmować SMS-y i wysyłać je bez Twojej zgody. Nową aplikację możesz pobrać, jeśli Twoje urządzenie ma system operacyjny w wersji minimum Android 8.0 lub iOS 16.0 (lub nowsze). Zapoznaj się z polityką prywatności aplikacji mobilnych, którą znajdziesz na stronie: <a href="https://www.mbank.pl/o-nas/o-mbanku/polityka-prywatnosci-mobile.html">https://www.mbank.pl/o-nas/o-mbanku/polityka-prywatnosci-mobile.html</a>.</p>
<p> </p>
<p><strong>PolecamBank</strong></p>
<p>Program PolecamBank rozpoczął się 01.10.2010 r. i trwa przez czas nieokreślony. Warunki programu PolecamBank obowiązują od 02.07.2024 r. do 31.10.2024 r. Polegają na przyznaniu polecającemu premii pieniężnej za otwarcie przez znajomego rachunku. Premia wynosi:</p>
<ol>
<li>dla rachunków osobistych:<br> 75 zł za otwarcie rachunku eKonto możliwości 13-17 lat,<br> 150 zł za otwarcie w aplikacji rachunku eKonto do usług lub eKonto możliwości 18-24 lata,<br> 250 zł za otwarcie w aplikacji rachunku mKonto Intensive.<br> Jeśli pełnoletni znajomy otworzy rachunek osobisty w inny sposób niż w aplikacji, otrzymasz:<br> 80 zł za otwarcie rachunku eKonto do usług lub eKonto możliwości 18-24 lata;<br> 125 zł otwarcie rachunku mKonto Intensive</li>
<li>dla rachunków firmowych:<br> 200 zł premii za otwarcie rachunku bieżącego,<br> 250 zł premii za otwarcie rachunku bieżącego w procesie zakładania firmy z mBankiem,<br> 300 zł premii za otwarcie rachunku bieżącego z usługą mKsięgowość Komfort<br> 300 zł premii za otwarcie rachunku bieżącego w procesie zakładania firmy z mBankiem z usługą mKsięgowość Komfort<br> 400 zł premii za otwarcie rachunku dla spółki z ograniczoną odpowiedzialnością<br> Premie wypłacimy, jeśli polecający i znajomy spełnią łącznie poniższe warunki. Warunki dla polecającego to:<br> - zarejestruj się w programie PolecamBank. Wymyśl swój identyfikator poleceń, zapoznaj się i zaakceptuj Regulamin ramowy programu PolecamBank i Warunki programu obowiązujące od 02.07.2024 r. do 31.10.2024r.,<br> - jeśli jesteś już uczestnikiem programu PolecamBank zaakceptuj Warunki programu obowiązujące od 02.07.2024 r. do 31.10.2024<br> - poleć co najmniej jeden z ww. rachunków i przekaż swój identyfikator poleceń,<br> - aktywnie korzystaj z rachunku osobistego tzn. do końca kolejnego miesiąca kalendarzowego po tym miesiącu, w którym znajomy otworzył rachunek wykonaj minimum 5 transakcji kartą w placówkach handlowych lub usługowych (nie dotyczy wypłat z bankomatu) honorujących płatności kartą,<br> Warunki dla znajomego, któremu poleciłeś rachunek:<br> - złóż wniosek o rachunek wraz z kartą debetową do rachunku i wpisz w nim identyfikator poleceń otrzymany od polecającego,<br> - podpisz umowę o prowadzenie rachunku,<br> - aktywnie korzystaj z rachunku. W miesiącu kalendarzowym, w którym otworzyłeś rachunek lub w następnym miesiącu kalendarzowym wykonaj minimum 5 transakcji kartą wydaną do rachunku w placówkach handlowych lub usługowych. Jeśli otworzyłeś rachunek osobisty dodatkowo wykonaj minimum jedną transakcję BLIK powiązaną z rachunkiem otwartym z polecenia. Premię wypłacimy w następnym miesiącu kalendarzowym po tym miesiącu, w którym Ty i znajomy spełniliście warunki jej otrzymania.</li>
</ol>
<p>Otrzymasz premie dodatkowe o łącznej wartości 250 zł, wypłacane miesięcznie po 50 zł, jeżeli:</p>
<ul>
<li>posiadasz w mBanku SA rachunek eKonto możliwości 13-17 lat otwarty od 2 lipca 2024 r.</li>
<li>polecisz rachunek eKonto do usług lub mKonto Intensive swojemu rodzicowi. Premie dodatkową otrzymasz, jeżeli Ty i rodzic spełnicie takie warunki: w II, III, IV, V lub VI pełnym miesiącu kalendarzowym od otwarcia rachunku eKonto do usług lub mKonto Intensive, wykonacie po minimum 5 transakcji kartą. Premię wypłacimy w następnym miesiącu kalendarzowym po tym miesiącu, w którym Ty i rodzic spełniliście warunki jej otrzymania.</li>
</ul>
