https://opp072024-vin-70c9769de46a7.webflow.io/

Scan ID:: bfd3b946-4dcd-41f1-891c-93c611ac57c8Finished
Submitted URL:: https://opp072024-vin-70c9769de46a7.webflow.io/
Report Finished:: Nov 5, 2024, 22:33:46
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https://portal.manulife.ca/manulifesecurities	ClientPortal
https://calendly.com/vincenzopacemanulifewealth	Schedule a Call
https://www.ciro.ca/office-investor/know-your-advisor-advisor-report
https://www.cipf.ca/
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https://www.manulifewealth.ca/clients/en/corporate-disclaimers	Legal and Disclaimers
https://www.manulife.ca/privacy-policies/canadian-division-privacy-policy.html	Privacy Policy
https://maps.app.goo.gl/WKuU8q3Qxvx4JgLm7	1235 North Service Rd W,Oakville, Ontario L6M 2W2
https://maps.app.goo.gl/6bjdDt9eZMsJ9tgF6	1405 Trans-Canada Suite 200Dorval, Québec H9P 2V9
https://www.onepagepro.ca/	OnePage Pro
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Your financial goals are our priority.</p><div class="margin-top margin-medium"><div class="button-group is-center"><a href="#services" class="button is-secondary is-alternate w-button">Discover Our Expertise</a></div></div></div></div><div id="w-node-f50e2ad1-e5dc-3a15-c67e-064511ffde1e-5e5c87f7" class="see-more-animation"><a href="#services" class="link-scroll-animation w-inline-block"><div aria-label="scroll-down" class="see-more-animation-lottie" data-w-id="f50e2ad1-e5dc-3a15-c67e-064511ffde20" data-animation-type="lottie" data-src="https://cdn.prod.website-files.com/65da79c41ad89299d3e33689/661ca7662719d5ff96c6d7ff_OPP-viewmore.json" data-loop="1" data-direction="1" data-autoplay="1" data-is-ix2-target="0" data-renderer="svg" data-default-duration="3" data-duration="0"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 200 200" width="200" height="200" preserveAspectRatio="xMidYMid meet" style="width: 100%; height: 100%; transform: translate3d(0px, 0px, 0px); content-visibility: visible;"><defs><clipPath id="__lottie_element_2"><rect width="200" height="200" x="0" y="0"></rect></clipPath></defs><g clip-path="url(#__lottie_element_2)"><g style="display: none;"><g><path stroke-linecap="butt" stroke-linejoin="miter" fill-opacity="0" stroke-miterlimit="4"></path></g></g></g></svg></div></a></div></div></div></div><div class="home_hero-header_background-image-wrapper"><div class="image-overlay-layer"></div></div></header><section id="services" class="section_home_3_cta"><div class="padding-global"><div class="container-large"><div class="padding-section-large"><div class="margin-bottom margin-xxlarge"><div class="text-align-center"><div class="margin-bottom margin-small"><h2 class="heading-2">What Sets Us Apart?</h2><p class="text-size-medium margin-top-7">Tailored Solutions for Every Financial Need</p></div></div></div><div class="home_3_cta_component"><div class="home_3_cta_list-wrapper"><div class="w-layout-grid home_3_cta_list"><div id="investment-advice" data-w-id="28c7e0f6-6199-8927-2ecb-c21c32eca268" class="home_3_cta_item" style="opacity: 0;"><a href="/our-approach" aria-label="investment advice" class="home_3_cta_image-link w-inline-block"><div class="home_3_cta_image-wrapper"></div></a><a href="/our-approach" class="home_3_cta_title-link w-inline-block"><h3 class="heading-style-h5-2 home-services">Retirement</h3></a><div class="text-size-regular">Plan for a secure and comfortable retirement with our professional advice. Our tailored strategies ensure your savings last and grow, giving you peace of mind in your golden years.<br>‍</div><div id="w-node-_28c7e0f6-6199-8927-2ecb-c21c32eca270-5e5c87f7" class="section-3-cta-text"><div class="home_3_cta_button-wrapper"><a href="/our-approach" class="button is-link is-icon w-inline-block"><div>Learn More About Our Approach</div><div class="icon-embed-xxsmall w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg">