<p>Szczegółowe zasady, w tym produkty, które mogą polecać uczestnicy programu, opisaliśmy w Warunkach programu obowiązujących od 02.07.2024 r. do 31.10.2024 r. Szczegółowe informacje na temat uczestnictwa w programie opisaliśmy w Regulaminie ramowym programu PolecamBank. Oba dokumenty udostępniamy w części PolecamBank w serwisie transakcyjnym, aplikacji mobilnej i na naszej stronie internetowej <a href="https://www.mbank.pl/indywidualny/dla-klienta/polecambank/">https://www.mbank.pl/indywidualny/dla-klienta/polecambank</a></p>
<p> </p>
<p><strong>CyberRescue</strong></p>
<p>Szczegóły dotyczące usługi CyberRescue zawiera „Regulamin świadczenia usługi CyberRescue” dostępny na https://www.mBank.pl/pdf/ind/uslugi/regulamin-swiadczenia-uslugi-cyberrescue.pdf. Podmiotem świadczącym Usługę CyberRescue jest CyberRescue Sp. z o.o.. z siedzibą w Warszawie. W celu zawarcia Umowy konieczne są akceptacja i złożenie Wniosku za pośrednictwem systemu bankowości elektronicznej Banku lub w drodze telefonicznej za pośrednictwem Banku. W celu zawarcia i wykonania Umowy niezbędne jest podanie przez Klienta danych w zakresie określonym w Polityce Prywatności.</p>
<p>Warunkiem zawarcia Umowy jest:</p>
<p>akceptacja wymaganych przez Bank oświadczeń Klienta oraz wyrażenie przez Klienta zgody na ujawnienie przez Bank na rzecz CyberRescue Sp. z o.o. informacji o Kliencie, w tym również informacji objętych tajemnicą bankową;</p>
<p> </p>
<p><strong>eKarta</strong></p>
<p>Szczegółowe informacje, w tym warunki naliczania opłat za eKartę oraz eKartę wirtualną określone są w Taryfie prowizji i opłat bankowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Tabelach stóp procentowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Regulamin kart debetowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A. dostępnych na www.mBank.pl/indywidualny/karty/karty-debetowe/ekarta/</p>
<p>Walutą rozliczeniową jest PLN. Transakcje w euro dla eKarty EURO i eKarty wirtualnej EURO oraz dolar amerykański dla eKarty USD i eKarty wirtualnej USD w dalszym ciągu pozostaną bez dodatkowych opłat za przewalutowanie. Przewalutowanie dla pozostałych walut zgodnie z Taryfą.</p>
<p> </p>
<p><strong>Karty</strong></p>
<p>Szczegółowe informacje, w tym warunki naliczania opłat za kartę debetową są określone w Taryfie prowizji i opłat bankowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Tabelach stóp procentowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Regulamin kart debetowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A. dostępnych na www.mBank.pl/indywidualny/karty/karty-debetowe/karta-do-ekonta/ i <a href="http://www.mbank.pl/indywidualny/karty/karty-debetowe/karta-do-konta-mastercard-mobilna/">www.mbank.pl/indywidualny/karty/karty-debetowe/karta-do-konta-mastercard-mobilna/</a>.</p>
<p> </p>
<p>Wyjaśnienia pojęć dotyczących usług reprezentatywnych powiązanych z rachunkiem płatniczym objętych tym materiałem znajdziesz na <a href="https://www.mbank.pl/slowniczek">www.mBank.pl/slowniczek</a></p></div><span class="close" role="button" aria-label="zamknij notę" tabindex="0"> </span>
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<h1>Konto dla młodych w mBanku</h1>
<h2>Załóż eKonto możliwości, a możesz zgarnąć nawet 750 zł premii</h2>
<p> </p>
<p><span style="font-size: 25px;"><strong>A do tego</strong>:</span></p>
<ul>
<li><span style="font-size: 20px;">0zł za prowadzenie konta, bankomaty i kartę</span></li>
<li><span style="font-size: 20px;"><span style="font-size: 20px;">karta, która wygląda jak chcesz</span></span></li>
<li><span style="font-size: 20px;"><span style="font-size: 20px;"><span style="font-size: 20px;">7,5% na lokacie na 3 miesiące</span></span></span></li>
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<p><a href="/indywidualny/m/?kampania=hp_baner_nieklient" class="button red">sprawdź</a></p></li>
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<div class="row" style="overflow-y: hidden; outline: none;" tabindex="7"><p>To nie jest oferta. Wyjaśnienia pojęć dotyczących usług reprezentatywnych powiązanych z rachunkiem płatniczym, objętych tym materiałem, znajdziesz na https://mBank.pl/slowniczek.</p>
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<p><strong>Nota prawna – Promocja „Mogę jeszcze więcej II”</strong><br>Do promocji „Mogę jeszcze więcej II” możesz przystąpić od 18.09.2024 r. do 05.02.2025 r. Promocja<br>obowiązuje od 18.09.2024 r. do 30.06.2025 r. i jest to ostatni dzień, w którym możemy wypłacić Ci Premię. Promocję kierujemy do Nowych Klientów banku, w wieku od 18 do 24 lat, którzy w okresie, w którym można przystąpić do Promocji, spełnią łącznie następujące warunki:<br>– złożą promocyjny wniosek o otwarcie rachunku oszczędnościowo-rozliczeniowego eKonto możliwości (zwanego dalej Kontem promocyjnym) wraz z wnioskiem o wydanie debetowej karty płatniczej (zwanej dalej Kartą),<br>– zawrą z Bankiem umowę o prowadzenie bankowych rachunków dla osób fizycznych.<br>Definicję Nowego Klienta określa Regulamin Promocji. W Promocji nie mogą wziąć udziału klienci otwierający rachunek wspólny. Uczestnik Promocji, który spełni warunki uczestnictwa w Promocji, może otrzymać Premię w wysokości do 500 zł. Do końca pierwszego pełnego miesiąca od założenia Konta promocyjnego możesz zyskać następujące Premie :<br>– Premię I, o wartości 10 zł, otrzymasz, jeśli zrobisz minimum 5 płatności telefonem,<br>– Premię II, o wartości 10 zł, otrzymasz, jeśli zrobisz minimum 5 przelewów na numer telefonu,<br>– Premię III, o wartości 10 zł, otrzymasz, jeśli zrobisz jednorazowy wpływ na min. 500 zł w ciągu 7 dni kalendarzowych od założenia Konta promocyjnego,<br>– Premię za spełnienie wszystkich warunków – jeśli spełnisz warunki zyskania Premii I, II oraz III, dodatkowo otrzymasz dodatkowo 120 zł Premii. Łączna wartość Premii I, Premii II i Premii III oraz Premii za spełnienie warunków do końca pierwszego pełnego miesiąca od założenia Konta promocyjnego wynosi 150 zł. Premię I, II i III oraz Premię za spełnienie wszystkich warunków otrzymasz do końca drugiego pełnego miesiąca po otwarciu Konta promocyjnego. W drugim pełnym miesiącu od założenia Konta promocyjnego możesz zyskać następujące Premie:<br>– Premię IV, o wartości 10 zł, otrzymasz, jeśli zrobisz minimum 5 płatności telefonem,<br>– Premię V, o wartości 10 zł, otrzymasz, jeśli zrobisz minimum 5 przelewów na numer telefonu,<br>– Premię VI, o wartości 10 zł, otrzymasz, jeśli zrobisz jednorazowy wpływ na min. 500 zł,<br>– Premię za spełnienie wszystkich warunków – jeśli spełnisz warunki zyskania Premii IV, V oraz VI, dodatkowo otrzymasz 120 zł Premii. Łączna wartość Premii IV, Premii V i Premii VI oraz Premii za spełnienie warunków w drugim pełnym miesiącu od założenia Konta promocyjnego wynosi 150 zł. Premię IV, V i VI oraz Premię za spełnienie wszystkich warunków otrzymasz do końca trzeciego pełnego miesiąca po otwarciu Konta promocyjnego. Premię za założenie Konta promocyjnego przez selfie lub e-dowód o wartości 200 zł otrzymasz, jeśli spełnisz warunki:<br>– założysz Konto promocyjne przez selfie lub e-dowód,<br>– spełnisz wszystkie warunki do otrzymania Premii I, II, III, IV, V i VI.<br>Premię za założenie Konta promocyjnego przez selfie albo e-dowód oraz za spełnienie warunków<br>Premii I, II, III, IV, V i VI otrzymasz do końca trzeciego pełnego miesiąca po otwarciu Konta promocyjnego. Dodatkowo jeśli spełnisz warunki uczestnictwa w Promocji, mBank udostępni Ci w wiadomości w serwisie transakcyjnym i w aplikacji mobilnej mBanku promocyjną ofertę lokaty. Aby założyć lokatę:<br>1)złóż wniosek o lokatę z dedykowanego linku, który udostępnimy Ci bezpośrednio w wystawionej wiadomości w serwisie transakcyjnym i w aplikacji mobilnej mBanku. Wnioski o inne lokaty nie będą objęte tą promocją.<br>2)Wniosek złóż w ciągu 30 dni od założenia Konta promocyjnego.