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</svg></div></a></div></div></div><div id="retirement-planning" data-w-id="28c7e0f6-6199-8927-2ecb-c21c32eca276" class="home_3_cta_item" style="opacity: 0;"><a href="/investment-advisory" aria-label="Retirement Planning" class="home_3_cta_image-link w-inline-block"><div class="home_3_cta_image-wrapper2"></div></a><a href="/investment-advisory" class="home_3_cta_title-link w-inline-block"><h3 class="heading-style-h5-2 home-services">Investment Advice</h3></a><div class="text-size-regular">Maximize your financial growth with personalized investment strategies. Our expert team analyzes market trends to provide you with insightful advice and optimal investment opportunities.</div><div id="w-node-_28c7e0f6-6199-8927-2ecb-c21c32eca27e-5e5c87f7" class="section-3-cta-text"><div class="home_3_cta_button-wrapper"><a href="/investment-advisory" class="button is-link is-icon w-inline-block"><div>Get Expert Investment Advice</div><div class="icon-embed-xxsmall w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg">
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</svg></div></a></div></div></div><div id="tax-strategies" data-w-id="28c7e0f6-6199-8927-2ecb-c21c32eca284" class="home_3_cta_item" style="opacity: 0;"><a href="/insurance-solutions" aria-label="Tax Stategies" class="home_3_cta_image-link w-inline-block"><div class="home_3_cta_image-wrapper3"></div></a><a href="/insurance-solutions" class="home_3_cta_title-link w-inline-block"><h3 class="heading-style-h5-2 home-services">Insurance Solutions</h3></a><div class="text-size-regular">Protect what matters most with our comprehensive insurance solutions. From life to health and beyond, our coverage options are designed to safeguard your future.<br>‍</div><div id="w-node-_28c7e0f6-6199-8927-2ecb-c21c32eca28c-5e5c87f7" class="section-3-cta-text"><div class="home_3_cta_button-wrapper"><a href="/insurance-solutions" class="button is-link is-icon w-inline-block"><div>Explore Insurance Options</div><div class="icon-embed-xxsmall w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg">
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</svg></div></a></div></div></div></div></div></div></div></div></div></section><section id="stats" class="section_home_stats"><div class="padding-global"><div><div class="columns w-row"><div class="home_numbers_column w-col w-col-4"><div class="div-block-2"><h1 class="pierre-stats-title"><span class="text-span-4"><sup class="superscript">*</sup></span><span class="counter animated fadeIn">120</span>+ Years</h1><p class="pierre-stats-description">of partnership experience since 1887.</p></div></div><div class="home_numbers_column w-col w-col-4"><div class="div-block-2"><h1 class="pierre-stats-title"><span class="text-span-4"><sup class="superscript">*</sup></span><span>Strength and Stability of Manulife</span></h1><p class="pierre-stats-description">We leverage the financial security and resources of one of Canada’s most trusted financial services companies.</p></div></div><div class="home_numbers_column w-col w-col-4"><div class="div-block-3"><h1 class="pierre-stats-title"><span class="text-span-4"><sup class="superscript">*</sup></span><span class="counter animated fadeIn">35</span>+ Million</h1><p class="pierre-stats-description">customers served.</p></div></div></div><p class="home-asterisk-text">* Manulife Financial Corporation, annual report, 2023.