<br>W ramach Promocji założysz lokatę o parametrach:<br>1)Okres lokaty promocyjnej: 3 miesiące,<br>2)Oprocentowanie roczne nominalne lokaty promocyjnej: 7,5%,<br>3)Rodzaj oprocentowania: oprocentowanie stałe,<br>4)Waluta: PLN,<br>5)Minimalna kwota jednej lokaty promocyjnej założonej w Promocji: 1.000 PLN,<br>6)Maksymalna kwota wszystkich lokat promocyjnych, które możesz założyć w ramach Promocji:<br>25.000 PLN.<br>W ramach promocji możesz założyć tyle lokat promocyjnych, ile chcesz, o ile nie przekroczysz kwoty maksymalnej. Kwota lokat promocyjnych dostępnych w ramach Promocji jest ograniczona i wynosi łącznie 800 mln PLN dla wszystkich Klientów, którzy otworzyli eKonto do usług i mKonto Intensive w promocji „Załóż konto i zyskaj premie” lub eKonto możliwości w promocji „Mogę jeszcze więcej II”. Gdy kwota promocyjnych lokat, dostępnych w Promocji będzie niższa niż 50 mln PLN oraz wyczerpie się, przekażemy o tym informacje na stronach: https://mbank.pl/indywidualny/m/i-mozesz-wiecej/ ,https://mbank.pl/indywidualny/konta/konta-osobiste/ekonto-do-uslug/ oraz https://mbank.pl/indywidualny/konta/konta-osobiste/mkonto-intensive/. Jeśli otworzysz lokatę promocyjną w dniu publikacji na stronie internetowej informacji o wyczerpaniu puli lokat promocyjnych, Twoja lokata będzie uruchomiona na warunkach promocyjnych, a ten dzień będzie ostatnim dniem obowiązywania Promocji. Szczegółowe zasady przyznawania i wypłaty Premii zostały opisane w Regulaminie Promocji „Mogę jeszcze więcej II” zamieszczonym na: http://www.mbank.pl/pdf/promocje/konta/moge-jeszcze-wiecej-ii.pdf</p>
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<p><strong>Nota prawna - PolecamBank</strong><br>Program PolecamBank rozpoczął się 01.10.2010 r. i trwa przez czas nieokreślony. Warunki programu PolecamBank obowiązują od 02.07.2024 r. do 31.10.2024 r. Polegają na przyznaniu polecającemu premii pieniężnej za otwarcie przez znajomego rachunku. Premia wynosi:<br>a) dla rachunków osobistych:<br>75 zł za otwarcie rachunku eKonto możliwości 13-17 lat,<br>150 zł za otwarcie w aplikacji rachunku eKonto do usług lub eKonto możliwości 18-24 lata,<br>250 zł za otwarcie w aplikacji rachunku mKonto Intensive.<br>Jeśli pełnoletni znajomy otworzy rachunek osobisty w inny sposób niż w aplikacji, otrzymasz:<br>80 zł za otwarcie rachunku eKonto do usług lub eKonto możliwości 18-24 lata;<br>125 zł otwarcie rachunku mKonto Intensive<br>b) dla rachunków firmowych:<br>200 zł premii za otwarcie rachunku bieżącego,<br>250 zł premii za otwarcie rachunku bieżącego w procesie zakładania firmy z mBankiem,<br>300 zł premii za otwarcie rachunku bieżącego z usługą mKsięgowość Komfort<br>300 zł premii za otwarcie rachunku bieżącego w procesie zakładania firmy z mBankiem z usługą mKsięgowość Komfort<br>400 zł premii za otwarcie rachunku dla spółki z ograniczoną odpowiedzialnością<br>Premie wypłacimy jeśli polecający i znajomy spełnią łącznie poniższe warunki. Warunki dla polecającego to:<br>- zarejestruj się w programie PolecamBank. Wymyśl swój identyfikator poleceń, zapoznaj się i zaakceptuj Regulamin ramowy programu Polecambank i Warunki programu obowiązujące od 02.07.2024 r. do 31.10.2024r.,<br>- jeśli jesteś już uczestnikiem programu PolecamBank zaakceptuj Warunki programu obowiązujące od 02.07.2024 r. do 31.10.2024<br>- poleć co najmniej jeden z ww. rachunków i przekaż swój identyfikator poleceń,<br>- aktywnie korzystaj z rachunku osobistego tzn. do końca kolejnego miesiąca kalendarzowego po tym miesiącu, w którym znajomy otworzył rachunek wykonaj minimum 5 transakcji kartą w placówkach handlowych lub usługowych (nie dotyczy wypłat z bankomatu) honorujących płatności kartą,<br>Warunki dla znajomego, któremu poleciłeś rachunek:<br>- złóż wniosek o rachunek wraz z kartą debetową do rachunku i wpisz w nim identyfikator poleceń otrzymany od polecającego,<br>- podpisz umowę o prowadzenie rachunku,<br>- aktywnie korzystaj z rachunku. W miesiącu kalendarzowym, w którym otworzyłeś rachunek lub w następnym miesiącu kalendarzowym wykonaj minimum 5 transakcji kartą wydaną do rachunku w placówkach handlowych lub usługowych. Jeśli otworzyłeś rachunek osobisty dodatkowo wykonaj minimum jedną transakcję BLIK powiązaną z rachunkiem otwartym z polecenia. Premię wypłacimy w następnym miesiącu kalendarzowym po tym miesiącu, w którym Ty i znajomy spełniliście warunki jej otrzymania.