</p></div></div></section><section class="section_home_timeline"><div class="padding-global"><div class="container-large"><div class="padding-section-large"><div class="margin-bottom margin-xxlarge"><div class="max-width-large align-center"><div class="text-align-center"><div class="margin-bottom margin-small"><h2>How <span class="gradient">Our Process</span> Works</h2></div><p class="text-size-medium">Discover how our structured five-step approach ensures a personalized and effective financial advice experience, guiding you from initial consultation to continuous support.</p><div class="margin-top margin-medium"><div class="button-group is-center"><a href="#contact" class="button is-link is-icon w-inline-block"><div>Get In Touch</div><div class="icon-embed-xxsmall w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg">
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</svg></div></a></div></div></div></div></div><div class="home_timeline_component"><div class="home_timeline_list"><div class="home_timeline_fade-overlay-left"></div><div class="home_timeline_item"><div class="home_timeline_progress-wrapper"><div class="home_timeline_progress-line is-small-mobile"></div><div class="home_timeline_circle"></div><div class="home_timeline_progress-line"></div></div><div class="home_timeline_item-content"><div class="margin-bottom margin-xxsmall"><h3 class="heading-style-h5">1. Consultation</h3></div><p class="text-size-regular">Understanding your financial goals and wealth expectations through a comprehensive assessment to tailor a personalized plan.</p></div></div><div class="home_timeline_item"><div class="home_timeline_progress-wrapper"><div class="home_timeline_progress-line is-small-mobile"></div><div class="home_timeline_circle"></div><div class="home_timeline_progress-line"></div></div><div id="w-node-b2b12aec-1db4-a492-419d-b8597bebc625-5e5c87f7" class="home_timeline_item-content"><div class="margin-bottom margin-xxsmall"><h3 class="heading-style-h5">2. Analysis</h3></div><p class="text-size-regular">Evaluating your current financial situation and future goals to identify key areas of improvement and opportunities for growth.</p></div></div><div class="home_timeline_item"><div class="home_timeline_progress-wrapper"><div class="home_timeline_progress-line is-small-mobile"></div><div class="home_timeline_circle"></div><div class="home_timeline_progress-line"></div></div><div class="home_timeline_item-content"><div class="margin-bottom margin-xxsmall"><h3 class="heading-style-h5">3. Advice</h3></div><p class="text-size-regular">Discussing different strategies and providing professional recommendations for optimizing your retirement plan, investments, and tax situation.</p></div></div><div class="home_timeline_item"><div class="home_timeline_progress-wrapper"><div class="home_timeline_progress-line is-small-mobile"></div><div class="home_timeline_circle"></div><div class="home_timeline_progress-line"></div></div><div class="home_timeline_item-content"><div class="margin-bottom margin-xxsmall"><h3 class="heading-style-h5">4. Agreement</h3></div><p class="text-size-regular">Finalizing the plan details, obtaining mutual agreement, and initiating the formal relationship with clear steps and documentation.</p></div></div><div class="home_timeline_item"><div class="home_timeline_progress-wrapper"><div class="home_timeline_progress-line is-small-mobile"></div><div class="home_timeline_circle"></div><div class="home_timeline_progress-line hide-mobile-landscape"></div></div><div class="home_timeline_item-content"><div class="margin-bottom margin-xxsmall"><h3 class="heading-style-h5">5. Support</h3></div><p class="text-size-regular">Providing ongoing support and advice to adapt the investment plan and strategies to changing circumstances and market conditions.</p></div></div><div class="home_timeline_fade-overlay-right"></div></div></div></div></div></div></section><header id="Risk" class="section_home_about-4 background-color-secondary"><div class="padding-global"><div class="container-large"><div class="padding-section-large-top"><div class="w-layout-grid retirement_about-4_component"><div class="retirement_about-4_content-left"><h3><span class="gradient"><strong>Objectivity</strong></span><strong> Is What Sets Us Apart</strong></h3></div><div class="retirement_about-4_content-right"><p class="text-size-medium">Our financial advisory practice prides itself on providing objective, unbiased advice tailored to your unique financial goals. Backed by one of Canada’s largest and most reputable financial institutions, we combine personalized service with the strength and stability of a trusted industry leader.</p></div></div></div></div></div></header><section class="section_home_icons background-color-secondary"><div class="padding-global"><div class="container-large"><div class="padding-section-medium"><div class="w-layout-grid retirement_cta-1_component"><div class="retirement_cta-1_item"><div class="w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="50" height="50" viewBox="0 0 24 24" style="fill: rgba(6, 132, 102, 1);transform: ;msFilter:;"><path d="M19 4h-3V2h-2v2h-4V2H8v2H5c-1.103 0-2 .897-2 2v14c0 1.103.897 2 2 2h14c1.103 0 2-.897 2-2V6c0-1.103-.897-2-2-2zm-7 10H7v-2h5v2zm5-4H7V8h10v2z"></path></svg></div><div class="margin-bottom margin-small"><h2 class="heading-style-h4"><strong class="heading-style-h5">Objective and Unbiased Advice</strong></h2></div><p class="text-size-regular">We take pride in offering objective advice tailored to your retirement, investment, and insurance goals.</p></div><div class="retirement_cta-1_item"><div class="w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="50" height="50" viewBox="0 0 24 24" style="fill: rgba(6, 132, 102, 1);transform: ;msFilter:;"><path d="M3 3v17a1 1 0 0 0 1 1h17v-2H5V3H3z"></path><path d="M15.293 14.707a.999.999 0 0 0 1.414 0l5-5-1.414-1.414L16 12.586l-2.293-2.293a.999.999 0 0 0-1.414 0l-5 5 1.414 1.414L13 12.414l2.293 2.293z"></path></svg></div><div class="margin-bottom margin-small"><h2 class="heading-style-h4"><strong class="heading-style-h5">Focus on the Details</strong></h2></div><p class="text-size-regular">By addressing the often-overlooked nuances and blind spots, we help you avoid common pitfalls that could undermine your financial success.</p></div><div id="w-node-e26d5c49-9b3c-a12a-aa6a-cb5ac4efa469-5e5c87f7" class="retirement_cta-1_item"><div class="w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="50" height="50" viewBox="0 0 24 24" style="fill: rgba(6, 132, 102, 1);transform: ;msFilter:;"><path d="M8 12.052c1.995 0 3.5-1.505 3.5-3.5s-1.505-3.5-3.5-3.5-3.5 1.505-3.5 3.5 1.505 3.5 3.5 3.5zM9 13H7c-2.757 0-5 2.243-5 5v1h12v-1c0-2.757-2.243-5-5-5zm9.364-10.364L16.95 4.05C18.271 5.373 19 7.131 19 9s-.729 3.627-2.05 4.95l1.414 1.414C20.064 13.663 21 11.403 21 9s-.936-4.663-2.636-6.364z"></path><path d="M15.535 5.464 14.121 6.88C14.688 7.445 15 8.198 15 9s-.312 1.555-.879 2.12l1.414 1.416C16.479 11.592 17 10.337 17 9s-.521-2.592-1.465-3.536z"></path></svg></div><div class="margin-bottom margin-small"><h2 class="heading-style-h4"><strong class="heading-style-h5">Financial Strategy</strong></h2></div><p class="text-size-regular">Our approach ensures that all aspects of your financial strategy are connected, allowing you to optimize every opportunity.