<br>Otrzymasz premie dodatkowe o łącznej wartości 250 zł, wypłacane miesięcznie po 50 zł, jeżeli:<br>-posiadasz w mBanku SA rachunek eKonto możliwości 13-17 lat otwarty od 2 lipca 2024r.<br>-polecisz rachunek eKonto do usług lub mKonto Intensive swojemu rodzicowi. Premie dodatkową otrzymasz jeżeli Ty i rodzic spełnicie takie warunki: w II, III, IV, V lub VI pełnym miesiącu kalendarzowym od otwarcia rachunku eKonto do usług lub mKonto Intensive, wykonacie po minimum 5 transakcji kartą. Premię wypłacimy w następnym miesiącu kalendarzowym po tym miesiącu, w którym Ty i rodzic spełniliście warunki jej otrzymania.<br>Szczegółowe zasady, w tym produkty, które mogą polecać uczestnicy programu, opisaliśmy w Warunkach programu obowiązujących od 02.07.2024 r. do 31.10.2024 r. Szczegółowe informacje na temat uczestnictwa w programie opisaliśmy w Regulaminie ramowym programu PolecamBank. Oba dokumenty udostępniamy w części PolecamBank w serwisie transakcyjnym, aplikacji mobilnej i na naszej stronie internetowej https://www.mbank.pl/indywidualny/dla-klienta/polecambank/</p>
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<p><strong>Nota prawna – eKonto możliwości</strong><br>eKonto możliwości to: 0 zł za otwarcie i prowadzenie konta, 0 zł za kartę, 0 zł za wypłaty kartą na dowolną kwotę ze wszystkich bankomatów w Polsce (dla klientów powyżej 18 lat prowizja za wypłaty poniżej 100 zł wynosi 2,50 zł) i 0 zł za wypłaty kartą na dowolną kwotę za granicą. Szczegółowe informacje dotyczące eKonta możliwości są umieszczone w Regulaminie otwierania i prowadzenia rachunków bankowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., dostępnym na https://mBank.pl/m. Szczegółowe informacje, w tym warunki naliczania opłat za konta osobiste w mBanku S.A., są określone w Taryfie prowizji i opłat bankowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Tabelach stóp procentowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Regulaminie kart debetowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Regulaminie usług płatniczych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A. oraz Regulaminie otwierania i prowadzenia bankowych rachunków dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., dostępnych na stronie https://mBank.pl/lp/regulaminy-kont. Szczegółowe informacje, w tym warunki naliczania opłat za kartę debetową, są określone w Taryfie prowizji i opłat bankowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Tabelach stóp procentowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A. oraz Regulaminie kart debetowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., dostępnych na https://mBank.pl/indywidualny/karty/karty-debetowe/karta-do-ekonta.</p></div><span class="close" role="button" aria-label="zamknij notę" tabindex="0"> </span>
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<li><strong>0% prowizji za udzielenie</strong></li>
<li>możesz <strong>przesunąć spłatę pierwszej raty</strong> nawet o 3 miesiące (RRSO 13,24%)</li>
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<div class="row" style="overflow-y: hidden; outline: none;" tabindex="8"><p>Przykład reprezentatywny dla konsumenckiego kredytu gotówkowego:<br>Rzeczywista roczna stopa oprocentowania (RRSO) wynosi 13,24%, całkowita kwota kredytu (bez kredytowanych kosztów) 10 827 zł, całkowita kwota do zapłaty 14 621,41 zł, oprocentowanie nominalne zmienne 12,49% w skali roku, całkowity koszt kredytu 3 794,41 zł (w tym: prowizja 0% - 0 zł, oprocentowanie – 12,49%, odsetki 3 794,41 zł), 60 miesięcznych rat, w tym 59 miesięcznych rat równych w wysokości po 243,53 zł, ostatnia rata 243,57 zł. Kalkulacja na dzień 29.08.2024 r.</p>
<p>To nie jest oferta. Jeśli pozytywnie ocenimy Twoją zdolność kredytową, będziesz mógł otrzymać kredyt. Wyjaśnienia pojęć dotyczących usług reprezentatywnych powiązanych z rachunkiem płatniczym objętych tym materiałem znajdziesz na www.mBank.pl/slowniczek. Szczegóły znajdziesz w: Tabelach stóp procentowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Taryfie prowizji i opłat bankowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A. i Regulaminie kredytu gotówkowego dla osób fizycznych i klientów Private Banking w ramach bankowości detalicznej mBanku S.A. Klient mBanku może otrzymać decyzję kredytową nawet natychmiast, klient spoza mBanku może otrzymać decyzję kredytową nawet w jeden dzień roboczy. Udzielenie kredytu przez mBank i zawarcie umowy jest możliwe, jeśli po stronie klienta nie występują problemy technicznie uniemożliwiające zawarcie umowy. Twój numer PESEL nie może być zastrzeżony w momencie zawarcia z nami umowy. Spłata kredytu w ratach malejących jest dostępna w ramach scenariuszy, w których decyzja kredytowa wydawana jest w czasie dłuższym niż 30 sekund.</p>
<p><br>Pamiętaj, że mBank udostępnia swoją aplikację mobilną tylko w autoryzowanych sklepach – App Store (iOS - Apple), Google Play (Android), AppGallery (dla telefonów Huawei). Pobieraj, instaluj i aktualizuj aplikacje tylko w tych sklepach, ponieważ znajdujące się tam aplikacje są cyfrowo podpisane i przechodzą proces weryfikacji pod kątem ich bezpieczeństwa. Nigdy nie pobieraj aplikacji z innych miejsc niż oficjalne sklepy (np. z linka otrzymanego sms-em, czy przez komunikator) - narazisz się na pobranie złośliwej aplikacji, przez którą oszuści mogą wyłudzać Twoje dane, czy przejmować sms-y i wysyłać je bez Twojej zgody! Nową aplikację możesz pobrać jeśli Twoje urządzenie ma systemem operacyjny w wersji minimum Android 7.0 lub iOS 15.0 (lub nowsze). Zapoznaj się z polityka prywatności aplikacji mobilnych.</p></div><span class="close" role="button" aria-label="zamknij notę" tabindex="0"> </span>
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<div data-id="kalk-kg-ind-parent" class="item col-2 border-1 loan-calc active valid inited calc-loaded" data-statad="{"name":"","portletNo":"1","dateFrom":"1970-01-01","dateTo":"2070-02-01","capping":"-1","active":true,"priority":"5"}" data-params="sid=5265003a-256a-11e5-8866-5fe374801e12&pid=37c078f8-4341-11ee-aa78-bc305bdd4dfc&slid=1&iid=1&dev=d" data-calc="true"> <span class="top-bar"></span> <div class="kalkulatorKG calc loan-calc-ind calc-nml loaded"> <table> <tbody><tr> <td> <div class="calc-heading"> <h2>Sprawdź wysokość raty</h2> <div class="help"> <a class="calc-tooltip hidden" href="#"> <span>?</span> <div class="calc-tooltip-msg"> <div class="close"></div> <div class="calc-tooltip-content">Spłata kredytu na więcej niż 96 miesięcy dostępna jest od kwoty 30 000 zł</div> </div> </a> </div> </div> <table> <tbody><tr> <td colspan="2"> Jaka kwota?<br> </td> </tr> <tr class="animate-in-view"> <td> <span class="kalk_kk_range ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content"><hr><div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 5.71429%;"></div><span tabindex="0" class="ui-slider-handle ui-corner-all ui-state-default" style="left: 5.71429%;"><span class="value after-currency">11 855</span></span><span class="label" style="left: 0.00%">500</span><span class="label" style="left: 37.34%">75 000</span><span class="label" style="left: 100.00%">200 000 zł</span></span><div class="p-r"><input type="tel" class="kk_input_mob" pattern="[0-9]*" inputmode="numeric" value="500 zł"><span class="lab"></span></div> </td> <td class="preview"> <input class="kk_input" type="text" min="500" max="200000" value="500" pattern="[0-9]*" inputmode="numeric"> <span class="kk_preview">11 855</span> zł </td> </tr> <tr> <td colspan="2"> Na jak długo?