</p></div></div><p class="text-size-medium mt-100">When it comes to finance, the devil is truly in the details. Many blind spots and overlooked nuances can prevent you from maximizing your financial potential. Oftentimes, people are left with fragmented pieces of the puzzle, missing out on opportunities to fully optimize their financial strategies. Our comprehensive approach ensures that no detail is ignored, helping you achieve a cohesive and effective financial goals.</p></div></div></div></section><section class="section_home_cta-1"><div class="padding-global"><div class="container-large"><div class="padding-section-large"><div class="w-layout-grid home_cta-1_component"><div class="home_cta-1_content-left"><h2 class="text-color-white">Meet Our <span class="gradient">Expert Team</span></h2></div><div class="home_cta-1_content-right"><p class="text-size-medium">Discover the dedicated professionals behind your financial success. Learn more about our advisors' expertise, experience, and commitment to helping you achieve your financial goals.</p><div class="margin-top margin-medium"><div class="button-group"><a href="/our-team" class="button is-secondary is-alternate w-button">Get to Know Us</a></div></div></div></div></div></div></div><div class="home_cta-1_background-image-wrapper"><div class="image-overlay-layer cta-image"></div></div></section><section class="section_home_cta-2"><div class="padding-global"><div class="container-large"><div class="padding-section-large"><div class="margin-bottom margin-xxlarge"><div class="max-width-large"><div class="margin-bottom margin-small"><h2>Frequently Asked <span class="gradient">Questions</span></h2></div><p class="text-size-medium">Find answers to common questions about our services, processes, and how we can help you achieve your financial goals.</p></div></div><div class="home_cta-2_component"><div class="home_cta-2_accordion"><div data-w-id="b2b12aec-1db4-a492-419d-b8597bebc66e" class="home_cta-2_question"><div class="text-size-medium text-weight-bold">What services do we specialize in?</div><div class="home_cta-2_icon-wrapper"><div class="icon-embed-small w-embed"><svg width="100%" height="100%" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg">
<path fill-rule="evenodd" clip-rule="evenodd" d="M16.5303 20.8839C16.2374 21.1768 15.7626 21.1768 15.4697 20.8839L7.82318 13.2374C7.53029 12.9445 7.53029 12.4697 7.82318 12.1768L8.17674 11.8232C8.46963 11.5303 8.9445 11.5303 9.2374 11.8232L16 18.5858L22.7626 11.8232C23.0555 11.5303 23.5303 11.5303 23.8232 11.8232L24.1768 12.1768C24.4697 12.4697 24.4697 12.9445 24.1768 13.2374L16.5303 20.8839Z" fill="currentColor"></path>
</svg></div></div></div><div style="width: 100%; height: 0px;" class="home_cta-2_answer"><div class="margin-bottom margin-small"><div class="max-width-large"><p class="text-size-regular">Our team focuses primarily on retirement planning, investment advice, tax optimization, estate optimization and overall wealth management. We tailor strategies to meet the specific needs of each client and their family.</p></div></div></div></div><div class="home_cta-2_accordion"><div data-w-id="b2b12aec-1db4-a492-419d-b8597bebc679" class="home_cta-2_question"><div class="text-size-medium text-weight-bold">How soon should I start preparing for retirement?</div><div class="home_cta-2_icon-wrapper"><div class="icon-embed-small w-embed"><svg width="100%" height="100%" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg">
<path fill-rule="evenodd" clip-rule="evenodd" d="M16.5303 20.8839C16.2374 21.1768 15.7626 21.1768 15.4697 20.8839L7.82318 13.2374C7.53029 12.9445 7.53029 12.4697 7.82318 12.1768L8.17674 11.8232C8.46963 11.5303 8.9445 11.5303 9.2374 11.8232L16 18.5858L22.7626 11.8232C23.0555 11.5303 23.5303 11.5303 23.8232 11.8232L24.1768 12.1768C24.4697 12.4697 24.4697 12.9445 24.1768 13.2374L16.5303 20.8839Z" fill="currentColor"></path>