<br> </td> </tr> <tr> <td> <span class="kalk_os_range ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content"><hr><div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 35.0427%;"></div><span tabindex="0" class="ui-slider-handle ui-corner-all ui-state-default" style="left: 35.0427%;"><span class="value after-month">44</span></span><span class="label" style="left: 0.00%">3</span><span class="label" style="left: 48.72%">60</span><span class="label" style="left: 100.00%">120 mies.</span></span><div class="p-r"><input type="tel" class="os_input_mob" pattern="[0-9]*" inputmode="numeric" value="3 mies."><span class="lab"></span></div> </td> <td class="preview"> <input class="os_input" type="number" min="3" max="120" value="3" pattern="[0-9]*" inputmode="numeric"> <span class="os_preview">44</span> mies. </td> </tr> <tr> <td colspan="2" class="ppi-td"> <div class="code-label-wrapper"> <label class="hidden"><input class="dcc" name="dcc" value="dcc" type="checkbox"><span></span><span class="label-text"></span>kod</label> <div class="input-with-alert"><input class="dci hidden" type="text"><span class="temp-code-span"></span></div> </div> <div> <label class="hidden"><input class="ppi" name="ppi" value="ppi" type="checkbox"><span></span>ubezpieczam kredyt</label> </div> <div style="display: flex;align-items: baseline;"><label><input class="premium" name="premium" value="premium" type="checkbox"><span></span>jestem klientem Intensive</label> <div class="help"> <a class="calc-tooltip nohidden2" href="#"> <span>?</span> <div class="calc-tooltip-msg hidden"> <div class="close"></div> <div class="calc-tooltip-content">Jeśli posiadasz mKonto Intensive</div> </div> </a> </div> </div> <div style="display: flex;align-items: baseline;"><label><input class="active" name="active" value="active" type="checkbox"><span></span>jestem klientem aktywnym</label> <div class="help"> <a class="calc-tooltip nohidden" href="#"> <span>?</span> <div class="calc-tooltip-msg hidden"> <div class="close"></div> <div class="calc-tooltip-content">Jesteś klientem aktywnym jeśli spełnisz łącznie warunki:
• zapłacisz minimum raz swoją kartą debetową lub kredytową
• na Twoje konto wpłynie min. 2500 zł:
• zalogujesz się, co najmniej raz do aplikacji mobilnej mBanku
Sprawdź, co jeszcze zyskujesz, gdy jesteś aktywnym klientem.</div> </div> </a> </div> </div> </td> </tr> </tbody></table> </td> <td> <h2>Miesięczna rata: <span class="discounted installment after-currency hidden">343</span><span class="sumaKG after-currency">343</span></h2> <div class="koszty-kredytow"> <div>RRSO: <span class="discounted rrso_orig hidden after-percent">14,36</span><span class="RRSO after-percent">14,36</span></div> <div>Oprocentowanie: <span class="discounted interest_rate after-percent hidden">13,49</span><span class="kalk-oprocen-span after-percent">13,49</span></div> <div>Prowizja: <span class="discounted commission hidden after-percent">0,00</span><span class="kalk-prowizja-span after-percent">0,00</span></div> <div style="visibility: hidden;">Miesięczna składka ubezpieczeniowa: <span class="kalk-ubezp-span after-currency">0,00</span></div> </div> <a href="https://form.mbank.pl/app/kg_mb/index.htm?option=mbank&sprzedawca=kalkulator&tAmount=11855&tPeriod=44" class="button red buy-link">Złóż wniosek</a> <span class="kosztyKG"> <span class="label">Zobacz koszt kredytu</span> <span class="kalk-KG-popup" style="position: absolute; visibility: hidden;"><span class="close">×</span><div class="note" style="overflow-y: hidden; outline: none;" tabindex="9">Przykład reprezentatywny dla konsumenckiego kredytu gotówkowego:
Rzeczywista roczna stopa oprocentowania (RRSO) wynosi 13,24%, całkowita kwota kredytu (bez kredytowanych kosztów) 10 827 zł, całkowita kwota do zapłaty 14 621,41 zł, oprocentowanie nominalne zmienne 12,49% w skali roku, całkowity koszt kredytu 3 794,41 zł (w tym: prowizja 0% - 0 zł, oprocentowanie – 12,49%, odsetki 3 794,41 zł), 60 miesięcznych rat, w tym 59 miesięcznych rat równych w wysokości po 243,53 zł, ostatnia rata 243,57 zł. Kalkulacja na dzień 29.08.2024 r.