</svg></div></div></div><div style="width: 100%; height: 0px;" class="home_cta-2_answer"><div class="margin-bottom margin-small"><div class="max-width-large"><p class="text-size-regular">It's never too early to start. The sooner you begin, the better prepared you'll be. Starting early allows your investments more time to grow, leveraging the power of compound interest.</p></div></div></div></div><div class="home_cta-2_accordion"><div data-w-id="b2b12aec-1db4-a492-419d-b8597bebc684" class="home_cta-2_question"><div class="text-size-medium text-weight-bold">Are there fees associated with your services?</div><div class="home_cta-2_icon-wrapper"><div class="icon-embed-small w-embed"><svg width="100%" height="100%" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg">
<path fill-rule="evenodd" clip-rule="evenodd" d="M16.5303 20.8839C16.2374 21.1768 15.7626 21.1768 15.4697 20.8839L7.82318 13.2374C7.53029 12.9445 7.53029 12.4697 7.82318 12.1768L8.17674 11.8232C8.46963 11.5303 8.9445 11.5303 9.2374 11.8232L16 18.5858L22.7626 11.8232C23.0555 11.5303 23.5303 11.5303 23.8232 11.8232L24.1768 12.1768C24.4697 12.4697 24.4697 12.9445 24.1768 13.2374L16.5303 20.8839Z" fill="currentColor"></path>
</svg></div></div></div><div style="width: 100%; height: 0px;" class="home_cta-2_answer"><div class="margin-bottom margin-small"><div class="max-width-large"><p class="text-size-regular">Yes, our fees vary depending on the services provided. We prioritize transparency and will discuss all costs with you upfront during our initial consultations.</p></div></div></div></div><div class="home_cta-2_accordion"><div data-w-id="b2b12aec-1db4-a492-419d-b8597bebc68f" class="home_cta-2_question"><div class="text-size-medium text-weight-bold">How often will we review my plan?</div><div class="home_cta-2_icon-wrapper"><div class="icon-embed-small w-embed"><svg width="100%" height="100%" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg">
<path fill-rule="evenodd" clip-rule="evenodd" d="M16.5303 20.8839C16.2374 21.1768 15.7626 21.1768 15.4697 20.8839L7.82318 13.2374C7.53029 12.9445 7.53029 12.4697 7.82318 12.1768L8.17674 11.8232C8.46963 11.5303 8.9445 11.5303 9.2374 11.8232L16 18.5858L22.7626 11.8232C23.0555 11.5303 23.5303 11.5303 23.8232 11.8232L24.1768 12.1768C24.4697 12.4697 24.4697 12.9445 24.1768 13.2374L16.5303 20.8839Z" fill="currentColor"></path>
</svg></div></div></div><div style="width: 100%; height: 0px;" class="home_cta-2_answer"><div class="margin-bottom margin-small"><div class="max-width-large"><p class="text-size-regular">Regular reviews are crucial. Typically, we schedule periodic reviews, at least annually, but they can be more frequent depending on market conditions and personal financial changes.</p></div></div></div></div><div class="home_cta-2_accordion"><div data-w-id="b2b12aec-1db4-a492-419d-b8597bebc69a" class="home_cta-2_question"><div class="text-size-medium text-weight-bold">Can I access my accounts and financial information online?</div><div class="home_cta-2_icon-wrapper"><div class="icon-embed-small w-embed"><svg width="100%" height="100%" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg">
<path fill-rule="evenodd" clip-rule="evenodd" d="M16.5303 20.8839C16.2374 21.1768 15.7626 21.1768 15.4697 20.8839L7.82318 13.2374C7.53029 12.9445 7.53029 12.4697 7.82318 12.1768L8.17674 11.8232C8.46963 11.5303 8.9445 11.5303 9.2374 11.8232L16 18.5858L22.7626 11.8232C23.0555 11.5303 23.5303 11.5303 23.8232 11.8232L24.1768 12.1768C24.4697 12.4697 24.4697 12.9445 24.1768 13.2374L16.5303 20.8839Z" fill="currentColor"></path>