To nie jest oferta. Jeśli pozytywnie ocenimy Twoją zdolność kredytową, będziesz mógł otrzymać kredyt. Wyjaśnienia pojęć dotyczących usług reprezentatywnych powiązanych z rachunkiem płatniczym objętych tym materiałem znajdziesz na www.mBank.pl/slowniczek. Szczegóły znajdziesz w: Tabelach stóp procentowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A., Taryfie prowizji i opłat bankowych dla osób fizycznych w ramach bankowości detalicznej mBanku S.A. i Regulaminie kredytu gotówkowego dla osób fizycznych i klientów Private Banking w ramach bankowości detalicznej mBanku S.A. Klient mBanku może otrzymać decyzję kredytową nawet natychmiast, klient spoza mBanku może otrzymać decyzję kredytową nawet w jeden dzień roboczy. Udzielenie kredytu przez mBank i zawarcie umowy jest możliwe, jeśli po stronie klienta nie występują problemy technicznie uniemożliwiające zawarcie umowy. Twój numer PESEL nie może być zastrzeżony w momencie zawarcia z nami umowy. Spłata kredytu w ratach malejących jest dostępna w ramach scenariuszy, w których decyzja kredytowa wydawana jest w czasie dłuższym niż 30 sekund.
Pamiętaj, że mBank udostępnia swoją aplikację mobilną tylko w autoryzowanych sklepach – App Store (iOS - Apple), Google Play (Android), AppGallery (dla telefonów Huawei). Pobieraj, instaluj i aktualizuj aplikacje tylko w tych sklepach, ponieważ znajdujące się tam aplikacje są cyfrowo podpisane i przechodzą proces weryfikacji pod kątem ich bezpieczeństwa. Nigdy nie pobieraj aplikacji z innych miejsc niż oficjalne sklepy (np. z linka otrzymanego sms-em, czy przez komunikator) - narazisz się na pobranie złośliwej aplikacji, przez którą oszuści mogą wyłudzać Twoje dane, czy przejmować sms-y i wysyłać je bez Twojej zgody! Nową aplikację możesz pobrać jeśli Twoje urządzenie ma systemem operacyjny w wersji minimum Android 7.0 lub iOS 15.0 (lub nowsze). Zapoznaj się z polityka prywatności aplikacji mobilnych.</div><table> <tbody><tr><td>Kwota prowizji:</td><td class="kalk-prowizja-kwota-span after-currency">0,00</td></tr> <tr><td>Oprocentowanie:</td><td class="kalk-oprocen-span after-percent">13,49</td></tr> <tr style="visibility: hidden;"><td>Ubezpieczenie:</td><td class="kalk-ubezp-span after-currency">0,00</td></tr> </tbody></table><div id="ascrail2008" class="nicescroll-rails nicescroll-rails-vr" style="width: 3px; z-index: auto; background: rgb(240, 240, 240); cursor: default; position: absolute; top: 24px; left: 213px; height: 2616px; opacity: 1; display: none;"><div class="nicescroll-cursors" style="position: relative; top: 0px; float: right; width: 3px; height: 0px; background-color: rgb(208, 208, 208); border: none; background-clip: padding-box; border-radius: 0px;"></div></div></span> </span> </td> </tr> </tbody></table> </div> <div class="info-credit"> <p>Jeśli pożyczysz <b><span class="kk_preview">11 855</span> zł</b> na <b><span class="os_preview">44</span> mies.</b> Twoja miesięczna rata wyniesie tylko <b><span class="sumaKG after-currency">343</span></b></p> </div>
<input class="link-parameters" type="hidden" value="option=mbank&sprzedawca=kalkulator">
<script data-calc="IND">
/*! credit calc for mbank.pl :: 21/10/2016
* uses jQuery and jQuery UI touch punch plugin
*/
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<li><a href="/indywidualny/aplikacja-i-serwis/pytania-i-odpowiedzi-serwis/aktywacja-odblokowanie/" class="link-name">zmiana hasła</a></li>
<li><a href="/kontakt/mlinia/" class="link-name">telekod</a></li>
<li><a href="/indywidualny/karty/pytania-i-odpowiedzi/limity-autoryzacyjne-dla-platnosci/" class="link-name">limity autoryzacyjne</a></li>
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