</svg></div></div></div><div style="width: 100%; height: 0px;" class="home_cta-2_answer"><div class="margin-bottom margin-small"><div class="max-width-large"><p class="text-size-regular">Absolutely! We offer secure online access, allowing you to monitor your investments and financial status whenever you wish.</p></div></div></div></div></div><div class="margin-top margin-xxlarge"><div class="max-width-medium"><div class="margin-bottom margin-xsmall"><h3>Still have questions?</h3></div><p class="text-size-medium">If you have further inquiries, feel free to contact us directly.</p><div class="margin-top margin-medium"><a href="#contact" class="button is-secondary is-alternate w-button">Reach Out</a></div></div></div></div></div></div></section><div><section id="contact" class="section_footer_legal_banner"><section class="section_logo1"><div class="padding-global"><div class="container-large"><div class="padding-section-medium-2"><div class="logo1_component"><a href="https://www.ciro.ca/office-investor/know-your-advisor-advisor-report" target="_blank" class="w-inline-block"><img loading="lazy" src="https://cdn.prod.website-files.com/66ba55c42730fb3a5e5c87f6/66ba5fd71167a551d2b2c156_Advisor_Report_white_EN.png" alt="Advisor Report Logo" class="logo1_logo"></a><a href="https://www.cipf.ca/" target="_blank" class="w-inline-block"><img sizes="(max-width: 767px) 62.515625px, 72.9375px" srcset="https://cdn.prod.website-files.com/66ba55c42730fb3a5e5c87f6/66ba5fd71167a551d2b2c133_CIPF_white_EN-p-500.png 500w, https://cdn.prod.website-files.com/66ba55c42730fb3a5e5c87f6/66ba5fd71167a551d2b2c133_CIPF_white_EN-p-800.png 800w, https://cdn.prod.website-files.com/66ba55c42730fb3a5e5c87f6/66ba5fd71167a551d2b2c133_CIPF_white_EN.png 960w" alt="Logo CIPF" src="https://cdn.prod.website-files.com/66ba55c42730fb3a5e5c87f6/66ba5fd71167a551d2b2c133_CIPF_white_EN.png" loading="lazy" class="logo1_logo"></a><a href="https://www.ciro.ca/" target="_blank" class="link-block-3 w-inline-block"><img loading="lazy" src="https://cdn.prod.website-files.com/66ba55c42730fb3a5e5c87f6/66ba5fd71167a551d2b2c101_CIRO_white_EN.png" alt="CIRO logo" class="logo1_logo special-grayscale-logo"></a></div></div></div></div></section><section class="section-disclaimer"><div><div class="container-large"><div class="padding-section-legal-banner"><div class="disclaimer-component"><p class="footer-disclaimer-text">Investment dealer dealing representatives (“Investment advisors”) registered with Manulife Wealth Inc. offer stocks, bonds and mutual funds. Insurance products and services are offered through Manulife Wealth Insurance Services Inc. Banking products and services are offered by referral arrangements through our related company Manulife Bank of Canada. Additional disclosure information will be provided upon referral. Please confirm with your Advisor which company you are dealing with for each of your products and services.</p><div class="div-block-5"><a href="https://www.manulifewealth.ca/clients/en/corporate-disclaimers" target="_blank" class="legal-disclaimer-link w-inline-block"><p class="text-color-white-2 disclaimer-footer text-color-grey">Legal and Disclaimers</p></a><p class="text-color-grey-footer">&nbsp;&nbsp;|&nbsp;&nbsp;</p><a href="https://www.manulife.ca/privacy-policies/canadian-division-privacy-policy.html" target="_blank" class="privacy-policy-block w-inline-block"><p class="text-color-white-2 disclaimer-footer text-color-grey">Privacy Policy</p></a></div></div></div></div><div class="container-large"><div class="w-layout-grid contact-info-grid"><div id="w-node-da257e18-2d09-79b1-d790-4f47c91721e1-aba9bde2" class="contact11_item footer"><div id="w-node-da257e18-2d09-79b1-d790-4f47c91721e2-aba9bde2" class="w-layout-layout legal-banner-contact-info wf-layout-layout"><div 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